/* ==========================================================================
   ASHAPURA FINANCIAL SERVICES - ENTERPRISE DESIGN SYSTEM & STYLESHEET
   ========================================================================== */

/* 1. BRAND DESIGN SYSTEM & COLOR VARIABLES */
:root {
    /* Main Dark Navy Colors */
    --navy-dark: #0B1B3D;
    --navy-deeper: #050E21;
    --navy-hover: #142850;
    --blue-icon-bg: #050E21;
    --blue-icon-bright: #FF5B00;
    
    /* Logo Metallic Gold Colors */
    --gold-logo: #FF5B00;
    --gold-primary: #FF5B00;
    --gold-light: #FF7A29;
    --gold-border: rgba(255, 91, 0, 0.25);
    
    /* Background Canvas Colors */
    --bg-cream-light: #FFFDF8;
    --bg-cream-bar: #F8F5EE;
    --bg-cream-soft: #FAF5EA;
    --bg-white: #FFFFFF;
    
    /* Secondary Accent Colors (Harmonized to Brand Logo Gold & Navy) */
    --blue-badge-bg: rgba(255, 91, 0, 0.12);
    --blue-badge-text: #FF5B00;
    --blue-icon-tint: rgba(255, 91, 0, 0.12);
    --blue-icon-text: #FF5B00;
    
    /* Text Neutrals */
    --text-dark: #000000;
    --text-slate: #1E293B;
    --text-muted: #334155;
    --text-white: #FFFFFF;
    
    /* Spacing & Radii */
    --radius-sm: 6px;
    --radius-md: 10px;
    --radius-lg: 14px;
    --radius-xl: 16px;
    --radius-pill: 50px;
    
    /* Shadows */
    --shadow-header: 0 4px 25px rgba(11, 27, 61, 0.08);
    --shadow-card: 0 4px 15px rgba(11, 27, 61, 0.04);
    --shadow-card-hover: 0 12px 28px rgba(11, 27, 61, 0.12);
    --shadow-modal: 0 25px 60px rgba(0, 0, 0, 0.35);
    
    --transition-fast: all 0.2s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-smooth: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

/* 2. GLOBAL RESET & BASE STYLES */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    overflow-x: hidden;
    width: 100%;
    max-width: 100%;
}

section[id],
div[id] {
    scroll-margin-top: 80px;
}

body {
    background-color: var(--bg-cream-light);
    color: var(--text-dark);
    font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, sans-serif;
    line-height: 1.5;
    overflow-x: hidden;
    width: 100%;
    max-width: 100%;
    position: relative;
    -webkit-font-smoothing: auto;
    -moz-osx-font-smoothing: auto;
    text-rendering: optimizeLegibility;
}

/* ==========================================================================
   2.1 GLOBAL SCROLL ANIMATIONS, KINETIC TEXT & TRANSITIONS ENGINE
   ========================================================================== */

/* Base state for all animated scroll elements */
.fade-up,
.fade-down,
.fade-left,
.fade-right,
.fade-scale,
.reveal-on-scroll,
.reveal-scale,
.reveal-slide-left,
.reveal-slide-right {
    opacity: 0;
    will-change: transform, opacity;
    transition: opacity 0.85s cubic-bezier(0.16, 1, 0.3, 1),
                transform 0.85s cubic-bezier(0.16, 1, 0.3, 1),
                filter 0.85s cubic-bezier(0.16, 1, 0.3, 1);
}

/* Transform starting offsets */
.fade-up,
.reveal-on-scroll {
    transform: translateY(34px);
}

.fade-down {
    transform: translateY(-34px);
}

.fade-left,
.reveal-slide-right {
    transform: translateX(36px);
}

.fade-right,
.reveal-slide-left {
    transform: translateX(-36px);
}

.fade-scale,
.reveal-scale {
    transform: scale(0.94);
}

/* Revealed active state when in viewport */
.fade-up.is-revealed,
.fade-down.is-revealed,
.fade-left.is-revealed,
.fade-right.is-revealed,
.fade-scale.is-revealed,
.reveal-on-scroll.is-revealed,
.reveal-scale.is-revealed,
.reveal-slide-left.is-revealed,
.reveal-slide-right.is-revealed {
    opacity: 1;
    transform: translate(0, 0) scale(1);
}

/* Stagger Delays for Cards, Steps, Grids & Rows */
.stagger-1 { transition-delay: 0.08s !important; }
.stagger-2 { transition-delay: 0.16s !important; }
.stagger-3 { transition-delay: 0.24s !important; }
.stagger-4 { transition-delay: 0.32s !important; }
.stagger-5 { transition-delay: 0.40s !important; }
.stagger-6 { transition-delay: 0.48s !important; }

/* Micro-Interaction & Smooth Hover Transitions for All Pages */
.card-hover-lift,
.ref-feature-item,
.ref-stepper-card,
.ref-value-card,
.ref-process-step,
.ref-bank-pill,
.cr-form-card,
.cr-location-card,
.cr-center-card,
.cr-acc-card {
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1),
                box-shadow 0.35s cubic-bezier(0.16, 1, 0.3, 1),
                border-color 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.ref-feature-item:hover,
.ref-value-card:hover,
.ref-process-step:hover,
.cr-acc-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(11, 27, 61, 0.09);
    border-color: #FF5B00;
}

/* Accordion Smooth Height Animation in Contact */
.cr-acc-expanded-content {
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ==========================================================================
   SPLIT TEXT WORD REVEAL — ReactBits-style per-word clip+slide animation
   Used by initSplitTextHeaders() which wraps each word in:
     <span class="split-word-mask"><span class="split-word" style="--word-index:N">word</span></span>
   The mask clips overflow so each word appears to rise out of a slot.
   ========================================================================== */

.split-word-mask {
    display: inline-block;
    overflow: hidden;
    vertical-align: bottom;
    line-height: inherit;
    /* Small breathing gap between words */
    margin-right: 0.18em;
}

/* The word itself starts hidden below the clip area */
.split-word {
    display: inline-block;
    opacity: 0;
    transform: translateY(100%) skewY(4deg);
    will-change: transform, opacity;
    transition: none; /* driven by class toggle, not transition */
}

/* When the parent heading receives .is-revealed, each word animates in */
.split-heading.is-revealed .split-word {
    opacity: 1;
    transform: translateY(0) skewY(0deg);
    transition:
        opacity 0.7s cubic-bezier(0.16, 1, 0.3, 1),
        transform 0.7s cubic-bezier(0.16, 1, 0.3, 1);
    /* Stagger each word using its CSS variable index */
    transition-delay: calc(var(--word-index, 0) * 0.08s + 0.1s);
}

/* Gold-branded words inside headings inherit their color while animating */
.split-heading.is-revealed .split-word-mask .text-gold-brand,
.split-heading.is-revealed .split-word-mask .text-gold {
    color: inherit;
}

/* Hero-specific: eyebrow and subtitle fade up after words land */
.about-split-eyebrow {
    opacity: 0;
    transform: translateY(14px);
    transition: opacity 0.6s ease, transform 0.6s ease;
    transition-delay: 0s;
}

.about-split-eyebrow.is-revealed {
    opacity: 1;
    transform: translateY(0);
}

.about-split-sub {
    opacity: 0;
    transform: translateY(18px);
    transition: opacity 0.7s ease, transform 0.7s ease;
    transition-delay: 0s;
}

.about-split-sub.is-revealed {
    opacity: 1;
    transform: translateY(0);
}


.container {
    width: 100%;
    max-width: 1320px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

.section-padding {
    padding: 2.25rem 0 !important;
}

.bg-white { background-color: #FFFFFF !important; }
.bg-cream-alt { background-color: #F9F6F0 !important; }
.bg-navy-dark { background-color: var(--navy-dark) !important; }

a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition-fast);
}

button, input, select {
    font-family: inherit;
    outline: none;
    border: none;
}

.text-gold { color: var(--gold-logo) !important; }
.text-gold-accent { color: var(--gold-logo) !important; }
.text-white { color: #FFFFFF !important; }
.text-slate-light { color: #94A3B8 !important; }
.text-center { text-align: center; }
.font-bold { font-weight: 700 !important; }
.w-full { width: 100%; }
.max-w-700 { max-width: 700px; margin: 0 auto; }
.mt-2 { margin-top: 0.5rem; }
.mt-3 { margin-top: 0.75rem; }
.mt-4 { margin-top: 2rem; }

/* Layout & Spacing Utilities */
.relative-z { position: relative; z-index: 2; }
.mb-2 { margin-bottom: 0.5rem !important; }
.mb-4 { margin-bottom: 1.5rem !important; }
.pb-4 { padding-bottom: 1.5rem !important; }
.mx-auto { margin-left: auto !important; margin-right: auto !important; }
.max-w-2xl { max-width: 42rem; }
.req { color: #E53E3E; font-weight: 700; }
.px-lg-5 { padding-left: 3rem; padding-right: 3rem; }

/* Social Hover Colors */
.social-links a.facebook-btn:hover { background: #1877F2; border-color: #1877F2; color: #FFFFFF; }
.social-links a.youtube-btn:hover { background: #FF0000; border-color: #FF0000; color: #FFFFFF; }
.social-links a.instagram-btn:hover { background: linear-gradient(45deg, #F58529, #DD2A7B, #8134AF); border-color: #DD2A7B; color: #FFFFFF; }



/* 3. BUTTON SYSTEM */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.55rem;
    padding: 0.6rem 1.25rem;
    font-size: 0.85rem;
    font-weight: 700;
    border-radius: var(--radius-sm);
    cursor: pointer;
    white-space: nowrap;
    transition: var(--transition-smooth);
}

.btn-solid-navy {
    background-color: var(--navy-dark);
    color: #FFFFFF;
    box-shadow: 0 4px 12px rgba(11, 27, 61, 0.2);
}

.btn-solid-navy:hover {
    background-color: var(--navy-hover);
    transform: translateY(-1px);
    box-shadow: 0 6px 18px rgba(11, 27, 61, 0.3);
}

.btn-outline-navy {
    background: transparent;
    border: 1.5px solid var(--navy-dark);
    color: var(--navy-dark);
}

.btn-outline-navy:hover {
    background: rgba(11, 27, 61, 0.05);
}

.btn-gold-pill {
    background: #0A1628;
    border: 1.5px solid #0A1628;
    color: #FFFFFF;
    font-weight: 700;
    border-radius: var(--radius-pill);
    padding: 0.72rem 1.65rem;
    font-size: 0.88rem;
    box-shadow: 0 4px 15px rgba(10, 22, 40, 0.15);
    display: inline-flex;
    align-items: center;
    gap: 0.55rem;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.22, 1, 0.36, 1);
}

.btn-gold-pill:hover {
    background: #E05000;
    border-color: #E05000;
    color: #0A1628;
    transform: translateY(-2px);
    box-shadow: 0 8px 25px rgba(224, 80, 0, 0.35);
}


/* 4. TOP ANNOUNCEMENT BAR */
.top-bar {
    background: var(--navy-deeper);
    color: #94A3B8;
    font-size: 0.78rem;
    padding: 0.35rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-bar-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.top-info {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    white-space: nowrap;
}

.top-info a {
    color: #FFFFFF;
    font-weight: 600;
}

.top-info a:hover {
    color: var(--gold-light);
}

.top-info .divider {
    color: rgba(255, 255, 255, 0.2);
}

.top-actions {
    display: flex;
    align-items: center;
    gap: 1rem;
    white-space: nowrap;
}

.rate-badge {
    background: rgba(255, 91, 0, 0.15);
    border: 1px solid var(--gold-logo);
    color: #FFFFFF;
    padding: 0.15rem 0.65rem;
    border-radius: 50px;
    font-size: 0.72rem;
}

.top-link-btn {
    background: transparent;
    color: var(--gold-light);
    font-size: 0.78rem;
    font-weight: 700;
    cursor: pointer;
}

.top-link-btn:hover {
    text-decoration: underline;
}

/* 5. EXECUTIVE LUXURY HEADER (BALANCED ALIGNMENT & PREMIUM SPACING) */
.main-header {
    position: sticky;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 100;
    background: rgba(255, 255, 255, 0.98);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(255, 91, 0, 0.3);
    height: 74px;
    display: flex;
    align-items: center;
    transition: all 0.3s ease;
    box-shadow: 0 4px 20px rgba(5, 14, 33, 0.04);
}

.main-header.scrolled {
    height: 64px;
    background: rgba(255, 255, 255, 0.96);
    box-shadow: 0 10px 30px rgba(5, 14, 33, 0.08);
}

.header-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
}

.brand-logo {
    display: flex;
    align-items: center;
    height: 48px;
    flex-shrink: 0;
}

.brand-svg-logo {
    height: 46px;
    width: auto;
    object-fit: contain;
}

.desktop-nav {
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
}

.nav-list {
    display: flex;
    align-items: center;
    justify-content: center;
    list-style: none;
    gap: 2.25rem;
    margin: 0;
    padding: 0;
}

.nav-item {
    position: relative;
    display: flex;
    align-items: center;
}

.nav-link {
    font-family: 'Outfit', sans-serif;
    font-size: 0.92rem;
    font-weight: 600;
    color: #0F172A;
    padding: 0.5rem 0;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    white-space: nowrap;
    position: relative;
    transition: color 0.2s ease;
}

.nav-link:hover, .nav-link.active {
    color: #FF5B00;
    font-weight: 700;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0%;
    height: 2.5px;
    background: linear-gradient(90deg, #FF7A29, #FF5B00);
    border-radius: 4px;
    transition: width 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.nav-link:hover::after, .nav-link.active::after {
    width: 100%;
}

.dropdown-icon {
    font-size: 0.65rem;
    transition: transform 0.25s ease;
}

.dropdown:hover .dropdown-icon {
    transform: rotate(180deg);
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%) translateY(14px);
    width: 520px;
    background: #FFFFFF;
    border: 1px solid rgba(255, 91, 0, 0.3);
    border-radius: 14px;
    padding: 0.85rem;
    box-shadow: 0 20px 40px rgba(5, 14, 33, 0.12);
    opacity: 0;
    visibility: hidden;
    transition: all 0.25s ease;
    pointer-events: none;
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateX(-50%) translateY(6px);
    pointer-events: all;
}

.dropdown-menu-insurance {
    width: 320px;
}

.dropdown-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 0.5rem;
}

.dropdown-grid-single {
    grid-template-columns: 1fr;
}

.dropdown-card {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    padding: 0.65rem;
    border-radius: 10px;
    background: #FAF8F5;
    text-decoration: none;
    transition: all 0.2s ease;
}

.dropdown-card:hover {
    background: rgba(255, 91, 0, 0.12);
    transform: translateY(-1px);
}

.dropdown-icon-box {
    width: 32px;
    height: 32px;
    background: #050E21;
    color: #FF5B00;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.85rem;
    flex-shrink: 0;
}

.dropdown-info h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    color: #050E21;
    margin-bottom: 0.15rem;
}

.dropdown-info p {
    font-size: 0.7rem;
    color: #64748B;
    line-height: 1.25;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    flex-shrink: 0;
}


/* ==========================================================================
   PORTAL LOGIN BUTTONS (CUSTOMER, PARTNER & STAFF LOGIN)
   ========================================================================== */
.header-logins-bar {
    display: flex;
    align-items: center;
    gap: 0.55rem;
}

.btn-header-login {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    padding: 0.48rem 0.95rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-size: 0.8rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.25s cubic-bezier(0.22, 1, 0.36, 1);
    white-space: nowrap;
    border: 1px solid rgba(255, 91, 0, 0.35);
    background: #FFFFFF;
    color: #050E21;
    box-shadow: 0 2px 8px rgba(5, 14, 33, 0.05);
}

.btn-header-login i {
    font-size: 0.82rem;
    color: #FF5B00;
    transition: all 0.25s ease;
}

.btn-header-login:hover {
    background: #050E21;
    color: #FFFFFF;
    border-color: #050E21;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(5, 14, 33, 0.18);
}

.btn-header-login:hover i {
    color: #FF5B00;
}

/* Staff Login Highlight Pill */
.btn-header-login.staff-login-btn {
    background: linear-gradient(135deg, #050E21 0%, #0B1B3D 100%);
    color: #FFFFFF;
    border-color: rgba(255, 91, 0, 0.5);
}

.btn-header-login.staff-login-btn:hover {
    background: linear-gradient(135deg, #FF5B00 0%, #E05000 100%);
    border-color: #FF5B00;
    color: #050E21;
    box-shadow: 0 6px 20px rgba(255, 91, 0, 0.35);
}

.btn-header-login.staff-login-btn:hover i {
    color: #050E21;
}

/* Mobile Portal Login Pills (Inside Dark Drawer) */
.mob-portal-logins-item {
    padding: 1rem 0.25rem 0.5rem;
    border-top: 1px solid rgba(255, 91, 0, 0.25);
    margin-top: 0.85rem;
}

.mob-portal-header-tag {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    font-family: 'Outfit', sans-serif;
    font-size: 0.72rem;
    font-weight: 800;
    color: #FF5B00;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 0.75rem;
    padding-left: 0.35rem;
}

.mob-portal-logins-group {
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
}

.mob-login-pill {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    padding: 0.75rem 1rem;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 91, 0, 0.25);
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    cursor: pointer;
    width: 100%;
    text-align: left;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
    box-sizing: border-box;
}

.mob-pill-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.3);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    color: #FF5B00;
    flex-shrink: 0;
    transition: all 0.25s ease;
}

.mob-pill-info {
    display: flex;
    flex-direction: column;
    flex: 1;
    min-width: 0;
}

.mob-pill-title {
    font-size: 0.92rem;
    font-weight: 700;
    color: #FFFFFF;
    line-height: 1.2;
}

.mob-pill-sub {
    font-size: 0.72rem;
    color: rgba(255, 255, 255, 0.55);
    font-family: 'Plus Jakarta Sans', sans-serif;
    margin-top: 0.15rem;
    line-height: 1.2;
}

.mob-pill-arrow {
    font-size: 0.75rem;
    color: rgba(255, 91, 0, 0.6);
    transition: transform 0.25s ease, color 0.25s ease;
    flex-shrink: 0;
}

.mob-login-pill:hover,
.mob-login-pill:active {
    background: rgba(255, 91, 0, 0.16);
    border-color: #FF5B00;
    transform: translateX(4px);
    box-shadow: 0 4px 16px rgba(255, 91, 0, 0.2);
}

.mob-login-pill:hover .mob-pill-icon,
.mob-login-pill:active .mob-pill-icon {
    background: linear-gradient(135deg, #FF7A29, #FF5B00);
    color: #050E21;
    border-color: #FF5B00;
    transform: scale(1.05);
}

.mob-login-pill:hover .mob-pill-arrow,
.mob-login-pill:active .mob-pill-arrow {
    transform: translateX(3px);
    color: #FF5B00;
}

.mob-login-pill.staff-pill {
    background: linear-gradient(135deg, rgba(255, 91, 0, 0.1) 0%, rgba(255, 91, 0, 0.2) 100%);
    border-color: rgba(255, 91, 0, 0.45);
}

/* Login Modal Styles */
.login-modal-card {
    max-width: 460px;
    width: 100%;
    padding: 2rem 2.2rem 1.75rem;
    border-radius: 20px;
    border: 1.5px solid rgba(255, 91, 0, 0.4);
    box-shadow: 0 25px 60px rgba(5, 14, 33, 0.3);
    box-sizing: border-box;
    max-height: 90dvh;
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
}

.login-brand-icon {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background: rgba(255, 91, 0, 0.12);
    border: 1.5px solid rgba(255, 91, 0, 0.4);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 0.75rem;
    font-size: 1.4rem;
}

.login-modal-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.35rem;
    font-weight: 800;
    color: #050E21;
    margin-bottom: 0.2rem;
}

.login-modal-subtitle {
    font-size: 0.82rem;
    color: #64748B;
    margin-bottom: 1.25rem;
}

.login-tabs-nav {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0.35rem;
    background: #F1F5F9;
    padding: 0.35rem;
    border-radius: 50px;
    margin-bottom: 1.5rem;
}

.login-tab-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.4rem;
    padding: 0.55rem 0.5rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    color: #64748B;
    background: transparent;
    cursor: pointer;
    transition: all 0.25s ease;
    border: none;
    white-space: nowrap;
}

.login-tab-btn.active {
    background: #050E21;
    color: #FFFFFF;
    box-shadow: 0 3px 10px rgba(5, 14, 33, 0.15);
}

.login-tab-btn.active i {
    color: #FF5B00;
}

.login-tab-content {
    display: none;
    flex-direction: column;
    gap: 1rem;
}

.login-tab-content.active {
    display: flex;
}

.login-form-group {
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
    text-align: left;
}

.login-form-group label {
    font-family: 'Outfit', sans-serif;
    font-size: 0.8rem;
    font-weight: 700;
    color: #050E21;
    display: flex;
    align-items: center;
    gap: 0.4rem;
}

.login-form-group input {
    width: 100%;
    height: 46px;
    padding: 0.65rem 0.95rem;
    border: 1.5px solid #E2E8F0;
    border-radius: 12px;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.92rem;
    color: #050E21;
    background: #FAF8F5;
    transition: all 0.2s ease;
    box-sizing: border-box;
}

.login-form-group input:focus {
    border-color: #FF5B00;
    background: #FFFFFF;
    outline: none;
    box-shadow: 0 0 0 3.5px rgba(255, 91, 0, 0.18);
}

.login-actions-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    margin-top: 0.5rem;
    flex-wrap: wrap;
}

.login-help-link {
    font-size: 0.75rem;
    color: #64748B;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
}

.login-help-link:hover {
    color: #FF5B00;
    text-decoration: underline;
}

.staff-secure-tag {
    font-size: 0.72rem;
    color: #64748B;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
}

.login-submit-btn {
    padding: 0.65rem 1.35rem;
    font-size: 0.85rem;
}

.login-modal-footer {
    margin-top: 1.25rem;
    padding-top: 1rem;
    border-top: 1px solid #F1F5F9;
}

.login-modal-footer p {
    font-size: 0.72rem;
    color: #64748B;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
}

/* ==========================================================================
   BECOME A PARTNER APPLICATION MODAL (DIRECT DSA REGISTRATION FORM)
   ========================================================================== */
.partner-modal-card {
    max-width: 500px;
    width: 92%;
    padding: 1.5rem 1.65rem;
    border-radius: 18px;
    background: #FFFFFF;
    box-shadow: 0 25px 60px rgba(11, 27, 61, 0.28);
    position: relative;
    max-height: 90vh;
    overflow-y: auto;
}

.partner-form-body {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-top: 0.5rem;
}

.partner-form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.65rem;
}

.partner-form-body .input-group {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
    text-align: left;
}

.partner-form-body .input-group label {
    font-family: 'Outfit', sans-serif;
    font-size: 0.76rem;
    font-weight: 700;
    color: #050E21;
    display: flex;
    align-items: center;
    gap: 0.35rem;
}

.partner-form-body .input-group input,
.partner-form-body .input-group select {
    width: 100%;
    height: 40px;
    padding: 0.45rem 0.75rem;
    border: 1px solid #E2E8F0;
    border-radius: 9px;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.84rem;
    color: #050E21;
    background: #FFFFFF;
    transition: all 0.2s ease;
    box-sizing: border-box;
}

.partner-form-body .input-group input::placeholder,
.partner-form-body .phone-input-wrap input::placeholder {
    color: #94A3B8;
    opacity: 0.65;
    font-size: 0.8rem;
    font-weight: 400;
}

.partner-form-body .input-group select {
    cursor: pointer;
}

.partner-form-body .input-group input:focus,
.partner-form-body .input-group select:focus {
    border-color: #FF5B00;
    background: #FFFFFF;
    outline: none;
    box-shadow: 0 0 0 3px rgba(255, 91, 0, 0.15);
}

.partner-form-body .phone-input-wrap {
    display: flex;
    align-items: center;
    border: 1px solid #E2E8F0;
    border-radius: 9px;
    background: #FFFFFF;
    overflow: hidden;
    height: 40px;
    box-sizing: border-box;
    transition: all 0.2s ease;
}

.partner-form-body .phone-input-wrap:focus-within {
    border-color: #FF5B00;
    background: #FFFFFF;
    box-shadow: 0 0 0 3px rgba(255, 91, 0, 0.15);
}

.partner-form-body .phone-input-wrap .country-code {
    padding: 0 0.65rem;
    font-size: 0.8rem;
    font-weight: 700;
    color: #FF5B00;
    background: rgba(255, 91, 0, 0.06);
    height: 100%;
    display: flex;
    align-items: center;
    border-right: 1px solid #E2E8F0;
}

.partner-form-body .phone-input-wrap input {
    border: none !important;
    background: transparent !important;
    box-shadow: none !important;
    height: 100%;
    padding: 0 0.65rem;
}

.partner-form-actions {
    display: flex;
    flex-direction: column;
    gap: 0.45rem;
    margin-top: 0.25rem;
}

.partner-submit-btn {
    padding: 0.7rem 1.25rem;
    font-size: 0.88rem;
    font-weight: 800;
}

.partner-or-divider {
    display: flex;
    align-items: center;
    text-align: center;
    color: #94A3B8;
    font-size: 0.64rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    margin: 0.15rem 0;
}

.partner-or-divider::before,
.partner-or-divider::after {
    content: '';
    flex: 1;
    border-bottom: 1px solid #E2E8F0;
}

.partner-or-divider span {
    padding: 0 0.65rem;
}

.btn-partner-whatsapp {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    background: #25D366;
    color: #FFFFFF;
    padding: 0.65rem 1.25rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-size: 0.85rem;
    font-weight: 800;
    text-decoration: none;
    transition: all 0.25s ease;
    box-shadow: 0 4px 14px rgba(37, 211, 102, 0.22);
}

.btn-partner-whatsapp:hover {
    background: #1EBE5D;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(37, 211, 102, 0.35);
    color: #FFFFFF;
}

@media (max-width: 600px) {
    .partner-modal-card {
        padding: 1.25rem 1rem;
    }

    .partner-form-grid {
        grid-template-columns: 1fr;
        gap: 0.65rem;
    }
}


/* ==========================================================================
   6. MODERN ANIMATED MOBILE HAMBURGER & DRAWER SYSTEM
   ========================================================================== */

/* --- Animated Hamburger Toggle (Hidden on Desktop) --- */
.mob-hamburger {
    display: none;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    width: 36px;
    height: 36px;
    background: rgba(255, 91, 0, 0.08);
    border: 1px solid rgba(255, 91, 0, 0.25);
    border-radius: 10px;
    cursor: pointer;
    position: relative;
    z-index: 201;
    transition: all 0.3s ease;
}

.mob-hamburger:hover {
    background: rgba(255, 91, 0, 0.15);
    border-color: #FF5B00;
}

.ham-line {
    display: block;
    width: 18px;
    height: 2px;
    background: #050E21;
    border-radius: 2px;
    transition: all 0.35s cubic-bezier(0.68, -0.6, 0.32, 1.6);
    position: absolute;
}

.ham-line-1 { top: 11px; }
.ham-line-2 { top: 17px; opacity: 1; }
.ham-line-3 { top: 23px; }

/* Animated X state when drawer is open */
.mob-hamburger.is-active .ham-line-1 {
    top: 17px;
    transform: rotate(45deg);
    background: #FF5B00;
}

.mob-hamburger.is-active .ham-line-2 {
    opacity: 0;
    transform: translateX(-8px);
}

.mob-hamburger.is-active .ham-line-3 {
    top: 17px;
    transform: rotate(-45deg);
    background: #FF5B00;
}

/* --- Backdrop Overlay --- */
.mob-overlay {
    position: fixed;
    inset: 0;
    background: rgba(5, 14, 33, 0.6);
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
    z-index: 199;
    opacity: 0;
    visibility: hidden;
    transition: opacity 0.35s ease, visibility 0.35s ease;
}

.mob-overlay.is-visible {
    opacity: 1;
    visibility: visible;
}

/* --- Premium Mobile Drawer --- */
.mob-drawer {
    position: fixed;
    top: 0;
    right: 0;
    width: 88%;
    max-width: 380px;
    height: 100dvh;
    background: #050E21;
    z-index: 200;
    display: flex;
    flex-direction: column;
    transform: translateX(105%);
    visibility: hidden;
    pointer-events: none;
    transition: transform 0.45s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.45s;
    box-shadow: -20px 0 50px rgba(0, 0, 0, 0.35);
    overflow: hidden;
}

.mob-drawer.open {
    transform: translateX(0);
    visibility: visible;
    pointer-events: all;
}

/* --- Drawer Header --- */
.mob-drawer-head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.15rem 1.25rem;
    border-bottom: 1px solid rgba(255, 91, 0, 0.2);
    flex-shrink: 0;
}

.mob-drawer-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 700;
    color: #FFFFFF;
    letter-spacing: 0.02em;
}

.mob-close-btn {
    width: 34px;
    height: 34px;
    border-radius: 10px;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.3);
    color: #FF5B00;
    font-size: 1rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.2s ease;
}

.mob-close-btn:hover {
    background: rgba(255, 91, 0, 0.25);
    transform: rotate(90deg);
}

/* --- Drawer Body (Scrollable) --- */
.mob-drawer-body {
    flex: 1;
    overflow-y: auto;
    padding: 1.25rem;
    -webkit-overflow-scrolling: touch;
}

/* --- Navigation Links --- */
.mob-nav-list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.mob-nav-link {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    padding: 0.85rem 1rem;
    border-radius: 12px;
    font-family: 'Outfit', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.85);
    text-decoration: none;
    background: transparent;
    border: none;
    width: 100%;
    cursor: pointer;
    transition: all 0.2s ease;
}

.mob-nav-link i:first-child {
    width: 18px;
    text-align: center;
    font-size: 0.85rem;
    color: rgba(255, 91, 0, 0.6);
    transition: color 0.2s ease;
}

.mob-nav-link:hover, .mob-nav-link.active {
    background: rgba(255, 91, 0, 0.1);
    color: #FFFFFF;
}

.mob-nav-link:hover i:first-child, .mob-nav-link.active i:first-child {
    color: #FF5B00;
}

.mob-nav-link.active {
    background: rgba(255, 91, 0, 0.15);
    border-left: 3px solid #FF5B00;
}

/* --- Loan Options Accordion --- */
.mob-accordion {
    position: relative;
}

.mob-accordion-toggle {
    position: relative;
}

.mob-accordion-toggle span {
    flex: 1;
    text-align: left;
}

.mob-accordion-arrow {
    font-size: 0.65rem !important;
    width: auto !important;
    margin-left: auto;
    color: rgba(255, 255, 255, 0.4) !important;
    transition: transform 0.3s ease, color 0.2s ease !important;
}

.mob-accordion.is-open .mob-accordion-arrow {
    transform: rotate(180deg);
    color: #FF5B00 !important;
}

.mob-accordion-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    padding-left: 0.5rem;
}

.mob-accordion.is-open .mob-accordion-body {
    max-height: 500px;
}

.mob-sub-link {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    padding: 0.6rem 0.85rem;
    border-radius: 10px;
    text-decoration: none;
    color: rgba(255, 255, 255, 0.75);
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.85rem;
    font-weight: 600;
    transition: all 0.2s ease;
}

.mob-sub-link:hover {
    background: rgba(255, 91, 0, 0.08);
    color: #FFFFFF;
}

.mob-sub-icon {
    width: 30px;
    height: 30px;
    border-radius: 8px;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    color: #FF5B00;
    flex-shrink: 0;
}

/* --- Drawer Footer Actions --- */
.mob-drawer-foot {
    flex-shrink: 0;
    padding: 1rem 1.25rem;
    border-top: 1px solid rgba(255, 91, 0, 0.2);
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
    background: rgba(5, 14, 33, 0.5);
}

.mob-apply-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.6rem;
    width: 100%;
    padding: 0.75rem 1.25rem;
    border-radius: 12px;
    background: linear-gradient(135deg, #FF7A29 0%, #FF5B00 50%, #FF5B00 100%);
    color: #050E21;
    font-family: 'Outfit', sans-serif;
    font-size: 0.9rem;
    font-weight: 800;
    border: none;
    cursor: pointer;
    box-shadow: 0 4px 18px rgba(255, 91, 0, 0.4);
    transition: all 0.25s ease;
}

.mob-apply-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(255, 91, 0, 0.55);
}

.mob-call-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.6rem;
    width: 100%;
    padding: 0.65rem 1.25rem;
    border-radius: 12px;
    background: transparent;
    border: 1px solid rgba(255, 91, 0, 0.35);
    color: #FF5B00;
    font-family: 'Outfit', sans-serif;
    font-size: 0.85rem;
    font-weight: 700;
    text-decoration: none;
    transition: all 0.25s ease;
}

/* --- Responsive Header & Top Bar Breakpoints --- */
@media (max-width: 1280px) and (min-width: 1141px) {
    .nav-list {
        gap: 1.25rem;
    }
    .header-success-badge {
        display: none;
    }
}

/* Medium & Small Screens (<= 1140px / Tablets / Laptops / Mobiles) */
@media (max-width: 1140px) {
    .desktop-nav, 
    .header-cta-pill,
    .header-logins-bar {
        display: none !important;
    }

    .mob-hamburger {
        display: flex !important;
    }
}

/* Medium Screens (<= 991px) */
@media (max-width: 991px) {
    .login-modal-card {
        max-width: 440px;
        padding: 1.6rem 1.6rem 1.4rem;
    }
    
    .login-modal-title {
        font-size: 1.25rem;
    }
}

@media (max-width: 768px) {
    .top-bar {
        font-size: 0.7rem;
        padding: 0.3rem 0;
    }

    .top-info .hide-mobile {
        display: none !important;
    }

    .top-info .divider.hide-mobile {
        display: none !important;
    }

    .top-actions {
        display: none !important;
    }

    .top-info {
        gap: 0.5rem;
        width: 100%;
        justify-content: center;
    }

    .top-bar-container {
        justify-content: center;
    }

    .main-header {
        height: 60px;
    }

    .brand-svg-logo {
        height: 38px;
    }
    
    .login-modal-card {
        padding: 1.45rem 1.25rem 1.2rem;
        border-radius: 18px;
    }

    html, body {
        overflow-x: hidden !important;
        width: 100% !important;
        max-width: 100% !important;
    }
    
    .fade-left,
    .fade-right,
    .reveal-slide-left,
    .reveal-slide-right {
        transform: translateY(20px) !important;
    }
    
    .fade-left.is-revealed,
    .fade-right.is-revealed,
    .reveal-slide-left.is-revealed,
    .reveal-slide-right.is-revealed {
        transform: translate(0, 0) !important;
    }
}

@media (max-width: 480px) {
    .top-bar {
        padding: 0.25rem 0;
        font-size: 0.65rem;
    }

    .top-info {
        gap: 0.35rem;
        justify-content: center;
        flex-wrap: wrap;
    }

    .top-info .divider {
        opacity: 0.4;
    }

    .main-header {
        height: 56px;
    }

    .brand-svg-logo {
        height: 34px;
    }

    .mob-hamburger {
        width: 34px;
        height: 34px;
    }

    .ham-line {
        width: 17px;
    }

    .ham-line-1 { top: 10px; }
    .ham-line-2 { top: 16px; }
    .ham-line-3 { top: 22px; }

    .mob-hamburger.is-active .ham-line-1,
    .mob-hamburger.is-active .ham-line-3 {
        top: 16px;
    }
    
    /* Login Modal on Mobile */
    .login-modal-card {
        padding: 1.35rem 1.1rem 1rem !important;
        border-radius: 16px !important;
        width: 100% !important;
        max-height: 92dvh !important;
    }

    .login-brand-icon {
        width: 44px;
        height: 44px;
        font-size: 1.2rem;
        margin-bottom: 0.5rem;
    }

    .login-modal-title {
        font-size: 1.18rem;
    }

    .login-modal-subtitle {
        font-size: 0.76rem;
        margin-bottom: 1rem;
    }

    .login-tabs-nav {
        gap: 0.25rem;
        padding: 0.25rem;
        margin-bottom: 1.15rem;
    }

    .login-tab-btn {
        padding: 0.5rem 0.35rem;
        font-size: 0.74rem;
        gap: 0.3rem;
    }

    .login-tab-btn i {
        font-size: 0.75rem;
    }

    .login-form-group label {
        font-size: 0.76rem;
    }

    .login-form-group input {
        height: 44px;
        font-size: 16px !important;
        padding: 0.6rem 0.85rem;
    }

    .login-actions-row {
        flex-direction: column;
        align-items: stretch;
        gap: 0.65rem;
    }

    .login-help-link,
    .staff-secure-tag {
        justify-content: center;
        order: 2;
    }

    .login-submit-btn {
        width: 100%;
        justify-content: center;
        order: 1;
        height: 44px;
    }

    .login-modal-footer {
        margin-top: 1rem;
        padding-top: 0.75rem;
    }

    .login-modal-footer p {
        font-size: 0.68rem;
        line-height: 1.35;
        text-align: center;
    }
}

/* ==========================================================================
   7. EXACT REFERENCE HERO REDESIGN (WHITE CANVAS WITH RIGHT IMAGE FADE)
   ========================================================================== */

.ref-home-hero-master {
    position: relative;
    background-color: #FFFFFF;
    color: #050E21;
    padding: 4.25rem 0 3rem 0;
    overflow: hidden;
}

/* Hero Background Carousel System */
.ref-home-hero-bg-carousel {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    width: 50%;
    overflow: hidden;
    pointer-events: none;
    z-index: 0;
    background-color: transparent;
    -webkit-mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, 0.5) 8%, rgba(0, 0, 0, 1) 20%);
    mask-image: linear-gradient(to right, transparent 0%, rgba(0, 0, 0, 0.5) 8%, rgba(0, 0, 0, 1) 20%);
}

.ref-hero-bg-slide {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center right;
    opacity: 0;
    z-index: 0;
    transition: opacity 1.8s cubic-bezier(0.4, 0, 0.2, 1);
    will-change: opacity;
    backface-visibility: hidden;
    -webkit-backface-visibility: hidden;
}

.ref-hero-bg-slide.previous {
    opacity: 1;
    z-index: 1;
}

.ref-hero-bg-slide.active {
    opacity: 1;
    z-index: 2;
}

/* Floating Luxury Carousel Controls (Desktop) */
.hero-desktop-carousel-nav {
    position: absolute;
    bottom: 1.5rem;
    right: 2.5rem;
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    background: rgba(5, 14, 33, 0.85);
    border: 1px solid rgba(255, 91, 0, 0.4);
    border-radius: 50px;
    padding: 0.4rem 0.9rem;
    backdrop-filter: blur(12px);
    z-index: 10;
    box-shadow: 0 8px 24px rgba(5, 14, 33, 0.25);
}

.hero-carousel-prev,
.hero-carousel-next {
    background: transparent;
    border: none;
    color: #FFFFFF;
    font-size: 0.85rem;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    transition: all 0.25s ease;
}

.hero-carousel-prev:hover,
.hero-carousel-next:hover {
    color: #FF5B00;
    background: rgba(255, 255, 255, 0.1);
    transform: scale(1.1);
}

.hero-carousel-dots {
    display: flex;
    align-items: center;
    gap: 0.45rem;
}

.hero-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.35);
    cursor: pointer;
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
}

.hero-dot.active {
    width: 22px;
    border-radius: 10px;
    background: #FF5B00;
    box-shadow: 0 0 10px rgba(255, 91, 0, 0.6);
}

.ref-home-hero-overlay {
    display: none;
}

.ref-home-hero-grid {
    display: flex;
    align-items: center;
    min-height: 420px;
    padding-bottom: 2.75rem;
}

.ref-home-hero-left {
    max-width: 60%;
    position: relative;
    z-index: 2;
}

/* ── 3-Line Hero Headline: ALL lines same size, same weight, same presence ── */
.ref-home-hero-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2.35rem, 3.6vw, 3.35rem);
    font-weight: 900;
    line-height: 1.13;
    letter-spacing: -0.025em;
    color: #061224;
    margin-bottom: 1.15rem;
    display: flex;
    flex-direction: column;
}

/* Every .hero-line inherits the exact same size from the parent h1 */
.ref-home-hero-title .hero-line {
    display: block;
    font-size: inherit;
    font-weight: inherit;
    line-height: inherit;
    letter-spacing: inherit;
}

/* Orange line — only difference is color */
.ref-home-hero-title .hero-line-orange {
    color: #FF5B00;
}

/* Split Text Character Kinetic Rotator — Vibrant Orange */
.hero-split-rotator-wrapper {
    display: inline-block;
    position: relative;
    vertical-align: bottom;
    white-space: nowrap;
    overflow: visible;
    min-height: 1.22em;
}

.hero-split-rotator {
    display: inline-flex;
    align-items: center;
    position: relative;
    color: #FF5B00 !important;
    font-weight: 900;
}

.split-char {
    display: inline-block;
    position: relative;
    will-change: transform, opacity;
    animation-duration: 0.55s;
    animation-timing-function: cubic-bezier(0.16, 1, 0.3, 1);
    animation-fill-mode: forwards;
}

.split-char.char-in {
    animation-name: splitCharEnterSmooth;
}

.split-char.char-out {
    animation-name: splitCharExitSmooth;
}

@keyframes splitCharEnterSmooth {
    0% {
        opacity: 0;
        transform: translateY(24px);
    }
    100% {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes splitCharExitSmooth {
    0% {
        opacity: 1;
        transform: translateY(0);
    }
    100% {
        opacity: 0;
        transform: translateY(-24px);
    }
}

.text-gold-dynamic,
.text-orange-dynamic {
    color: #FF5B00 !important;
}

/* Subtitle — Clean gray */
.ref-home-hero-sub {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 1.05rem;
    line-height: 1.65;
    color: #4B5B6E;
    margin-bottom: 0.95rem;
    max-width: 520px;
}

/* Trusted Partner Tagline Badge After Description */
.ref-hero-trust-partner-bar {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 91, 0, 0.08);
    border: 1px solid rgba(255, 91, 0, 0.32);
    border-radius: 50px;
    padding: 0.38rem 1rem;
    font-family: 'Outfit', sans-serif;
    font-size: 0.84rem;
    font-weight: 700;
    color: #E05000;
    margin-bottom: 1.65rem;
    letter-spacing: 0.02em;
    box-shadow: 0 2px 8px rgba(255, 91, 0, 0.08);
}

.ref-hero-trust-partner-bar span {
    color: #E05000;
}

.ref-hero-trust-partner-bar i {
    color: #FF5B00;
    font-size: 0.92rem;
}

/* 4-Badge Horizontal Strip — Minimal clean style */
.ref-hero-badges-row {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
}

.ref-mini-badge {
    display: flex;
    align-items: center;
    gap: 0.55rem;
    background: transparent;
    border: none;
    border-right: 1.5px solid #E2E8F0;
    border-radius: 0;
    padding: 0.35rem 1rem 0.35rem 0;
}

.ref-mini-badge:last-child {
    border-right: none;
    padding-right: 0;
}

.ref-mini-badge i {
    font-size: 0.95rem;
    color: #FF5B00;
    flex-shrink: 0;
}

.mini-badge-text {
    display: flex;
    flex-direction: column;
    line-height: 1.2;
}

.mini-badge-text strong {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 800;
    color: #0A1628;
}

.mini-badge-text span {
    font-size: 0.7rem;
    color: #7B8C9E;
    font-weight: 500;
}

/* CTA Action Group — Reference Style Buttons */
.ref-hero-actions-group {
    display: flex;
    align-items: center;
    gap: 0.9rem;
    flex-wrap: wrap;
}

.btn-gold-pill {
    background: #061224;
    border: 1.5px solid #061224;
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.92rem;
    font-weight: 700;
    padding: 0.75rem 1.75rem;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    cursor: pointer;
    transition: all 0.28s cubic-bezier(0.22, 1, 0.36, 1);
    box-shadow: 0 4px 15px rgba(6, 18, 36, 0.18);
    text-decoration: none;
}

.btn-gold-pill:hover {
    background: #FF5B00;
    border-color: #FF5B00;
    color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(255, 91, 0, 0.35);
}

.btn-outline-navy-pill {
    background: transparent;
    border: 1.5px solid #061224;
    color: #061224;
    font-family: 'Outfit', sans-serif;
    font-size: 0.92rem;
    font-weight: 700;
    padding: 0.75rem 1.75rem;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 0.6rem;
    transition: all 0.28s cubic-bezier(0.22, 1, 0.36, 1);
    text-decoration: none;
}

.btn-outline-navy-pill:hover {
    background: #061224;
    color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(6, 18, 36, 0.2);
}

/* BOTTOM FLOATING DARK NAVY STATS BANNER (EXACT SCREENSHOT MATCH) */
.ref-home-stats-banner {
    background: #050E21;
    background-image: linear-gradient(135deg, #050E21 0%, #0B1B3D 100%);
    border-radius: 20px;
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    padding: 1.35rem 2rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    color: #FFFFFF;
    box-shadow: 0 20px 50px rgba(5, 14, 33, 0.22);
    position: relative;
    z-index: 5;
    margin-top: 0.75rem;
}

.ref-stat-card {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.ref-stat-icon-box {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: rgba(255, 91, 0, 0.15);
    border: 1px solid rgba(255, 91, 0, 0.4);
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
}

.ref-stat-info {
    display: flex;
    flex-direction: column;
}

.ref-stat-info strong {
    font-family: 'Outfit', sans-serif;
    font-size: 0.98rem;
    font-weight: 800;
    color: #FFFFFF;
    line-height: 1.25;
}

.ref-stat-info span {
    font-size: 0.72rem;
    color: #CBD5E1;
}

.ref-stat-divider {
    width: 1px;
    height: 32px;
    background: rgba(255, 255, 255, 0.15);
}

/* Mobile Visual Card & Carousel (Hidden on Desktop) */
.ref-hero-mobile-visual {
    display: none;
    position: relative;
    width: 100%;
    height: 260px;
    border-radius: 20px;
    overflow: hidden;
    margin-bottom: 1.75rem;
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    box-shadow: 0 12px 30px rgba(5, 14, 33, 0.12);
}

.ref-mobile-carousel-slides {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    background-color: #F8F5EE;
}

.ref-mobile-hero-slide {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    opacity: 0;
    z-index: 0;
    transition: opacity 1.8s cubic-bezier(0.4, 0, 0.2, 1);
    will-change: opacity;
    backface-visibility: hidden;
    -webkit-backface-visibility: hidden;
}

.ref-mobile-hero-slide.previous {
    opacity: 1;
    z-index: 1;
}

.ref-mobile-hero-slide.active {
    opacity: 1;
    z-index: 2;
}

.ref-mobile-trust-tag {
    position: absolute;
    bottom: 12px;
    left: 12px;
    background: rgba(5, 14, 33, 0.9);
    border: 1px solid rgba(255, 91, 0, 0.4);
    border-radius: 50px;
    padding: 0.35rem 0.85rem;
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.75rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    gap: 0.4rem;
    backdrop-filter: blur(8px);
    z-index: 5;
}

.ref-mobile-carousel-dots {
    position: absolute;
    bottom: 12px;
    right: 12px;
    display: flex;
    align-items: center;
    gap: 0.4rem;
    z-index: 5;
    background: rgba(5, 14, 33, 0.75);
    padding: 0.3rem 0.6rem;
    border-radius: 20px;
    border: 1px solid rgba(255, 91, 0, 0.3);
}

.mob-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.4);
    transition: all 0.3s ease;
}

.mob-dot.active {
    width: 16px;
    border-radius: 8px;
    background: #FF5B00;
}


/* ==========================================================================
   HERO RESPONSIVE MEDIA QUERIES (FLAWLESS ACROSS ALL SCREENS)
   ========================================================================== */

/* Laptop / Medium Desktop (1081px - 1280px) */
@media (max-width: 1280px) {
    .ref-home-hero-left {
        max-width: 65%;
    }

    .ref-home-hero-title {
        font-size: clamp(2rem, 3.2vw, 2.85rem);
    }

    .ref-home-hero-bg-carousel {
        width: 45%;
    }

    .ref-home-stats-banner {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 1.25rem;
        padding: 1.35rem 1.5rem;
    }

    .ref-stat-divider {
        display: none;
    }
}

/* Tablet Screens (641px - 1080px) */
@media (max-width: 1080px) {
    .ref-home-hero-master {
        padding: 3.25rem 0 2.25rem 0;
    }

    .ref-home-hero-bg-carousel,
    .hero-desktop-carousel-nav,
    .ref-home-hero-overlay {
        display: none !important;
    }

    .ref-hero-mobile-visual {
        display: block;
        height: 300px;
        border-radius: 18px;
        margin-bottom: 1.75rem;
    }

    .ref-home-hero-left {
        max-width: 100%;
        text-align: left;
    }

    .ref-home-hero-title {
        font-size: clamp(2rem, 4.5vw, 2.75rem);
        line-height: 1.16;
    }

    .ref-hero-badges-row {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 0.75rem;
        margin-bottom: 1.75rem;
    }

    .ref-mini-badge {
        background: #F8FAFC;
        border: 1px solid #E2E8F0;
        border-radius: 12px;
        padding: 0.65rem 0.85rem;
        border-right: none;
    }

    .ref-home-stats-banner {
        display: grid;
        grid-template-columns: repeat(3, 1fr);
        gap: 1.25rem;
        padding: 1.25rem 1.5rem;
    }

    .ref-stat-divider {
        display: none;
    }
}

/* Mobile Screens (<= 640px) */
@media (max-width: 640px) {
    .ref-home-hero-master {
        padding: 2.25rem 0 1.5rem 0;
    }

    .ref-home-hero-title {
        font-size: clamp(1.55rem, 6.5vw, 2.1rem);
        line-height: 1.18;
        margin-bottom: 0.85rem;
    }

    .ref-home-hero-sub {
        font-size: 0.9rem;
        line-height: 1.55;
        margin-bottom: 0.85rem;
    }

    .ref-hero-trust-partner-bar {
        font-size: 0.78rem;
        padding: 0.3rem 0.8rem;
        margin-bottom: 1.25rem;
    }

    .ref-hero-mobile-visual {
        height: 220px;
        margin-bottom: 1.35rem;
        border-radius: 16px;
    }

    .ref-hero-badges-row {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 0.6rem;
        margin-bottom: 1.4rem;
    }

    .ref-mini-badge {
        padding: 0.5rem 0.65rem;
        gap: 0.45rem;
        border-radius: 10px;
        background: #F8FAFC;
        border: 1px solid #E2E8F0;
        border-right: none;
    }

    .mini-badge-text strong {
        font-size: 0.78rem;
    }

    .mini-badge-text span {
        font-size: 0.66rem;
    }

    .ref-hero-actions-group {
        flex-direction: column;
        align-items: stretch;
        gap: 0.75rem;
        margin-bottom: 1.5rem;
    }

    .btn-gold-pill, 
    .btn-outline-navy-pill {
        justify-content: center;
        width: 100%;
        padding: 0.78rem 1.25rem;
        font-size: 0.9rem;
    }

    .ref-home-stats-banner {
        grid-template-columns: repeat(2, 1fr);
        padding: 1.15rem 1rem;
        gap: 1rem 0.75rem;
        border-radius: 16px;
    }

    .ref-stat-card {
        gap: 0.6rem;
    }

    .ref-stat-icon-box {
        width: 36px;
        height: 36px;
        font-size: 0.95rem;
    }

    .ref-stat-info strong {
        font-size: 0.88rem;
    }

    .ref-stat-info span {
        font-size: 0.68rem;
    }
}

/* Extra-Small Mobile Devices (<= 380px) */
@media (max-width: 380px) {
    .ref-home-hero-title {
        font-size: 1.4rem;
    }

    .ref-hero-mobile-visual {
        height: 190px;
    }

    .ref-hero-badges-row {
        grid-template-columns: 1fr 1fr;
        gap: 0.45rem;
    }

    .ref-mini-badge {
        padding: 0.45rem 0.5rem;
        gap: 0.4rem;
    }

    .mini-badge-text strong {
        font-size: 0.74rem;
    }

    .mini-badge-text span {
        font-size: 0.62rem;
    }

    .ref-home-stats-banner {
        padding: 0.95rem 0.75rem;
        gap: 0.85rem 0.5rem;
    }
}


/* ==========================================================================
   18. HEADER BRAND LOGO & UTILITIES
   ========================================================================== */
.brand-logo {
    display: flex;
    align-items: center;
    text-decoration: none;
}

.brand-svg-logo {
    height: 48px;
    width: auto;
    max-width: 220px;
    object-fit: contain;
    display: block;
}

.flex-shrink-0 {
    flex-shrink: 0;
}

.gold-pill {
    background: rgba(255, 91, 0, 0.15) !important;
    color: var(--gold-logo) !important;
    border: 1px solid rgba(255, 91, 0, 0.3) !important;
}

.glow-effect {
    box-shadow: 0 4px 20px rgba(255, 91, 0, 0.4);
}

.glow-effect:hover {
    box-shadow: 0 8px 30px rgba(255, 91, 0, 0.6);
}

.why-choose-header {
    margin-bottom: 2.5rem;
}

.contact-text-box {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

/* ==========================================================================
   19. INFINITE MARQUEE TICKER FOR PARTNER BANKS
   ========================================================================== */
.marquee-wrapper {
    overflow: hidden;
    position: relative;
    width: 100%;
    margin-top: 2rem;
    padding: 1.2rem 0;
    background: rgba(255, 255, 255, 0.7);
    border-radius: var(--radius-xl);
    border: 1px solid rgba(255, 91, 0, 0.2);
    box-shadow: 0 4px 20px rgba(11, 27, 61, 0.04);
}

.marquee-wrapper::before,
.marquee-wrapper::after {
    content: '';
    position: absolute;
    top: 0;
    bottom: 0;
    width: 100px;
    z-index: 2;
    pointer-events: none;
}

.marquee-wrapper::before {
    left: 0;
    background: linear-gradient(90deg, #FFFFFF 0%, transparent 100%);
}

.marquee-wrapper::after {
    right: 0;
    background: linear-gradient(270deg, #FFFFFF 0%, transparent 100%);
}

.marquee-track {
    display: flex;
    gap: 1.25rem;
    width: max-content;
    animation: marquee-scroll 32s linear infinite;
}

.marquee-wrapper:hover .marquee-track {
    animation-play-state: paused;
}

@keyframes marquee-scroll {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

.partner-badge-item {
    background: transparent;
    border: none;
    box-shadow: none;
    padding: 0.5rem 2rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
}

.partner-logo-img {
    height: 40px;
    width: auto;
    max-width: 145px;
    object-fit: contain;
    display: inline-block;
    vertical-align: middle;
    filter: opacity(0.9);
    transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

.partner-badge-item:hover .partner-logo-img {
    filter: opacity(1);
    transform: scale(1.12);
}


/* ==========================================================================
   20. MODALS, CALCULATOR, & TOAST SYSTEM
   ========================================================================== */
.modal-overlay {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(6, 16, 38, 0.75);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 2000;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-smooth);
    padding: 1.5rem;
}

.modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

.modal-card {
    background: #FFFFFF;
    border-radius: 20px;
    padding: 2.25rem;
    max-width: 560px;
    width: 100%;
    box-shadow: var(--shadow-modal);
    transform: scale(0.94) translateY(20px);
    transition: var(--transition-smooth);
    position: relative;
    max-height: 90vh;
    overflow-y: auto;
    border: 1px solid rgba(255, 91, 0, 0.2);
}

.modal-overlay.active .modal-card {
    transform: scale(1) translateY(0);
}

.calc-modal-card {
    max-width: 650px;
}



.modal-close {
    position: absolute;
    top: 1.25rem;
    right: 1.25rem;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #F1F5F9;
    color: #475569;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    cursor: pointer;
    border: none;
    transition: var(--transition-fast);
    z-index: 10;
}

.modal-close:hover {
    background: var(--navy-dark);
    color: #FFFFFF;
    transform: rotate(90deg);
}

.modal-header {
    margin-bottom: 1.5rem;
}

.modal-badge {
    font-size: 0.75rem;
    font-weight: 800;
    color: var(--gold-logo);
    background: rgba(255, 91, 0, 0.12);
    padding: 0.35rem 0.75rem;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    margin-bottom: 0.65rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.modal-header h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--navy-dark);
    margin-bottom: 0.35rem;
}

.modal-header p {
    font-size: 0.88rem;
    color: var(--text-slate);
}

/* Calculator Modal Body */
.calc-tabs {
    display: flex;
    gap: 0.5rem;
    background: #F8FAFC;
    border-radius: 12px;
    padding: 0.35rem;
    margin-bottom: 1.5rem;
    border: 1px solid #E2E8F0;
    flex-wrap: wrap;
}

.calc-tab {
    flex: 1;
    min-width: 110px;
    padding: 0.6rem 0.85rem;
    font-size: 0.82rem;
    font-weight: 700;
    color: #64748B;
    background: transparent;
    border-radius: 8px;
    cursor: pointer;
    transition: var(--transition-fast);
    text-align: center;
    border: none;
}

.calc-tab.active {
    background: var(--navy-dark);
    color: #FFFFFF;
    box-shadow: 0 4px 12px rgba(11, 27, 61, 0.15);
}

.calc-inputs-grid {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.input-group {
    display: flex;
    flex-direction: column;
}

.input-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--navy-dark);
    margin-bottom: 0.5rem;
}

.input-value {
    color: var(--gold-logo);
    font-family: 'Outfit', sans-serif;
    font-size: 1.15rem;
    font-weight: 800;
}

.custom-slider {
    width: 100%;
    -webkit-appearance: none;
    appearance: none;
    height: 8px;
    border-radius: 4px;
    background: #E2E8F0;
    outline: none;
    margin: 0.5rem 0;
}

.custom-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--gold-logo);
    cursor: pointer;
    border: 3px solid #FFFFFF;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.25);
    transition: transform 0.15s ease;
}

.custom-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}

.slider-limits {
    display: flex;
    justify-content: space-between;
    font-size: 0.75rem;
    color: #94A3B8;
    font-weight: 600;
}

.calc-result-box {
    background: linear-gradient(135deg, #0B1B3D 0%, #061026 100%);
    border-radius: 14px;
    padding: 1.25rem 1.5rem;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    margin-top: 1.5rem;
    border: 1px solid rgba(255, 91, 0, 0.25);
}

.result-details {
    display: flex;
    gap: 1.5rem;
}

.result-item {
    display: flex;
    flex-direction: column;
}

.result-title {
    font-size: 0.75rem;
    color: #94A3B8;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.result-amount {
    font-family: 'Outfit', sans-serif;
    font-size: 1.3rem;
    font-weight: 800;
    color: #FFFFFF;
}

.result-rate {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--gold-logo);
}

.calc-cta {
    padding: 0.75rem 1.4rem;
    border-radius: 50px;
    background: var(--gold-logo);
    color: #0F172A;
    font-weight: 800;
    border: none;
    cursor: pointer;
}

.calc-cta:hover {
    background: #FF7A29;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255, 91, 0, 0.4);
}

/* Modal Form Styles */
.modal-form .form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.form-group label {
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--navy-dark);
}

.form-group input, .form-group select {
    width: 100%;
    padding: 0.75rem 1rem;
    border-radius: 10px;
    border: 1.5px solid #E2E8F0;
    background: #F8FAFC;
    font-size: 0.88rem;
    color: var(--text-dark);
    transition: var(--transition-fast);
}

.form-group input:focus, .form-group select:focus {
    border-color: var(--gold-logo);
    background: #FFFFFF;
    box-shadow: 0 0 0 4px rgba(255, 91, 0, 0.15);
}

.form-disclaimer {
    font-size: 0.75rem;
    color: #64748B;
    text-align: center;
    margin-top: 1rem;
}

/* Toast Notification */
.toast-notification {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    background: #0F172A;
    color: #FFFFFF;
    padding: 1rem 1.5rem;
    border-radius: 14px;
    display: flex;
    align-items: center;
    gap: 1rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.25);
    border: 1px solid rgba(255, 91, 0, 0.3);
    z-index: 3000;
    transform: translateY(120px);
    opacity: 0;
    transition: var(--transition-smooth);
}

.toast-notification.active,
.toast-notification.show {
    transform: translateY(0);
    opacity: 1;
}

.toast-icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: rgba(34, 197, 94, 0.15);
    color: #22C55E;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    flex-shrink: 0;
}

.toast-text strong {
    display: block;
    font-size: 0.92rem;
    margin-bottom: 0.15rem;
}

.toast-text p {
    font-size: 0.78rem;
    color: #94A3B8;
    margin: 0;
}

/* ==========================================================================
   POP-UP MODAL RESPONSIVE STYLES & OPTIMIZATIONS (SMALL & MEDIUM SCREENS)
   ========================================================================== */

/* Custom select dropdown chevron */
.modal-form .form-group select {
    appearance: none;
    -webkit-appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23C6A03C' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 0.85rem center;
    padding-right: 2.25rem !important;
}

.w-full {
    width: 100% !important;
}

.mt-3 {
    margin-top: 1rem !important;
}

/* Medium Screens (Tablets / Laptops: ≤ 991px) */
@media (max-width: 991px) {
    .modal-overlay {
        padding: 1.25rem 1rem;
    }

    .modal-card {
        padding: 1.85rem 1.65rem;
        max-width: 580px;
        border-radius: 18px;
    }

    .calc-modal-card {
        max-width: 620px;
    }

    .modal-header h3 {
        font-size: 1.35rem;
    }

    .modal-header p {
        font-size: 0.84rem;
    }

    .modal-form .form-grid {
        gap: 0.85rem 1rem;
    }

    .calc-result-box {
        padding: 1.1rem 1.25rem;
        gap: 1rem;
    }

    .result-amount {
        font-size: 1.2rem;
    }

    .result-rate {
        font-size: 1.05rem;
    }
}

/* Small Screens (Mobiles & Small Tablets: ≤ 640px) */
@media (max-width: 640px) {
    .modal-overlay {
        padding: 0.75rem 0.6rem;
        align-items: center;
    }

    .modal-card {
        padding: 1.35rem 1.15rem;
        border-radius: 16px;
        max-height: 92vh;
        width: 100%;
    }

    .modal-close {
        top: 0.85rem;
        right: 0.85rem;
        width: 32px;
        height: 32px;
        font-size: 0.95rem;
    }

    .modal-header {
        margin-bottom: 1.15rem;
        padding-right: 1.8rem;
    }

    .modal-badge {
        font-size: 0.68rem;
        padding: 0.25rem 0.65rem;
        margin-bottom: 0.5rem;
    }

    .modal-header h3 {
        font-size: 1.18rem;
        line-height: 1.25;
        margin-bottom: 0.25rem;
    }

    .modal-header p {
        font-size: 0.78rem;
        line-height: 1.35;
    }

    /* Convert 2-column form grid to a single clean full-width column on mobile */
    .modal-form .form-grid {
        grid-template-columns: 1fr;
        gap: 0.75rem;
    }

    .form-group {
        gap: 0.3rem;
    }

    .form-group label {
        font-size: 0.78rem;
        display: flex;
        align-items: center;
        gap: 0.35rem;
    }

    .form-group input, 
    .form-group select {
        padding: 0.65rem 0.85rem;
        font-size: 0.82rem;
        border-radius: 8px;
    }

    .income-label-row {
        flex-direction: row;
        flex-wrap: wrap;
        align-items: center;
        justify-content: space-between;
        gap: 0.35rem;
    }

    .income-frequency-ticks {
        gap: 0.5rem;
    }

    .tick-option {
        font-size: 0.75rem;
    }

    .tick-box {
        width: 15px;
        height: 15px;
    }

    .btn-gold-pill.w-full {
        padding: 0.75rem 1.25rem;
        font-size: 0.88rem;
        border-radius: 12px;
        margin-top: 0.65rem;
    }

    .form-disclaimer {
        font-size: 0.7rem;
        margin-top: 0.75rem;
    }

    /* EMI Calculator Modal Mobile Optimizations */
    .calc-tabs {
        display: grid;
        grid-template-columns: repeat(2, 1fr);
        gap: 0.35rem;
        padding: 0.25rem;
        border-radius: 10px;
        margin-bottom: 1.15rem;
    }

    .calc-tab {
        min-width: 0;
        width: 100%;
        padding: 0.5rem 0.35rem;
        font-size: 0.75rem;
        border-radius: 6px;
    }

    .calc-inputs-grid {
        gap: 1.15rem;
    }

    .input-label-row {
        font-size: 0.8rem;
        margin-bottom: 0.35rem;
    }

    .input-value {
        font-size: 1rem;
    }

    .slider-limits {
        font-size: 0.7rem;
    }

    .calc-result-box {
        flex-direction: column;
        align-items: stretch;
        padding: 1rem 1.15rem;
        gap: 0.85rem;
        margin-top: 1.15rem;
        border-radius: 12px;
        text-align: center;
    }

    .result-details {
        justify-content: space-around;
        gap: 1rem;
        width: 100%;
    }

    .result-title {
        font-size: 0.7rem;
    }

    .result-amount {
        font-size: 1.15rem;
    }

    .result-rate {
        font-size: 1rem;
    }

    .calc-cta {
        width: 100%;
        padding: 0.7rem 1.2rem;
        font-size: 0.85rem;
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 0.5rem;
    }



    /* About / Contact page modal result card mobile formatting */
    .calc-result-card {
        flex-direction: column;
        gap: 0.65rem;
        padding: 0.85rem 1rem;
        border-radius: 12px;
    }

    .calc-res-item {
        display: flex;
        justify-content: space-between;
        align-items: center;
        width: 100%;
        border-bottom: 1px dashed rgba(255, 91, 0, 0.25);
        padding-bottom: 0.4rem;
    }

    .calc-res-item:last-child {
        border-bottom: none;
        padding-bottom: 0;
    }
}

/* Extra Small Screens (Compact Mobiles: ≤ 400px) */
@media (max-width: 400px) {
    .modal-overlay {
        padding: 0.5rem 0.35rem;
    }

    .modal-card {
        padding: 1.15rem 0.85rem;
        border-radius: 14px;
    }

    .modal-header h3 {
        font-size: 1.08rem;
    }

    .modal-header p {
        font-size: 0.74rem;
    }

    .form-group input, 
    .form-group select {
        padding: 0.6rem 0.75rem;
        font-size: 0.8rem;
    }

    .calc-tab {
        font-size: 0.7rem;
        padding: 0.45rem 0.25rem;
    }
}


/* ==========================================================================
   21.1 OUR SERVICES (MILESTONE CARDS & HELP BAR - REFERENCE IMAGE DESIGN)
   ========================================================================== */

#services {
    padding: 2.25rem 0 !important;
}

/* Compact Section Header matching reference screenshot */
.milestone-section-header {
    margin-bottom: 1.5rem;
}

.milestone-tag-line {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.3rem;
}

.m-tag-dash {
    width: 18px;
    height: 1.5px;
    background: #2563EB;
}

.m-tag-text {
    font-family: 'Outfit', sans-serif;
    font-size: 0.75rem;
    font-weight: 800;
    letter-spacing: 0.1em;
    color: #1E40AF;
    text-transform: uppercase;
}

.milestone-main-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.85rem;
    font-weight: 800;
    color: #0F172A;
    line-height: 1.2;
    margin-bottom: 0.35rem;
    letter-spacing: -0.02em;
}

.milestone-main-title .highlight-blue {
    color: #1D4ED8;
}

.milestone-sub-desc {
    font-size: 0.85rem;
    color: #64748B;
    max-width: 580px;
    margin: 0 auto 0.5rem;
    line-height: 1.45;
}

.milestone-title-line {
    width: 45px;
    height: 2.5px;
    background: #1D4ED8;
    border-radius: 50px;
    margin: 0.5rem auto 0;
}

/* 4-Column Cards Grid (Tight Crafted Gap) */
.milestone-cards-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0.85rem;
    margin-bottom: 1.25rem;
}

.milestone-card {
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid rgba(255, 91, 0, 0.22);
    box-shadow: 0 4px 16px rgba(10, 25, 47, 0.04);
    overflow: hidden;
    cursor: pointer;
    display: flex;
    flex-direction: column;
    position: relative;
    transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

/* Custom top gold accent bar on card */
.milestone-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background: linear-gradient(90deg, #0A192F 0%, #FF5B00 50%, #FF7A29 100%);
    transform: scaleX(0.25);
    transform-origin: left;
    transition: transform 0.4s ease;
    z-index: 15;
}

.milestone-card:hover::before {
    transform: scaleX(1);
}

.milestone-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(10, 25, 47, 0.1);
    border-color: rgba(255, 91, 0, 0.45);
}

/* Handcrafted Banner Image Header (Compact 140px Height) */
.milestone-card-banner {
    position: relative;
    height: 140px;
    background: #F1F5F9;
    overflow: hidden;
}

.milestone-card-banner::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    height: 50%;
    background: linear-gradient(to top, rgba(10, 25, 47, 0.35) 0%, transparent 100%);
    pointer-events: none;
}

.milestone-banner-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
    transition: transform 0.4s ease;
}

.milestone-card:hover .milestone-banner-img {
    transform: scale(1.08);
}

/* Floating Icon Badge Medallion (Positioned on top of Image) */
.milestone-icon-badge {
    position: absolute;
    bottom: 8px;
    right: 10px;
    left: auto;
    transform: none;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(6px);
    border: 1px solid rgba(255, 255, 255, 0.8);
    box-shadow: 0 3px 10px rgba(10, 25, 47, 0.18);
    color: #0A192F;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    z-index: 10;
    transition: all 0.25s ease;
}

.milestone-card:hover .milestone-icon-badge {
    background: linear-gradient(135deg, #FF5B00 0%, #FF7A29 100%);
    color: #0A192F;
    border-color: #FFFFFF;
    transform: scale(1.1);
}

/* Compact Bespoke Card Body Content */
.milestone-card-body {
    padding: 0.8rem 0.9rem 0.9rem 0.9rem;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    text-align: left;
    flex-grow: 1;
}

.milestone-card-title {
    font-family: 'Outfit', sans-serif;
    font-size: 0.98rem;
    font-weight: 800;
    color: #0A192F;
    margin-bottom: 0.2rem;
    line-height: 1.22;
}

/* Minimum Salary Requirement Tag on Card */
.milestone-salary-banner-tag {
    position: absolute;
    top: 8px;
    left: 8px;
    background: rgba(5, 14, 33, 0.88);
    backdrop-filter: blur(4px);
    border: 1px solid rgba(255, 91, 0, 0.5);
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.66rem;
    font-weight: 700;
    padding: 0.18rem 0.5rem;
    border-radius: 20px;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    z-index: 10;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.2);
}

.milestone-salary-pill {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.35);
    border-radius: 6px;
    padding: 0.2rem 0.45rem;
    margin-bottom: 0.45rem;
    font-size: 0.72rem;
    color: #0A192F;
    line-height: 1.2;
}

.milestone-salary-pill strong {
    color: #0A192F;
    font-weight: 800;
}

.milestone-salary-pill i {
    font-size: 0.75rem;
}

.milestone-card-desc {
    font-size: 0.78rem;
    color: #64748B;
    line-height: 1.4;
    margin-bottom: 0.5rem;
    flex-grow: 1;
}

.milestone-link-action {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    font-family: 'Outfit', sans-serif;
    font-size: 0.78rem;
    font-weight: 800;
    color: #0A192F;
    transition: all 0.25s ease;
}

.milestone-card:hover .milestone-link-action {
    gap: 0.55rem;
    color: #FF5B00;
}

/* Compact Luxury Bottom CTA Banner */
.milestone-help-banner {
    background: linear-gradient(135deg, #061126 0%, #0F274C 50%, #0A192F 100%);
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    border-radius: 20px;
    padding: 1.1rem 2rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    box-shadow: 0 12px 32px rgba(6, 17, 38, 0.18);
    position: relative;
    overflow: hidden;
    margin-top: 1.5rem;
}

.milestone-help-banner::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 250px;
    height: 100%;
    background: radial-gradient(circle at 100% 0%, rgba(255, 91, 0, 0.15) 0%, transparent 70%);
    pointer-events: none;
}

.milestone-help-left {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.milestone-headset-circle {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: linear-gradient(135deg, rgba(255, 91, 0, 0.18) 0%, rgba(255, 122, 41, 0.22) 100%);
    border: 1.5px solid rgba(255, 91, 0, 0.5);
    color: #FF7A29;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.25);
}

.milestone-help-text h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.18rem;
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 0.15rem;
    line-height: 1.2;
}

.milestone-help-text p {
    font-size: 0.84rem;
    color: #94A3B8;
    margin: 0;
    line-height: 1.4;
}

.milestone-talk-btn {
    background: linear-gradient(135deg, #FF5B00 0%, #FF7A29 100%);
    color: #0A192F;
    border: none;
    padding: 0.75rem 1.65rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-weight: 800;
    font-size: 0.88rem;
    display: inline-flex;
    align-items: center;
    gap: 0.55rem;
    cursor: pointer;
    box-shadow: 0 6px 20px rgba(255, 91, 0, 0.35);
    transition: all 0.3s ease;
    text-decoration: none;
    white-space: nowrap;
    flex-shrink: 0;
}

.milestone-talk-btn:hover {
    background: linear-gradient(135deg, #FF7A29 0%, #F5D77F 100%);
    color: #0A192F;
    transform: translateY(-2px);
    box-shadow: 0 10px 26px rgba(255, 91, 0, 0.48);
}

.milestone-talk-btn i.fa-arrow-right {
    transition: transform 0.3s ease;
}

.milestone-talk-btn:hover i.fa-arrow-right {
    transform: translateX(4px);
}

/* Responsive Breakpoints for Milestone Loan Cards */
@media (max-width: 1200px) {
    .milestone-cards-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 0.85rem;
    }
}

@media (max-width: 992px) {
    .milestone-cards-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem;
    }

    .milestone-card {
        border-radius: 14px;
    }

    .milestone-card-banner {
        height: 120px;
    }

    .milestone-help-banner {
        flex-direction: column;
        align-items: flex-start;
        gap: 1rem;
        padding: 1.25rem 1.5rem;
    }

    .milestone-help-left {
        width: 100%;
    }

    .milestone-help-action {
        width: 100%;
    }

    .milestone-talk-btn {
        width: 100%;
        justify-content: center;
    }
}

@media (max-width: 640px) {
    .milestone-main-title {
        font-size: 1.65rem;
        line-height: 1.2;
    }

    .milestone-sub-desc {
        font-size: 0.8rem;
        margin-bottom: 0.75rem;
    }

    .milestone-cards-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.65rem;
        margin-bottom: 1.25rem;
    }

    .milestone-card {
        border-radius: 12px;
    }

    .milestone-card-banner {
        height: 95px;
    }

    .milestone-icon-badge {
        width: 28px;
        height: 28px;
        font-size: 0.75rem;
        bottom: 6px;
        right: 6px;
    }

    .milestone-card-body {
        padding: 0.65rem 0.65rem 0.75rem 0.65rem;
    }

    .milestone-card-title {
        font-size: 0.82rem;
        margin-bottom: 0.15rem;
    }

    .milestone-card-desc {
        font-size: 0.68rem;
        line-height: 1.35;
        margin-bottom: 0.4rem;
        display: -webkit-box;
        -webkit-line-clamp: 2;
        -webkit-box-orient: vertical;
        overflow: hidden;
    }

    .milestone-link-action {
        font-size: 0.7rem;
    }

    .milestone-help-banner {
        padding: 1.15rem 1rem;
        border-radius: 16px;
    }

    .milestone-help-text h3 {
        font-size: 1.02rem;
    }

    .milestone-help-text p {
        font-size: 0.78rem;
    }
}


/* ==========================================================================
   22. FINANCIAL & BUSINESS SERVICES (REFERENCE INTEGRATED LAYOUT)
   ========================================================================== */

#financial-services {
    padding: 1.75rem 0 !important;
}

.advisory-exp-card {
    background: linear-gradient(145deg, #050E21 0%, #0B1B3D 55%, #081736 100%);
    border-radius: 22px;
    padding: 2.5rem 2.85rem;
    position: relative;
    overflow: hidden;
    color: #FFFFFF;
    box-shadow: 0 16px 45px rgba(5, 14, 33, 0.18);
    border: 1px solid rgba(255, 91, 0, 0.25);
    transition: all 0.3s ease;
}

.advisory-exp-pattern {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    left: 0;
    background-image: radial-gradient(rgba(255, 91, 0, 0.12) 1.2px, transparent 1.2px);
    background-size: 24px 24px;
    pointer-events: none;
    opacity: 0.5;
}

.advisory-exp-grid {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 3rem;
    align-items: center;
    position: relative;
    z-index: 2;
}

/* Left Column: Clean & High-Contrast */
.advisory-exp-left {
    display: flex;
    flex-direction: column;
}

.advisory-exp-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    color: #FF5B00;
    text-transform: uppercase;
    margin-bottom: 0.85rem;
}

.advisory-exp-badge i {
    font-size: 0.65rem;
}

.advisory-exp-title {
    font-family: 'Outfit', sans-serif;
    font-size: 2.25rem;
    font-weight: 800;
    color: #FFFFFF;
    line-height: 1.2;
    margin-bottom: 0.85rem;
    letter-spacing: -0.02em;
}

.advisory-exp-desc {
    font-size: 0.94rem;
    color: #94A3B8;
    line-height: 1.65;
    margin-bottom: 1.6rem;
}

.advisory-exp-highlights {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 2rem;
}

.exp-hl-item {
    display: flex;
    align-items: center;
    gap: 0.7rem;
    font-size: 0.88rem;
    font-weight: 600;
    color: #F1F5F9;
}

.exp-hl-item i {
    color: #FF5B00;
    font-size: 0.95rem;
    flex-shrink: 0;
}

.advisory-exp-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.65rem;
    background: #FF5B00;
    color: #FFFFFF;
    border: none;
    padding: 0.75rem 1.75rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-size: 0.94rem;
    font-weight: 800;
    cursor: pointer;
    width: fit-content;
    box-shadow: 0 4px 16px rgba(255, 91, 0, 0.35);
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.advisory-exp-btn:hover {
    background: #E05000;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(255, 91, 0, 0.45);
}

/* Right Column: Professional Glassmorphism List Box */
.advisory-exp-right {
    width: 100%;
}

.advisory-exp-list {
    background: rgba(255, 255, 255, 0.03);
    border: 1px solid rgba(255, 255, 255, 0.08);
    border-radius: 18px;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.15);
    overflow: hidden;
}

.exp-list-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 1.35rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
    cursor: pointer;
    position: relative;
    transition: background 0.25s ease, border-color 0.25s ease;
}

.exp-list-item:last-child {
    border-bottom: none;
}

.exp-list-item:hover {
    background: rgba(255, 255, 255, 0.05);
}

.exp-item-left {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.exp-item-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.3);
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    flex-shrink: 0;
    transition: all 0.25s ease;
}

.exp-list-item:hover .exp-item-icon {
    background: #FF5B00;
    color: #FFFFFF;
    transform: scale(1.05);
    box-shadow: 0 4px 14px rgba(255, 91, 0, 0.35);
}

.exp-item-text {
    display: flex;
    flex-direction: column;
}

.exp-item-text h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.02rem;
    font-weight: 700;
    color: #FFFFFF;
    margin-bottom: 0.12rem;
    transition: color 0.2s ease;
}

.exp-list-item:hover .exp-item-text h4 {
    color: #FFA066;
}

.exp-item-text span {
    font-size: 0.8rem;
    color: #94A3B8;
}

.exp-arrow-circle {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: #94A3B8;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.78rem;
    transition: all 0.25s ease;
}

.exp-list-item:hover .exp-arrow-circle {
    background: #FF5B00;
    border-color: #FF5B00;
    color: #FFFFFF;
    transform: translateX(3px);
    box-shadow: 0 3px 10px rgba(255, 91, 0, 0.35);
}

/* Tablet Responsive Breakpoint */
@media (max-width: 991px) {
    .advisory-exp-grid {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
    
    .advisory-exp-card {
        padding: 1.75rem 1.5rem;
        border-radius: 20px;
    }

    .advisory-exp-list {
        display: grid !important;
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 0.75rem !important;
        background: transparent;
        border: none;
        backdrop-filter: none;
    }

    .exp-list-item {
        background: rgba(255, 255, 255, 0.05);
        border: 1px solid rgba(255, 91, 0, 0.28);
        border-radius: 14px;
        padding: 0.95rem 1rem;
    }

    .exp-list-item:last-child {
        border-bottom: 1px solid rgba(255, 91, 0, 0.28);
    }
}

/* Mobile Responsive Breakpoint: 2-COLUMN SIDE-BY-SIDE GRID */
@media (max-width: 640px) {
    .advisory-exp-card {
        padding: 1.35rem 1.15rem;
        border-radius: 18px;
    }

    .advisory-exp-title {
        font-size: 1.55rem;
        line-height: 1.25;
        margin-bottom: 0.65rem;
    }

    .advisory-exp-desc {
        font-size: 0.85rem;
        margin-bottom: 1.25rem;
    }

    .advisory-exp-highlights {
        gap: 0.5rem;
        margin-bottom: 1.5rem;
    }

    .exp-hl-item {
        font-size: 0.8rem;
    }

    .advisory-exp-btn {
        width: 100%;
        justify-content: center;
        padding: 0.75rem 1.25rem;
        margin-bottom: 0.5rem;
    }

    .advisory-exp-list {
        display: grid !important;
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 0.6rem !important;
        background: transparent;
        border: none;
    }

    .exp-list-item {
        flex-direction: column;
        align-items: flex-start;
        justify-content: space-between;
        padding: 0.85rem;
        border-radius: 12px;
        background: rgba(255, 255, 255, 0.05);
        border: 1px solid rgba(255, 91, 0, 0.28);
        min-height: 105px;
    }

    .exp-item-left {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.45rem;
        width: 100%;
    }

    .exp-item-icon {
        width: 32px;
        height: 32px;
        font-size: 0.88rem;
    }

    .exp-item-text h4 {
        font-size: 0.82rem;
        margin-bottom: 0.1rem;
    }

    .exp-item-text span {
        font-size: 0.68rem;
        line-height: 1.3;
    }

    .exp-arrow-circle {
        display: none;
    }
}

/* Responsive Media Queries for Financial & Business Services (Section 3) */
@media (max-width: 1024px) {
    .advisory-exp-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }
    
    .advisory-exp-card {
        padding: 1.25rem 1.35rem;
        border-radius: 16px;
    }

    .advisory-exp-list {
        grid-template-columns: repeat(3, 1fr);
        gap: 0.65rem;
    }
}

@media (max-width: 640px) {
    #financial-services {
        padding: 0.75rem 0 !important;
    }

    .advisory-exp-card {
        padding: 1.15rem 1rem;
        border-radius: 14px;
    }

    .advisory-exp-title {
        font-size: 1.35rem;
        line-height: 1.2;
        margin-bottom: 0.35rem;
    }

    .advisory-exp-desc {
        font-size: 0.8rem;
        margin-bottom: 0.65rem;
    }

    .advisory-exp-highlights {
        gap: 0.35rem;
        margin-bottom: 0.85rem;
    }

    .exp-hl-item {
        font-size: 0.7rem;
        padding: 0.2rem 0.55rem;
    }

    .advisory-exp-btn {
        width: 100%;
        justify-content: center;
        padding: 0.6rem 1rem;
        margin-bottom: 0.85rem;
    }

    .advisory-exp-list {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.5rem;
    }

    .exp-list-item {
        padding: 0.65rem;
        border-radius: 10px;
        min-height: 85px;
    }

    .exp-item-icon {
        width: 28px;
        height: 28px;
        font-size: 0.8rem;
    }

    .exp-item-text h4 {
        font-size: 0.78rem;
    }

    .exp-item-text span {
        font-size: 0.65rem;
    }
}




/* ==========================================================================
   27. WHY ASHAPURA (ORIGINAL DARK SHOWCASE - PERFECT RESPONSIVE DESIGN)
   ========================================================================== */

.why-ashapura-dark-section {
    position: relative;
    background-color: #050E21;
    background-image: url('images/why_ashapura_bg.png');
    background-size: cover;
    background-position: center center;
    color: #FFFFFF;
    padding: 2.25rem 0 2rem 0;
    overflow: hidden;
}

.why-ashapura-dark-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(5, 14, 33, 0.96) 0%, rgba(11, 27, 61, 0.93) 50%, rgba(7, 21, 51, 0.97) 100%);
    z-index: 1;
}

.why-ashapura-dark-section .container {
    position: relative;
    z-index: 2;
}

/* Header Block */
.why-dark-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    margin-bottom: 1.75rem;
}

.why-dark-header-left {
    flex: 1;
}

.why-dark-header-right {
    max-width: 460px;
}

.why-dark-tagline {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    color: #FF5B00;
    font-size: 0.74rem;
    font-weight: 800;
    letter-spacing: 1.4px;
    text-transform: uppercase;
    margin-bottom: 0.25rem;
}

.why-dark-heading {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.8rem, 3.2vw, 2.5rem);
    font-weight: 800;
    line-height: 1.15;
    color: #FFFFFF;
    margin-bottom: 0.35rem;
    letter-spacing: -0.02em;
}

.why-dark-highlight {
    color: #FF5B00;
}

.why-dark-title-line {
    width: 36px;
    height: 3px;
    background: #FF5B00;
    border-radius: 2px;
    margin-top: 0.2rem;
}

.why-dark-subtext {
    font-size: 0.9rem;
    color: rgba(255, 255, 255, 0.82);
    line-height: 1.48;
    margin: 0;
}

/* 6-Column Original Desktop Grid */
.why-dark-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 0;
    position: relative;
}

.why-dark-col {
    padding: 0 0.5rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    position: relative;
    transition: transform 0.2s ease;
}

.why-dark-col:hover {
    transform: translateY(-2px);
}

.why-dark-col:not(:last-child)::after {
    content: '';
    position: absolute;
    right: 0;
    top: 10%;
    height: 80%;
    width: 1px;
    background: rgba(255, 255, 255, 0.16);
}

/* SVG Ring Icon Wrapper */
.why-ring-icon-wrap {
    position: relative;
    width: 52px;
    height: 52px;
    margin-bottom: 0.65rem;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.ring-svg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    transform: rotate(-90deg);
}

.ring-bg {
    fill: none;
    stroke: rgba(255, 255, 255, 0.12);
    stroke-width: 3.5;
}

.ring-active {
    fill: none;
    stroke: #FF5B00;
    stroke-width: 4;
    stroke-linecap: round;
    filter: drop-shadow(0 0 4px rgba(255, 91, 0, 0.4));
    transition: all 0.3s ease;
}

.why-dark-col:hover .ring-active {
    stroke-dashoffset: 0;
    filter: drop-shadow(0 0 7px rgba(255, 91, 0, 0.7));
}

.ring-icon-inner {
    position: relative;
    z-index: 2;
    font-size: 1.2rem;
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
}

.why-col-title {
    font-family: 'Outfit', sans-serif;
    font-size: 0.85rem;
    font-weight: 700;
    color: #FFFFFF;
    margin-bottom: 0.3rem;
    line-height: 1.2;
}

.why-col-desc {
    font-size: 0.75rem;
    color: rgba(255, 255, 255, 0.72);
    line-height: 1.38;
    margin: 0;
}

/* Tablet Responsive Breakpoint: 3-Column Grid */
@media (max-width: 991px) {
    .why-dark-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.65rem;
        margin-bottom: 1.25rem;
    }
    
    .why-dark-header-right {
        max-width: 100%;
    }

    .why-dark-grid {
        grid-template-columns: repeat(3, 1fr) !important;
        gap: 1.25rem 0.85rem !important;
    }

    .why-dark-col::after {
        display: none !important;
    }
}

/* Mobile Responsive Breakpoint: 2-COLUMN SIDE-BY-SIDE GRID */
@media (max-width: 640px) {
    .why-ashapura-dark-section {
        padding: 1.5rem 0 1.25rem 0;
    }

    .why-dark-heading {
        font-size: 1.65rem;
        line-height: 1.2;
    }

    .why-dark-subtext {
        font-size: 0.82rem;
        line-height: 1.42;
    }

    .why-dark-grid {
        display: grid !important;
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 1rem 0.65rem !important;
    }

    .why-dark-col {
        padding: 0.25rem;
        align-items: center;
        text-align: center;
    }

    .why-dark-col::after {
        display: none !important;
    }

    .why-ring-icon-wrap {
        width: 44px;
        height: 44px;
        margin-bottom: 0.45rem;
    }

    .ring-icon-inner {
        font-size: 1.05rem;
    }

    .why-col-title {
        font-size: 0.8rem;
        margin-bottom: 0.2rem;
        line-height: 1.2;
    }

    .why-col-desc {
        font-size: 0.68rem;
        line-height: 1.32;
        color: rgba(255, 255, 255, 0.78);
    }
}

@media (max-width: 520px) {
    .why-dark-grid {
        grid-template-columns: repeat(2, 1fr) !important;
        gap: 0.85rem 0.6rem !important;
    }
    
    .why-dark-col {
        border-bottom: none;
        padding-bottom: 0;
    }
}


/* ==========================================================================
   28. 3-COLUMN MODERN CRAFTED CONTACT PAGE (HYPER-COMPACT REDESIGN)
   ========================================================================== */

.cr-contact-master {
    background: #F8FAFC;
    padding: 2rem 2.5rem 2.25rem 2.5rem;
    font-family: 'Plus Jakarta Sans', sans-serif;
    color: #0F172A;
}

/* Master 3-Column Grid */
.cr-master-grid {
    display: grid;
    grid-template-columns: 1fr 0.8fr 0.82fr;
    gap: 1.35rem;
    align-items: stretch;
}

/* ============================
   COLUMN 1: LEFT COLUMN (Form + Location)
   ============================ */
.cr-col-left {
    display: flex;
    flex-direction: column;
}

.cr-eyebrow-row {
    margin-bottom: 0.25rem;
}

.cr-eyebrow {
    font-size: 0.74rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    color: #FF5B00;
    text-transform: uppercase;
}

.cr-heading {
    font-family: 'Playfair Display', serif;
    font-size: 1.95rem;
    font-weight: 700;
    color: #061126;
    line-height: 1.2;
    margin-bottom: 0.35rem;
    letter-spacing: -0.01em;
}

.cr-gold-text {
    color: #FF5B00;
}

.cr-subtitle {
    font-size: 0.8rem;
    color: #5C6B73;
    line-height: 1.5;
    margin-bottom: 0.95rem;
    max-width: 440px;
}

/* Clean White Floating Form Card */
.cr-form-card {
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 6px 20px rgba(6, 17, 38, 0.03);
    padding: 1.15rem;
    margin-bottom: 0.85rem;
}

.cr-form-body {
    display: flex;
    flex-direction: column;
    gap: 0.65rem;
}

.cr-row-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.65rem;
}

.cr-input-box {
    display: flex;
    align-items: center;
    gap: 0.55rem;
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 10px;
    padding: 0.55rem 0.85rem;
    transition: all 0.25s ease;
    position: relative;
}

.cr-input-box:focus-within {
    border-color: #FF5B00;
    background: #FFFFFF;
    box-shadow: 0 0 0 3px rgba(198, 154, 43, 0.15);
}

.cr-input-box i {
    color: #94A3B8;
    font-size: 0.8rem;
    flex-shrink: 0;
}

.cr-input-box input,
.cr-input-box select,
.cr-input-box textarea {
    background: transparent;
    border: none;
    outline: none;
    color: #061126;
    font-size: 0.8rem;
    font-weight: 500;
    width: 100%;
    font-family: inherit;
}

.cr-input-box select {
    appearance: none;
    -webkit-appearance: none;
    cursor: pointer;
    color: #64748B;
    padding-right: 1.25rem;
}

.cr-select-arrow {
    position: absolute;
    right: 0.85rem;
    color: #94A3B8;
    pointer-events: none;
    font-size: 0.7rem;
}

.cr-textarea-box {
    align-items: flex-start;
    padding-top: 0.55rem;
}

.cr-form-bottom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    margin-top: 0.15rem;
}

.cr-submit-btn {
    background: linear-gradient(135deg, #FF5B00 0%, #A37C1E 100%);
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.84rem;
    font-weight: 700;
    padding: 0.65rem 1.25rem;
    border-radius: 8px;
    border: none;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    box-shadow: 0 4px 14px rgba(198, 154, 43, 0.3);
    transition: all 0.25s ease;
}

.cr-submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 18px rgba(198, 154, 43, 0.45);
}

.cr-privacy-tag {
    display: flex;
    align-items: center;
    gap: 0.4rem;
    font-size: 0.7rem;
    color: #64748B;
}

.cr-privacy-tag i {
    color: #FF5B00;
    font-size: 0.8rem;
}

/* Location Card (Below Form) */
.cr-location-card {
    background: #FFFFFF;
    border-radius: 16px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 6px 20px rgba(6, 17, 38, 0.03);
    padding: 1rem 1.25rem;
    display: block;
}

.cr-loc-header {
    display: flex;
    align-items: center;
    gap: 0.4rem;
    margin-bottom: 0.4rem;
}

.cr-loc-icon {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: #FFFDF0;
    border: 1px solid #F3E5AB;
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.78rem;
}

.cr-loc-title {
    font-family: 'Playfair Display', serif;
    font-size: 1.05rem;
    font-weight: 700;
    color: #061126;
    margin: 0;
}

.cr-loc-address {
    font-size: 0.74rem;
    color: #475569;
    line-height: 1.35;
    margin-bottom: 0.4rem;
}

.cr-loc-address strong {
    color: #061126;
    font-weight: 700;
}

.cr-loc-hours {
    display: flex;
    align-items: flex-start;
    gap: 0.4rem;
    font-size: 0.7rem;
    color: #64748B;
}

.cr-loc-hours i {
    color: #FF5B00;
    margin-top: 0.15rem;
}

.cr-loc-map-box {
    background: #E2E8F0;
    border-radius: 12px;
    height: 100%;
    min-height: 110px;
    position: relative;
    border: 1px solid #CBD5E1;
    overflow: hidden;
}

.cr-loc-map-box iframe {
    width: 100%;
    height: 100%;
    min-height: 110px;
    border: none;
    display: block;
}

.cr-map-pin {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #FF5B00;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    box-shadow: 0 4px 12px rgba(198, 154, 43, 0.4);
}

.cr-map-label {
    font-size: 0.65rem;
    font-weight: 800;
    letter-spacing: 0.08em;
    color: #061126;
}

/* ============================
   COLUMN 2: CENTER COLUMN (Dark Navy Support Card)
   ============================ */
.cr-col-center {
    display: flex;
    flex-direction: column;
    height: 100%;
}

.cr-center-card {
    background: #061126;
    border-radius: 18px;
    box-shadow: 0 12px 35px rgba(6, 17, 38, 0.3);
    padding: 1.1rem;
    color: #FFFFFF;
    display: flex;
    flex-direction: column;
    height: 100%;
    position: relative;
    overflow: hidden;
    justify-content: space-between;
}

.cr-arch-photo-container {
    position: relative;
    width: 100%;
    border-radius: 14px 14px 30% 30% / 14px 14px 18px 18px;
    overflow: hidden;
    height: 175px;
    background: #0B1C3F;
    margin-bottom: 0.85rem;
}

.cr-advisor-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
}

.cr-arch-gold-curve {
    position: absolute;
    bottom: 0;
    right: 0;
    width: 55px;
    height: 100%;
    background: linear-gradient(135deg, transparent 40%, #FF5B00 100%);
    clip-path: polygon(100% 0, 100% 100%, 0 100%);
}

.cr-center-content {
    display: flex;
    flex-direction: column;
    flex-grow: 1;
    padding: 0 0.15rem;
    justify-content: space-between;
}

.cr-center-title {
    font-size: 1.3rem;
    line-height: 1.18;
    margin-bottom: 0.3rem;
}

.cr-gold-serif {
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    color: #FF5B00;
}

.cr-white-serif {
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    color: #FFFFFF;
}

.cr-gold-line {
    width: 32px;
    height: 2px;
    background: #FF5B00;
    margin-bottom: 0.65rem;
    border-radius: 2px;
}

.cr-phone-channels {
    display: flex;
    flex-direction: column;
    gap: 0.45rem;
    margin-bottom: 0.85rem;
}

.cr-phone-row {
    display: flex;
    align-items: center;
    gap: 0.6rem;
}

.cr-phone-icon {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: linear-gradient(135deg, #FF5B00 0%, #FF5B00 100%);
    color: #061126;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.8rem;
    flex-shrink: 0;
    box-shadow: 0 3px 10px rgba(255, 91, 0, 0.25);
}

.cr-phone-text {
    display: flex;
    flex-direction: column;
}

.cr-phone-num {
    font-family: 'Outfit', sans-serif;
    font-size: 0.84rem;
    font-weight: 800;
    color: #FFFFFF;
    text-decoration: none;
}

.cr-phone-sub {
    font-size: 0.66rem;
    color: #94A3B8;
}

.cr-email-stack {
    display: flex;
    flex-direction: column;
    gap: 4px;
    min-width: 0;
}

.cr-email-item {
    display: flex;
    flex-direction: column;
}

.cr-mail-link {
    font-size: 0.74rem !important;
    white-space: nowrap !important;
    word-break: normal !important;
    letter-spacing: -0.015em;
    display: inline-block;
}

.cr-channel-divider {
    height: 1px;
    background: rgba(255, 255, 255, 0.06);
    width: 100%;
}

.cr-center-btn {
    background: linear-gradient(135deg, #FF5B00 0%, #FF5B00 100%);
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.84rem;
    font-weight: 700;
    padding: 0.7rem 1rem;
    border-radius: 8px;
    text-decoration: none;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    box-shadow: 0 4px 14px rgba(255, 91, 0, 0.3);
    transition: all 0.25s ease;
    margin-top: auto;
}

.cr-center-btn:hover {
    transform: translateY(-2px);
    color: #FFFFFF;
    box-shadow: 0 8px 18px rgba(255, 91, 0, 0.45);
}

/* ============================
   COLUMN 3: RIGHT COLUMN (Accordion Feature Cards)
   ============================ */
.cr-col-right {
    display: flex;
    flex-direction: column;
}

.cr-right-header {
    margin-bottom: 0.75rem;
}

.cr-right-eyebrow {
    display: flex;
    align-items: center;
    gap: 0.45rem;
    font-size: 0.74rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    color: #FF5B00;
    text-transform: uppercase;
    margin-bottom: 0.3rem;
}

.cr-dash-line {
    width: 22px;
    height: 2px;
    background: #FF5B00;
    border-radius: 2px;
}

.cr-right-desc {
    font-size: 0.8rem;
    color: #5C6B73;
    line-height: 1.45;
    margin-bottom: 0.85rem;
}

.cr-accordion-list {
    display: flex;
    flex-direction: column;
    gap: 0.65rem;
}

.cr-acc-card {
    background: #FFFFFF;
    border-radius: 14px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 4px 15px rgba(6, 17, 38, 0.02);
    padding: 0.75rem 0.95rem;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    transition: all 0.25s ease;
    cursor: pointer;
}

.cr-acc-card:hover {
    border-color: #FF5B00;
    box-shadow: 0 8px 20px rgba(198, 154, 43, 0.1);
}

.cr-acc-header-row {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    width: 100%;
}

.cr-acc-icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #FFFDF0;
    border: 1px solid #F3E5AB;
    color: #061126;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
    flex-shrink: 0;
}

.cr-acc-info {
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.cr-acc-info h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.86rem;
    font-weight: 800;
    color: #061126;
    margin: 0 0 0.1rem 0;
}

.cr-acc-info p {
    font-size: 0.72rem;
    color: #64748B;
    margin: 0;
    line-height: 1.3;
}

.cr-acc-arrow {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: #FF5B00;
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.72rem;
    flex-shrink: 0;
    transition: all 0.25s ease;
}

.cr-acc-card.active-card {
    border-color: #FF5B00;
    box-shadow: 0 8px 20px rgba(198, 154, 43, 0.12);
}

.cr-acc-card.active-card .cr-acc-expanded-content {
    display: block !important;
}

.cr-acc-expanded-content {
    padding-top: 0.6rem;
    margin-top: 0.6rem;
    border-top: 1px solid #F1F5F9;
    font-size: 0.74rem;
    color: #475569;
    line-height: 1.45;
}

/* ============================
   CONTACT PAGE — Interactive Google Map Section
   ============================ */
.cr-map-section {
    padding: 0 2.5rem 3rem 2.5rem;
    font-family: 'Plus Jakarta Sans', sans-serif;
}

.cr-map-card {
    background: #FFFFFF;
    border-radius: 20px;
    border: 1px solid #E2E8F0;
    box-shadow: 0 10px 30px rgba(6, 17, 38, 0.05);
    overflow: hidden;
}

.cr-map-simple-bar {
    padding: 0.95rem 1.75rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.25rem;
    background: #061126;
    color: #FFFFFF;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.cr-map-simple-left {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    font-size: 0.88rem;
    color: #CBD5E1;
}

.cr-map-simple-left strong {
    color: #FFFFFF;
    font-weight: 700;
}

.cr-map-simple-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    color: #FF5B00;
    font-weight: 700;
    font-size: 0.82rem;
    text-decoration: none;
    white-space: nowrap;
    transition: all 0.2s ease;
    padding: 0.4rem 0.9rem;
    background: rgba(255, 91, 0, 0.1);
    border: 1px solid rgba(255, 91, 0, 0.25);
    border-radius: 50px;
}

.cr-map-simple-btn:hover {
    background: #FF5B00;
    color: #FFFFFF;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(255, 91, 0, 0.3);
}

.cr-map-frame-wrapper {
    width: 100%;
    height: 450px;
    position: relative;
    background: #E2E8F0;
}

.cr-map-frame-wrapper iframe {
    width: 100%;
    height: 100%;
    border: none;
    display: block;
}

/* ============================
   CONTACT PAGE — Tablet Responsive (≤ 1200px)
   ============================ */
@media (max-width: 1200px) {
    .cr-contact-master {
        padding: 1.5rem 1.25rem;
    }

    .cr-master-grid {
        grid-template-columns: 1fr 1fr;
        gap: 1.5rem;
    }

    .cr-col-center {
        grid-column: span 2;
    }

    .cr-heading {
        font-size: 1.65rem;
    }

    .cr-subtitle {
        font-size: 0.82rem;
    }

    .cr-form-card {
        padding: 1.25rem;
    }

    .cr-center-card {
        padding: 1.5rem;
    }

    .cr-center-title {
        font-size: 1.35rem;
    }

    .cr-acc-card {
        padding: 0.85rem;
    }

    .cr-acc-info h4 {
        font-size: 0.88rem;
    }

    .cr-acc-info p {
        font-size: 0.75rem;
    }
}

/* ============================
   CONTACT PAGE — Mobile Responsive (≤ 768px)
   ============================ */
@media (max-width: 768px) {
    .cr-contact-master {
        padding: 1rem 0.75rem;
    }

    .cr-master-grid {
        grid-template-columns: 1fr;
        gap: 1.25rem;
    }

    .cr-col-center {
        grid-column: span 1;
    }

    /* Left Column — Heading & Form */
    .cr-eyebrow {
        font-size: 0.7rem;
        letter-spacing: 1.5px;
    }

    .cr-heading {
        font-size: 1.45rem;
        line-height: 1.22;
        margin-bottom: 0.45rem;
    }

    .cr-subtitle {
        font-size: 0.78rem;
        line-height: 1.45;
        margin-bottom: 0.85rem;
    }

    .cr-form-card {
        padding: 1.15rem 1rem;
        border-radius: 16px;
    }

    .cr-row-2 {
        grid-template-columns: 1fr;
        gap: 0.65rem;
    }

    .cr-input-box {
        padding: 0.65rem 0.75rem;
        border-radius: 10px;
    }

    .cr-input-box input,
    .cr-input-box select,
    .cr-input-box textarea {
        font-size: 0.82rem;
    }

    .cr-input-box i {
        font-size: 0.82rem;
    }

    .cr-submit-btn {
        padding: 0.7rem 1.5rem;
        font-size: 0.85rem;
        border-radius: 10px;
    }

    .cr-privacy-tag {
        font-size: 0.68rem;
    }

    /* Location Card */
    .cr-location-card {
        grid-template-columns: 1fr;
        border-radius: 14px;
    }

    .cr-loc-info {
        padding: 1rem;
    }

    .cr-loc-title {
        font-size: 0.92rem;
    }

    .cr-loc-address {
        font-size: 0.78rem;
    }

    .cr-loc-hours {
        font-size: 0.75rem;
    }

    .cr-loc-map-box {
        min-height: 120px;
    }

    /* Center Column — Support Card */
    .cr-center-card {
        padding: 1.25rem 1rem;
        border-radius: 16px;
    }

    .cr-arch-photo-container {
        width: 100px;
        height: 100px;
    }

    .cr-advisor-img {
        width: 100%;
        height: 100%;
    }

    .cr-center-title {
        font-size: 1.15rem;
    }

    .cr-gold-serif {
        font-size: 1.15rem;
    }

    .cr-white-serif {
        font-size: 1.15rem;
    }

    .cr-phone-channels {
        gap: 0.55rem;
    }

    .cr-phone-row {
        gap: 0.55rem;
    }

    .cr-phone-icon {
        width: 34px;
        height: 34px;
        border-radius: 8px;
        font-size: 0.85rem;
    }

    .cr-phone-num {
        font-size: 0.85rem !important;
    }

    .cr-phone-sub {
        font-size: 0.68rem;
    }

    .cr-center-btn {
        padding: 0.65rem 1.25rem;
        font-size: 0.82rem;
        border-radius: 10px;
    }

    /* Right Column — Accordion Cards */
    .cr-right-header {
        margin-bottom: 0.85rem;
    }

    .cr-right-eyebrow span {
        font-size: 0.72rem;
    }

    .cr-right-desc {
        font-size: 0.78rem;
        line-height: 1.45;
    }

    .cr-accordion-list {
        gap: 0.55rem;
    }

    .cr-acc-card {
        padding: 0.75rem 0.85rem;
        border-radius: 12px;
    }

    .cr-acc-icon {
        width: 34px;
        height: 34px;
        border-radius: 8px;
        font-size: 0.82rem;
    }

    .cr-acc-info h4 {
        font-size: 0.82rem;
    }

    .cr-acc-info p {
        font-size: 0.7rem;
    }

    .cr-acc-arrow {
        width: 28px;
        height: 28px;
        font-size: 0.68rem;
    }

    .cr-acc-expanded-content p {
        font-size: 0.75rem;
        line-height: 1.45;
    }

    /* Map Section — Mobile */
    .cr-map-section {
        padding: 0 0.75rem 2rem 0.75rem;
    }

    .cr-map-simple-bar {
        flex-direction: column;
        align-items: flex-start;
        padding: 0.85rem 1rem;
        gap: 0.65rem;
    }

    .cr-map-simple-left {
        font-size: 0.78rem;
    }

    .cr-map-simple-btn {
        width: 100%;
        justify-content: center;
    }

    .cr-map-frame-wrapper {
        height: 320px;
    }
}

/* ============================
   CONTACT PAGE — Small Mobile (≤ 480px)
   ============================ */
@media (max-width: 480px) {
    .cr-contact-master {
        padding: 0.75rem 0.5rem;
    }

    .cr-heading {
        font-size: 1.25rem;
    }

    .cr-subtitle {
        font-size: 0.72rem;
    }

    .cr-form-card {
        padding: 1rem 0.85rem;
        border-radius: 14px;
    }

    .cr-input-box {
        padding: 0.55rem 0.65rem;
    }

    .cr-input-box input,
    .cr-input-box select,
    .cr-input-box textarea {
        font-size: 0.78rem;
    }

    .cr-submit-btn {
        padding: 0.6rem 1.25rem;
        font-size: 0.8rem;
        width: 100%;
    }

    .cr-center-card {
        padding: 1rem 0.85rem;
    }

    .cr-center-title {
        font-size: 1.05rem;
    }

    .cr-phone-icon {
        width: 30px;
        height: 30px;
        font-size: 0.78rem;
    }

    .cr-phone-num {
        font-size: 0.8rem !important;
    }

    .cr-acc-card {
        padding: 0.65rem 0.75rem;
    }

    .cr-acc-icon {
        width: 30px;
        height: 30px;
        font-size: 0.75rem;
    }

    .cr-acc-info h4 {
        font-size: 0.78rem;
    }

    .cr-acc-info p {
        font-size: 0.65rem;
    }
}


/* ==========================================================================
   29. FLOATING DUAL ACTION BUTTONS (PHONE CALL & WHATSAPP)
   ========================================================================== */

.floating-actions-wrapper {
    position: fixed;
    bottom: 24px;
    right: 24px;
    z-index: 9999;
    display: flex;
    flex-direction: column;
    gap: 12px;
    align-items: center;
}

.floating-btn {
    position: relative;
    width: 52px;
    height: 52px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.55rem;
    border: 2px solid #FFFFFF;
    text-decoration: none;
    transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

/* Floating Phone Call Button */
.floating-phone-btn {
    background: linear-gradient(135deg, #061126 0%, #1A2B4C 100%);
    color: #FF5B00;
    box-shadow: 0 8px 22px rgba(6, 17, 38, 0.5);
}

.floating-phone-btn:hover {
    transform: scale(1.12) translateY(-3px);
    color: #FFFFFF;
    background: linear-gradient(135deg, #FF5B00 0%, #FF7A29 100%);
    box-shadow: 0 12px 28px rgba(255, 91, 0, 0.6);
}

/* Floating WhatsApp Button */
.floating-whatsapp-btn {
    background: linear-gradient(135deg, #25D366 0%, #128C7E 100%);
    color: #FFFFFF;
    box-shadow: 0 8px 22px rgba(37, 211, 102, 0.45);
}

.floating-whatsapp-btn:hover {
    transform: scale(1.12) translateY(-3px);
    color: #FFFFFF;
    box-shadow: 0 12px 28px rgba(37, 211, 102, 0.65);
}

/* Floating Tooltips */
.action-tooltip,
.whatsapp-tooltip {
    position: absolute;
    right: 66px;
    background: #061126;
    color: #FFFFFF;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.78rem;
    font-weight: 700;
    padding: 0.45rem 0.85rem;
    border-radius: 8px;
    white-space: nowrap;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: all 0.25s ease;
    box-shadow: 0 4px 15px rgba(6, 17, 38, 0.25);
    border: 1px solid rgba(255, 91, 0, 0.3);
}

.action-tooltip::after,
.whatsapp-tooltip::after {
    content: '';
    position: absolute;
    right: -5px;
    top: 50%;
    transform: translateY(-50%);
    border-width: 5px 0 5px 5px;
    border-style: solid;
    border-color: transparent transparent transparent #061126;
}

.floating-btn:hover .action-tooltip,
.floating-btn:hover .whatsapp-tooltip,
.floating-whatsapp-btn:hover .whatsapp-tooltip {
    opacity: 1;
    visibility: visible;
    right: 72px;
}




/* ==========================================================================
   26. INTEREST RATE COMPARISON CALCULATOR (UNIFIED SCREEN-FITTING SECTION)
   ========================================================================== */

/* Unified Section Container */
.transparency-unified-section {
    background: #FAF8F5;
    padding: 2.25rem 0 1.75rem 0;
    position: relative;
    width: 100%;
}

.transparency-unified-section .container {
    max-width: 1320px;
    padding: 0 1.25rem;
}

/* Header */
.calc-section-heading {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.45rem, 2.2vw, 1.95rem);
    font-weight: 700;
    color: #0B1B3D;
    margin: 0.15rem 0 0 0;
    line-height: 1.2;
    letter-spacing: -0.015em;
}

/* Main Luxury Comparison Card */
.loan-options-compare-card {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    border-radius: 14px;
    box-shadow: 0 4px 20px rgba(11, 27, 61, 0.04);
    padding: 1rem 1.25rem;
    display: flex;
    flex-direction: column;
    width: 100%;
    gap: 0.75rem;
    box-sizing: border-box;
    position: relative;
}

/* 1. Parameter Inputs Bar (4-Column High Precision) */
.calc-integrated-controls {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0.75rem;
    background: #F8FAFC;
    border: 1.5px solid #E2E8F0;
    border-radius: 10px;
    padding: 0.65rem 0.95rem;
    margin-bottom: 0;
    box-shadow: inset 0 1px 3px rgba(0, 0, 0, 0.02);
}

.calc-control-group {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.calc-control-header-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.4rem;
}

.calc-control-label {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.74rem;
    font-weight: 700;
    color: #0F172A;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    letter-spacing: -0.01em;
    cursor: pointer;
}

.calc-control-label i {
    font-size: 0.76rem;
    color: #FF5B00;
}

.calc-tenure-toggle {
    display: inline-flex;
    background: #E2E8F0;
    padding: 2px;
    border-radius: 4px;
    gap: 2px;
}

.calc-toggle-btn {
    border: none;
    background: transparent;
    font-family: 'Outfit', sans-serif;
    font-size: 0.64rem;
    font-weight: 700;
    color: #475569;
    padding: 0.1rem 0.45rem;
    border-radius: 3px;
    cursor: pointer;
    transition: all 0.2s ease;
}

.calc-toggle-btn.active {
    background: #0B1B3D;
    color: #FF5B00;
    box-shadow: 0 1px 3px rgba(11, 27, 61, 0.15);
}

.calc-control-input-wrap {
    background: #FFFFFF;
    border: 1.5px solid #CBD5E1;
    border-radius: 6px;
    padding: 0.35rem 0.65rem;
    display: flex;
    align-items: center;
    transition: all 0.25s ease;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.02);
}

.calc-control-input-wrap:focus-within {
    border-color: #FF5B00;
    box-shadow: 0 0 0 2.5px rgba(255, 91, 0, 0.15), 0 2px 5px rgba(0, 0, 0, 0.04);
    background: #FFFFFF;
}

.calc-input-prefix,
.calc-input-suffix {
    font-family: 'Outfit', sans-serif;
    font-size: 1.02rem;
    font-weight: 800;
    color: #FF5B00;
    user-select: none;
}

.calc-input-prefix {
    margin-right: 0.25rem;
}

.calc-input-suffix {
    margin-left: 0.25rem;
    font-size: 0.76rem;
    color: #64748B;
    font-weight: 600;
    white-space: nowrap;
}

.calc-control-input {
    width: 100%;
    border: none;
    outline: none;
    background: transparent;
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 800;
    color: #0F172A;
    padding: 0;
    -moz-appearance: textfield;
}

.calc-control-input::-webkit-outer-spin-button,
.calc-control-input::-webkit-inner-spin-button {
    -webkit-appearance: none;
    margin: 0;
}

/* 2. Dual Comparison Grid */
.compare-dual-wrapper {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 0.75rem;
    align-items: stretch;
    position: relative;
    width: 100%;
}

.comparison-panel {
    border-radius: 10px;
    overflow: hidden;
    background: #FFFFFF;
    display: flex;
    flex-direction: column;
    transition: all 0.25s cubic-bezier(0.22, 1, 0.36, 1);
    height: 100%;
}

.comp-panel-flat {
    border: 1px solid #E2E8F0;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
}

.comp-panel-flat:hover {
    border-color: #CBD5E1;
    transform: translateY(-2px);
    box-shadow: 0 4px 14px rgba(0, 0, 0, 0.05);
}

.comp-panel-flat .comp-panel-top-banner {
    background: #F8FAFC;
    border-bottom: 1px solid #E2E8F0;
}

.comp-panel-reducing {
    border: 1.5px solid #22C55E;
    box-shadow: 0 2px 10px rgba(34, 197, 94, 0.06);
}

.comp-panel-reducing:hover {
    border-color: #16A34A;
    transform: translateY(-2px);
    box-shadow: 0 4px 16px rgba(34, 197, 94, 0.12);
}

.comp-panel-reducing .comp-panel-top-banner {
    background: linear-gradient(135deg, #F0FDF4 0%, #DCFCE7 100%);
    border-bottom: 1px solid #BBF7D0;
}

.comp-panel-top-banner {
    padding: 0.55rem 0.95rem;
    display: flex;
    flex-direction: column;
    gap: 0.1rem;
}

.comp-panel-title {
    font-family: 'Outfit', sans-serif;
    font-size: 0.98rem;
    font-weight: 800;
    color: #0B1B3D;
    margin: 0;
    line-height: 1.2;
}

.comp-panel-sub {
    font-size: 0.68rem;
    color: #64748B;
    font-weight: 500;
    line-height: 1.3;
}

.comp-panel-body {
    padding: 0.75rem 0.95rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    flex: 1;
    justify-content: space-between;
}

/* Key Rates Split Box */
.comp-rate-highlight-box {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-radius: 6px;
    padding: 0.45rem 0.75rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.comp-rate-highlight-box.highlight-reducing {
    background: rgba(34, 197, 94, 0.05);
    border-color: rgba(34, 197, 94, 0.25);
}

.rate-box-divider {
    width: 1px;
    height: 24px;
    background: #E2E8F0;
}

.rate-sub-item {
    display: flex;
    flex-direction: column;
    gap: 0.02rem;
}

.rate-sub-lbl {
    font-size: 0.62rem;
    color: #64748B;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.03em;
}

.rate-sub-val {
    font-family: 'Outfit', sans-serif;
    font-size: 1.08rem;
    font-weight: 800;
    color: #0B1B3D;
}

.rate-sub-val.text-amber {
    color: #D97706;
}

.rate-sub-val.text-green {
    color: #16A34A;
}

/* Metric Items List */
.comp-metrics-list {
    display: flex;
    flex-direction: column;
    gap: 0.22rem;
}

.comp-item-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 0.25rem 0.1rem;
    border-bottom: 1px solid #F1F5F9;
}

.comp-row-lbl {
    font-size: 0.78rem;
    color: #475569;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.comp-row-lbl i {
    font-size: 0.72rem;
    color: #94A3B8;
}

.comp-row-val {
    font-family: 'Outfit', sans-serif;
    font-size: 0.94rem;
    font-weight: 600;
    color: #0B1B3D;
}

.comp-item-total {
    background: #F8FAFC;
    border-radius: 6px;
    padding: 0.35rem 0.6rem;
    border-bottom: none;
    margin-top: 0.02rem;
}

.comp-item-total .comp-row-lbl {
    font-weight: 700;
    color: #0B1B3D;
}

.comp-item-total .comp-row-val {
    font-weight: 800;
    font-size: 1.02rem;
    color: #0B1B3D;
}

/* Center VS Badge */
.comp-vs-badge {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: #0B1B3D;
    color: #FF5B00;
    border: 2px solid #FFFFFF;
    box-shadow: 0 2px 6px rgba(11, 27, 61, 0.15);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Outfit', sans-serif;
    font-size: 0.66rem;
    font-weight: 900;
    flex-shrink: 0;
    z-index: 2;
    align-self: center;
}

/* Savings Callout Banners */
.comp-savings-banner {
    border-radius: 6px;
    padding: 0.45rem 0.75rem;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    margin-top: 0.05rem;
}

.savings-icon-box {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 0.88rem;
}

.savings-text-group {
    display: flex;
    flex-direction: column;
    gap: 0.02rem;
}

.savings-tag-lbl {
    font-size: 0.54rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.savings-status-txt {
    font-size: 0.78rem;
    font-weight: 700;
    line-height: 1.2;
}

.savings-alert-amber {
    background: #FFFBEB;
    border: 1px solid #FDE68A;
    color: #92400E;
}

.savings-alert-amber .savings-icon-box {
    color: #D97706;
}

.savings-alert-amber .savings-tag-lbl {
    color: #B45309;
}

.savings-alert-amber .savings-status-txt {
    color: #92400E;
}

.savings-alert-green {
    background: #F0FDF4;
    border: 1px solid #BBF7D0;
    color: #166534;
}

.savings-alert-green .savings-icon-box {
    color: #16A34A;
}

.savings-alert-green .savings-tag-lbl {
    color: #15803D;
}

.savings-alert-green .savings-status-txt {
    color: #166534;
}

/* 3. Indicative Disclaimer Footer */
.compare-footer-disclaimer {
    display: flex;
    align-items: center;
    gap: 0.35rem;
    font-size: 0.7rem;
    color: #64748B;
    font-weight: 500;
    background: #F8FAFC;
    border-radius: 6px;
    padding: 0.35rem 0.65rem;
    border: 1px solid #E2E8F0;
    margin-top: 0;
}

.compare-footer-disclaimer i {
    font-size: 0.75rem;
    color: #FF5B00;
    flex-shrink: 0;
}

/* 4. BOTTOM LENDING PARTNERS BAR & DISCLAIMER WITH PROMINENT LOGOS */
.transparency-bottom-bar {
    background: #FFFFFF;
    border-top: 1px solid #E2E8F0;
    padding: 1.5rem 0 1.15rem 0;
    width: 100%;
    margin-top: 1.5rem;
}

.verify-title-center {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.55rem;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.88rem;
    font-weight: 800;
    color: #0A192F;
    letter-spacing: 0.03em;
    margin-bottom: 1rem;
    text-transform: uppercase;
}

.verify-title-center i {
    color: #FF5B00;
    font-size: 1rem;
}

.bottom-partner-logos-wrapper {
    overflow: hidden;
    position: relative;
    width: 100%;
    margin-bottom: 1rem;
    padding: 0.4rem 0;
}

.bottom-partner-logos-wrapper::before,
.bottom-partner-logos-wrapper::after {
    content: '';
    position: absolute;
    top: 0;
    bottom: 0;
    width: 60px;
    z-index: 5;
    pointer-events: none;
}

.bottom-partner-logos-wrapper::before {
    left: 0;
    background: linear-gradient(90deg, #FFFFFF 0%, transparent 100%);
}

.bottom-partner-logos-wrapper::after {
    right: 0;
    background: linear-gradient(270deg, #FFFFFF 0%, transparent 100%);
}

.bottom-partner-logos-track {
    display: flex;
    align-items: center;
    gap: 2.25rem;
    width: max-content;
    animation: partner-bottom-marquee 45s linear infinite;
}

.bottom-partner-logos-wrapper:hover .bottom-partner-logos-track {
    animation-play-state: paused;
}

@keyframes partner-bottom-marquee {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

.b-partner-item {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0.35rem 0.8rem;
    flex-shrink: 0;
}

.b-partner-logo {
    height: 42px;
    width: auto;
    max-width: 140px;
    object-fit: contain;
    filter: none !important;
    opacity: 1 !important;
    transition: transform 0.3s ease;
}

.b-partner-logo:hover {
    transform: scale(1.12);
}

.disclaimer-note-line {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.45rem;
    font-size: 0.72rem;
    color: #64748B;
    text-align: center;
    padding-top: 0.5rem;
    border-top: 1px solid #F1F5F9;
}

.disclaimer-note-line i {
    font-size: 0.76rem;
    color: #FF5B00;
}

/* ==========================================================================
   RESPONSIVE BREAKPOINTS (LAPTOPS, TABLETS & MOBILE)
   ========================================================================== */
@media (max-width: 1024px) {
    .transparency-unified-section {
        padding: 2rem 0 0 0;
    }

    .calc-integrated-controls {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.65rem;
    }

    .compare-dual-wrapper {
        gap: 0.65rem;
    }
}

@media (max-width: 768px) {
    .transparency-unified-section {
        padding: 1.75rem 0 0 0;
    }

    .calc-integrated-controls {
        grid-template-columns: 1fr;
        padding: 0.75rem;
        gap: 0.65rem;
    }

    .compare-dual-wrapper {
        grid-template-columns: 1fr;
        gap: 0.65rem;
    }

    .comp-vs-badge {
        margin: -0.15rem auto;
    }

    .loan-options-compare-card {
        padding: 0.85rem;
    }

    .b-partner-logo {
        height: 32px;
        max-width: 110px;
    }
}


/* ==========================================================================
   LAST LOAN FORM SECTION (APPLY AND GET LOAN - NO STEPS)
   ========================================================================== */
.loan-form-section {
    position: relative;
    background: #F8FAFC;
    border-top: 1px solid #E2E8F0;
}

.loan-form-badge-pill {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: #0A192F;
    color: #FFFFFF;
    padding: 0.35rem 1rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.05em;
}

.loan-form-card {
    background: #FFFFFF;
    border-radius: 24px;
    border: 1.5px solid rgba(255, 91, 0, 0.25);
    box-shadow: 0 16px 45px rgba(15, 23, 42, 0.07);
    padding: 2.5rem;
    max-width: 920px;
    margin: 0 auto;
    position: relative;
    overflow: hidden;
}

.loan-form-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: linear-gradient(90deg, #0A192F 0%, #FF5B00 50%, #FF7A29 100%);
}

.form-grid-2col {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.25rem 1.5rem;
}

.form-group-item {
    display: flex;
    flex-direction: column;
    gap: 0.45rem;
}

.form-group-item label {
    font-family: 'Outfit', sans-serif;
    font-size: 0.88rem;
    font-weight: 700;
    color: #0F172A;
    display: flex;
    align-items: center;
    gap: 0.45rem;
}

.form-control-custom {
    width: 100%;
    background: #F8FAFC;
    border: 1.5px solid #E2E8F0;
    border-radius: 12px;
    padding: 0.8rem 1rem;
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.92rem;
    color: #0F172A;
    outline: none;
    transition: all 0.25s ease;
}

.form-control-custom:focus {
    background: #FFFFFF;
    border-color: #FF5B00;
    box-shadow: 0 0 0 3px rgba(255, 91, 0, 0.15);
}

.select-wrapper-custom {
    position: relative;
    width: 100%;
}

.select-wrapper-custom select {
    appearance: none;
    -webkit-appearance: none;
    -moz-appearance: none;
    padding-right: 2.5rem;
    cursor: pointer;
}

.select-arrow-icon {
    position: absolute;
    right: 1rem;
    top: 50%;
    transform: translateY(-50%);
    color: #64748B;
    pointer-events: none;
    font-size: 0.85rem;
}

.loan-form-submit-row {
    margin-top: 2rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 1rem;
}

.btn-gold-submit-form {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.75rem;
    background: linear-gradient(135deg, #0A192F 0%, #1E3A8A 100%);
    border: 1.5px solid rgba(255, 91, 0, 0.45);
    color: #FFFFFF;
    padding: 1rem 2.75rem;
    border-radius: 50px;
    font-family: 'Outfit', sans-serif;
    font-size: 1rem;
    font-weight: 800;
    cursor: pointer;
    box-shadow: 0 8px 25px rgba(10, 25, 47, 0.2);
    transition: all 0.35s ease;
    width: 100%;
    max-width: 480px;
}

.btn-gold-submit-form:hover {
    background: linear-gradient(135deg, #FF5B00 0%, #FF7A29 100%);
    color: #0A192F;
    border-color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 12px 30px rgba(255, 91, 0, 0.45);
}

.form-privacy-note {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    font-size: 0.82rem;
    color: #64748B;
    font-weight: 600;
}

/* Income Frequency Tick Options */
.income-label-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 0.5rem;
    width: 100%;
}

.income-frequency-ticks {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.tick-option {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    cursor: pointer;
    font-size: 0.8rem;
    font-weight: 700;
    color: #475569;
    user-select: none;
}

.tick-option input[type="radio"] {
    display: none;
}

.tick-box {
    width: 16px;
    height: 16px;
    border-radius: 4px;
    border: 1.5px solid #94A3B8;
    background: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.65rem;
    color: transparent;
    transition: all 0.2s ease;
}

.tick-option input[type="radio"]:checked + .tick-box {
    background: #FF5B00;
    border-color: #FF5B00;
    color: #0A192F;
}

.tick-option input[type="radio"]:checked ~ span:last-child {
    color: #0A192F;
}

/* Loan Form Section — Tablet Responsive (≤ 991px) */
@media (max-width: 991px) {
    .loan-form-section {
        padding: 1.5rem 0 !important;
    }

    .loan-form-card {
        padding: 1.65rem 1.5rem;
        border-radius: 20px;
        max-width: 100%;
    }

    .form-grid-2col {
        grid-template-columns: repeat(2, 1fr);
        gap: 1rem 1.15rem;
    }

    .form-group-item label {
        font-size: 0.82rem;
        gap: 0.35rem;
    }

    .form-control-custom {
        padding: 0.7rem 0.85rem;
        font-size: 0.85rem;
        border-radius: 10px;
    }

    .loan-form-submit-row {
        margin-top: 1.25rem;
        gap: 0.75rem;
    }

    .btn-gold-submit-form {
        padding: 0.85rem 2rem;
        font-size: 0.92rem;
        max-width: 100%;
    }

    .form-privacy-note {
        font-size: 0.75rem;
    }

    .income-label-row {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.35rem;
    }

    .income-frequency-ticks {
        gap: 0.65rem;
    }

    .tick-option {
        font-size: 0.75rem;
    }
}

/* Loan Form Section — Mobile Responsive (≤ 640px) */
@media (max-width: 640px) {
    .loan-form-section {
        padding: 1.15rem 0 !important;
    }

    .loan-form-badge-pill {
        font-size: 0.72rem;
        padding: 0.25rem 0.75rem;
    }

    .loan-form-card {
        padding: 1.25rem 1rem;
        border-radius: 16px;
        border-width: 1px;
    }

    .loan-form-card::before {
        height: 3px;
    }

    .form-grid-2col {
        grid-template-columns: 1fr;
        gap: 0.85rem;
    }

    .form-group-item {
        gap: 0.3rem;
    }

    .form-group-item label {
        font-size: 0.78rem;
        gap: 0.3rem;
    }

    .form-group-item label i {
        font-size: 0.75rem;
    }

    .form-control-custom {
        padding: 0.65rem 0.75rem;
        font-size: 0.8rem;
        border-radius: 8px;
        border-width: 1px;
    }

    .select-arrow-icon {
        font-size: 0.72rem;
        right: 0.75rem;
    }

    .loan-form-submit-row {
        margin-top: 1rem;
        gap: 0.6rem;
    }

    .btn-gold-submit-form {
        padding: 0.75rem 1.5rem;
        font-size: 0.85rem;
        border-radius: 12px;
        gap: 0.5rem;
    }

    .form-privacy-note {
        font-size: 0.68rem;
        gap: 0.35rem;
    }

    .form-privacy-note i {
        font-size: 0.72rem;
    }

    .income-label-row {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.25rem;
    }

    .income-frequency-ticks {
        gap: 0.55rem;
    }

    .tick-option {
        font-size: 0.72rem;
        gap: 0.25rem;
    }

    .tick-box {
        width: 14px;
        height: 14px;
        border-radius: 3px;
        font-size: 0.58rem;
    }
}


/* ==========================================================================
   17. MODERN ULTRA-CRAFTED LUXURY FOOTER
   ========================================================================== */
.main-footer {
    background: linear-gradient(180deg, #09132B 0%, #050B19 100%);
    color: #94A3B8;
    position: relative;
    padding-top: 0;
    padding-bottom: 2rem;
    font-family: 'Plus Jakarta Sans', sans-serif;
    border-top: 1px solid rgba(255, 91, 0, 0.25);
    overflow: hidden;
}

/* Ambient Radial Glow */
.main-footer::before {
    content: '';
    position: absolute;
    top: -150px;
    left: 50%;
    transform: translateX(-50%);
    width: 700px;
    height: 350px;
    background: radial-gradient(ellipse at center, rgba(255, 91, 0, 0.12) 0%, rgba(29, 66, 138, 0.08) 50%, transparent 70%);
    pointer-events: none;
}

.footer-top-glow {
    height: 3px;
    width: 100%;
    background: linear-gradient(90deg, #1D428A 0%, #FF5B00 35%, #16A34A 65%, #FF5B00 85%, #1D428A 100%);
}

/* Footer CTA Banner (Compact White Design) */
.footer-cta-banner {
    background: #FFFFFF;
    border: 1px solid rgba(255, 91, 0, 0.35);
    border-radius: 14px;
    padding: 1rem 1.75rem;
    margin-top: 2rem;
    margin-bottom: 2.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
}

.footer-cta-left {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.cta-icon-box {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--bg-cream-soft);
    border: 1px solid rgba(255, 91, 0, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.cta-text-box h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--navy-dark);
    margin-bottom: 0.15rem;
    letter-spacing: -0.01em;
}

.cta-text-box p {
    font-size: 0.8rem;
    color: var(--text-slate);
    margin: 0;
}

.footer-cta-right {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    flex-shrink: 0;
}

.btn-outline-navy-sm {
    border: 1.5px solid var(--navy-dark);
    color: var(--navy-dark);
    background: transparent;
    padding: 0.5rem 1.1rem;
    border-radius: 50px;
    font-weight: 700;
    font-size: 0.82rem;
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    transition: var(--transition-fast);
    text-decoration: none;
}

.btn-outline-navy-sm:hover {
    background: var(--navy-dark);
    color: #FFFFFF;
    transform: translateY(-2px);
    box-shadow: 0 4px 14px rgba(11, 27, 61, 0.2);
}

.btn-gold-pill-sm {
    background: var(--gold-logo);
    color: #0F172A;
    border: none;
    padding: 0.55rem 1.25rem;
    border-radius: 50px;
    font-weight: 800;
    font-size: 0.82rem;
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    cursor: pointer;
    transition: var(--transition-fast);
}

.btn-gold-pill-sm:hover {
    background: #FF7A29;
    transform: translateY(-2px);
    box-shadow: 0 6px 18px rgba(255, 91, 0, 0.4);
}

/* Footer Main Grid */
.footer-main-grid {
    display: grid;
    grid-template-columns: 1.3fr 1fr 1fr 1.45fr;
    gap: 2rem;
    margin-bottom: 3.5rem;
}

.footer-col {
    display: flex;
    flex-direction: column;
}

.footer-logo-link {
    display: inline-block;
    margin-bottom: 1.25rem;
    text-decoration: none;
}

.footer-logo-img {
    width: 100%;
    max-width: 220px;
    height: auto;
    max-height: 80px;
    object-fit: contain;
    display: block;
    filter: drop-shadow(0 2px 10px rgba(0, 0, 0, 0.4));
    transition: var(--transition-fast);
}

.footer-logo-link:hover .footer-logo-img {
    transform: scale(1.03);
}

.text-gold-light {
    color: #FF7A29 !important;
}

.footer-about-text {
    font-size: 0.88rem;
    line-height: 1.65;
    color: #94A3B8;
    margin-bottom: 1.5rem;
}

.footer-trust-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-bottom: 1.5rem;
}

.f-trust-chip {
    font-size: 0.75rem;
    font-weight: 700;
    color: #E2E8F0;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.08);
    padding: 0.35rem 0.75rem;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
}

.footer-social-wrapper {
    display: flex;
    flex-direction: column;
    gap: 0.65rem;
}

.social-label {
    font-size: 0.78rem;
    font-weight: 700;
    color: #CBD5E1;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.social-links {
    display: flex;
    align-items: center;
    gap: 0.65rem;
}

.social-btn {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    color: #E2E8F0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    transition: var(--transition-fast);
    text-decoration: none;
}

.social-btn:hover {
    background: var(--gold-logo);
    color: #0B1736;
    border-color: var(--gold-logo);
    transform: translateY(-3px);
    box-shadow: 0 6px 15px rgba(255, 91, 0, 0.3);
}

.social-btn.whatsapp-btn:hover {
    background: #25D366;
    color: #FFFFFF;
    border-color: #25D366;
    box-shadow: 0 6px 15px rgba(37, 211, 102, 0.3);
}

/* Headings */
.footer-heading {
    font-family: 'Outfit', sans-serif;
    font-size: 1.1rem;
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 1.35rem;
    letter-spacing: -0.01em;
    position: relative;
    display: inline-block;
}

.heading-line {
    display: block;
    width: 30px;
    height: 2.5px;
    background: var(--gold-logo);
    border-radius: 2px;
    margin-top: 0.4rem;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.footer-links li a {
    color: #94A3B8;
    font-size: 0.86rem;
    font-weight: 500;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    transition: var(--transition-fast);
}

.link-arrow {
    font-size: 0.65rem;
    color: var(--gold-logo);
    transition: transform var(--transition-fast);
}

.footer-links li a:hover {
    color: #FFFFFF;
    transform: translateX(4px);
}

.footer-links li a:hover .link-arrow {
    transform: translateX(3px);
    color: #F59E0B;
}

/* Contact Column */
.footer-contact-details {
    display: flex;
    flex-direction: column;
    gap: 1.1rem;
}

.f-contact-item {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    font-size: 0.86rem;
    color: #94A3B8;
    line-height: 1.5;
}

.footer-contact-link {
    color: #CBD5E1;
    text-decoration: none;
    font-weight: 600;
    transition: var(--transition-fast);
}

.footer-contact-link:hover {
    color: var(--gold-logo);
    text-decoration: underline;
}

.footer-emails-stack {
    display: flex;
    flex-direction: column;
    gap: 4px;
    min-width: 0;
}

.footer-email-link {
    font-size: 0.78rem !important;
    white-space: nowrap !important;
    word-break: normal !important;
    letter-spacing: -0.015em;
    display: inline-block;
}

/* Regulatory Disclosure Box */
.regulatory-disclosure-bar {
    background: rgba(15, 23, 42, 0.6);
    border: 1px solid rgba(255, 91, 0, 0.2);
    border-radius: 12px;
    padding: 1.25rem 1.75rem;
    margin-bottom: 2.5rem;
    backdrop-filter: blur(8px);
}

.regulatory-header {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    margin-bottom: 0.5rem;
    color: #FFFFFF;
    font-size: 0.82rem;
    letter-spacing: 0.05em;
}

.regulatory-disclosure-bar p {
    font-size: 0.78rem;
    color: #64748B;
    line-height: 1.6;
    margin: 0;
}

/* Footer Bottom Bar */
.footer-bottom-bar {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 1.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
}

.bottom-left p {
    font-size: 0.82rem;
    color: #64748B;
    margin: 0;
}

.bottom-left strong {
    color: #94A3B8;
}

.bottom-right-links {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    font-size: 0.82rem;
}

.bottom-right-links a {
    color: #94A3B8;
    transition: color 0.2s ease;
}

.bottom-right-links a:hover {
    color: var(--gold-logo);
    text-decoration: underline;
}

.bottom-right-links .dot-sep {
    color: rgba(255, 255, 255, 0.2);
    font-size: 0.7rem;
}

.compliance-badge,
.designed-by-badge {
    font-size: 0.8rem;
    color: #94A3B8;
    background: rgba(255, 255, 255, 0.04);
    border: 1px solid rgba(255, 255, 255, 0.08);
    padding: 0.4rem 0.95rem;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
}

.designer-link {
    color: #FF5B00;
    font-weight: 700;
    text-decoration: none;
    transition: all 0.2s ease;
}

.designer-link:hover {
    color: #FFA500;
    text-decoration: underline;
}

.back-to-top-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.3);
    color: var(--gold-logo);
    padding: 0.45rem 0.9rem;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 700;
    text-decoration: none;
    transition: var(--transition-fast);
}

.back-to-top-btn:hover {
    background: var(--gold-logo);
    color: #0F172A;
    transform: translateY(-3px);
    box-shadow: 0 4px 12px rgba(255, 91, 0, 0.3);
}

/* Footer — Tablet Responsive (≤ 1024px) */
@media (max-width: 1024px) {
    .main-footer {
        padding-bottom: 1.5rem;
    }

    .footer-cta-banner {
        flex-direction: column;
        text-align: center;
        align-items: center;
        padding: 1rem 1.25rem;
        border-radius: 12px;
        margin-top: 1.5rem;
        margin-bottom: 1.75rem;
        gap: 1rem;
    }

    .footer-cta-left {
        flex-direction: column;
        text-align: center;
        gap: 0.75rem;
    }

    .cta-icon-box {
        width: 40px;
        height: 40px;
        border-radius: 10px;
        font-size: 1.05rem;
    }

    .cta-text-box h3 {
        font-size: 1rem;
    }

    .cta-text-box p {
        font-size: 0.75rem;
    }

    .footer-cta-right {
        flex-wrap: wrap;
        justify-content: center;
        gap: 0.55rem;
    }

    .btn-outline-navy-sm,
    .btn-gold-pill-sm {
        font-size: 0.78rem;
        padding: 0.45rem 1rem;
    }

    .footer-main-grid {
        grid-template-columns: 1fr 1fr;
        gap: 1.75rem;
        margin-bottom: 2rem;
    }

    .footer-logo-img {
        max-width: 180px;
        max-height: 65px;
    }

    .footer-about-text {
        font-size: 0.82rem;
        line-height: 1.55;
        margin-bottom: 1.15rem;
    }

    .footer-heading {
        font-size: 1rem;
        margin-bottom: 1rem;
    }

    .footer-links {
        gap: 0.6rem;
    }

    .footer-links li a {
        font-size: 0.8rem;
    }

    .f-contact-item {
        font-size: 0.8rem;
        gap: 0.6rem;
    }

    .regulatory-disclosure-bar {
        padding: 1rem 1.25rem;
        margin-bottom: 1.75rem;
    }

    .regulatory-header {
        font-size: 0.78rem;
    }

    .regulatory-disclosure-bar p {
        font-size: 0.72rem;
    }

    .footer-bottom-bar {
        padding-top: 1.15rem;
        gap: 1rem;
        flex-wrap: wrap;
        justify-content: center;
    }

    .bottom-left p {
        font-size: 0.75rem;
    }

    .bottom-right-links {
        font-size: 0.75rem;
    }

    .compliance-badge {
        font-size: 0.72rem;
        padding: 0.3rem 0.7rem;
    }
}

/* Footer — Mobile Responsive (≤ 640px) */
@media (max-width: 640px) {
    .main-footer {
        padding-bottom: 1rem;
    }

    .footer-cta-banner {
        padding: 0.85rem 1rem;
        border-radius: 10px;
        margin-top: 1rem;
        margin-bottom: 1.25rem;
        gap: 0.75rem;
    }

    .cta-icon-box {
        width: 36px;
        height: 36px;
        font-size: 0.95rem;
    }

    .cta-text-box h3 {
        font-size: 0.88rem;
    }

    .cta-text-box p {
        font-size: 0.7rem;
    }

    .footer-cta-right {
        flex-direction: column;
        width: 100%;
        gap: 0.45rem;
    }

    .footer-cta-right .btn,
    .btn-outline-navy-sm,
    .btn-gold-pill-sm {
        width: 100%;
        justify-content: center;
        font-size: 0.78rem;
        padding: 0.55rem 1rem;
    }

    .footer-main-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
        margin-bottom: 1.5rem;
    }

    .footer-logo-img {
        max-width: 160px;
        max-height: 55px;
    }

    .footer-logo-link {
        margin-bottom: 0.85rem;
    }

    .footer-about-text {
        font-size: 0.78rem;
        line-height: 1.5;
        margin-bottom: 1rem;
    }

    .footer-social-wrapper {
        gap: 0.5rem;
    }

    .social-label {
        font-size: 0.72rem;
    }

    .social-btn {
        width: 34px;
        height: 34px;
        border-radius: 8px;
        font-size: 0.85rem;
    }

    .footer-heading {
        font-size: 0.92rem;
        margin-bottom: 0.85rem;
    }

    .heading-line {
        width: 24px;
        height: 2px;
        margin-top: 0.3rem;
    }

    .footer-links {
        gap: 0.55rem;
    }

    .footer-links li a {
        font-size: 0.75rem;
        gap: 0.35rem;
    }

    .link-arrow {
        font-size: 0.55rem;
    }

    .footer-contact-details {
        gap: 0.85rem;
    }

    .f-contact-item {
        font-size: 0.78rem;
        gap: 0.55rem;
    }

    .footer-contact-link {
        font-size: 0.78rem;
    }

    .regulatory-disclosure-bar {
        padding: 0.85rem 1rem;
        margin-bottom: 1.25rem;
        border-radius: 10px;
    }

    .regulatory-header {
        font-size: 0.72rem;
        gap: 0.45rem;
        margin-bottom: 0.35rem;
    }

    .regulatory-disclosure-bar p {
        font-size: 0.68rem;
        line-height: 1.5;
    }

    .footer-bottom-bar {
        flex-direction: column;
        text-align: center;
        gap: 0.75rem;
        padding-top: 1rem;
    }

    .bottom-left p {
        font-size: 0.7rem;
    }

    .bottom-right-links {
        font-size: 0.7rem;
        flex-wrap: wrap;
        justify-content: center;
        gap: 0.4rem;
    }

    .compliance-badge {
        font-size: 0.65rem;
        padding: 0.25rem 0.6rem;
    }
}


/* ==========================================================================
   29. ADVANCED LUXURY SCROLL ANIMATION, SPLIT-TEXT & DIRECTIONAL MOTION SYSTEM
   ========================================================================== */

/* 1. SPLIT-TEXT HEADER REVEAL ENGINE (SMOOTH & CLEARLY VISIBLE PACING) */
.split-heading {
    position: relative;
}

.split-word-mask {
    display: inline-block;
    overflow: hidden;
    vertical-align: top;
    line-height: inherit;
    padding-bottom: 0.15em;
    margin-bottom: -0.15em;
    pointer-events: auto;
}

.split-word {
    display: inline-block;
    transform: translateY(125%);
    opacity: 0;
    will-change: transform, opacity;
    transition: transform 1.05s cubic-bezier(0.22, 1, 0.36, 1),
                opacity 1.05s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: calc(var(--word-index, 0) * 0.065s + var(--split-delay, 0.1s));
}

/* Active Revealed Split Text */
.is-revealed .split-word,
.is-revealed.split-heading .split-word,
.split-heading.is-revealed .split-word,
.split-active .split-word {
    transform: translateY(0) !important;
    opacity: 1 !important;
}

/* 2. EXPANDING ACCENT LINES & DIVIDERS */
.milestone-title-line,
.why-dark-title-line,
.transparency-gold-divider,
.mini-gold-bar-accent,
.ref-eyebrow-line {
    transform: scaleX(0);
    transform-origin: center;
    will-change: transform;
    transition: transform 1.15s cubic-bezier(0.22, 1, 0.36, 1) 0.4s;
}

.ref-home-hero-left .ref-eyebrow-line,
.why-dark-title-line,
.transparency-gold-divider,
.mini-gold-bar-accent {
    transform-origin: left;
}

.is-revealed .milestone-title-line,
.is-revealed .why-dark-title-line,
.is-revealed .transparency-gold-divider,
.is-revealed .mini-gold-bar-accent,
.is-revealed .ref-eyebrow-line,
.is-revealed.milestone-title-line,
.is-revealed.why-dark-title-line,
.is-revealed.transparency-gold-divider,
.is-revealed.ref-eyebrow-line {
    transform: scaleX(1) !important;
}

/* 3. DIRECTIONAL SCROLL REVEAL VARIANTS (FADE UP, DOWN, LEFT, RIGHT, SCALE) */

/* FADE UP (BOTTOM TO TOP) */
.fade-up,
.reveal-up,
.reveal-on-scroll {
    opacity: 0;
    transform: translateY(46px);
    will-change: opacity, transform;
    transition: opacity 1.1s cubic-bezier(0.22, 1, 0.36, 1), 
                transform 1.1s cubic-bezier(0.22, 1, 0.36, 1);
}

/* FADE DOWN (TOP TO BOTTOM) */
.fade-down,
.reveal-down {
    opacity: 0;
    transform: translateY(-38px);
    will-change: opacity, transform;
    transition: opacity 1.1s cubic-bezier(0.22, 1, 0.36, 1), 
                transform 1.1s cubic-bezier(0.22, 1, 0.36, 1);
}

/* FADE RIGHT (FROM LEFT TO RIGHT) */
.fade-right,
.reveal-right,
.reveal-slide-right {
    opacity: 0;
    transform: translateX(-56px);
    will-change: opacity, transform;
    transition: opacity 1.2s cubic-bezier(0.22, 1, 0.36, 1), 
                transform 1.2s cubic-bezier(0.22, 1, 0.36, 1);
}

/* FADE LEFT (FROM RIGHT TO LEFT) */
.fade-left,
.reveal-left,
.reveal-slide-left {
    opacity: 0;
    transform: translateX(56px);
    will-change: opacity, transform;
    transition: opacity 1.2s cubic-bezier(0.22, 1, 0.36, 1), 
                transform 1.2s cubic-bezier(0.22, 1, 0.36, 1);
}

/* FADE SCALE (ZOOM IN & ELEVATE) */
.fade-scale,
.reveal-scale {
    opacity: 0;
    transform: scale(0.91) translateY(28px);
    will-change: opacity, transform;
    transition: opacity 1.2s cubic-bezier(0.22, 1, 0.36, 1), 
                transform 1.2s cubic-bezier(0.22, 1, 0.36, 1);
}

/* 4. ONE-BY-ONE STAGGERED REVEAL FOR CARDS & LISTS */
.reveal-item,
.reveal-stagger > * {
    opacity: 0;
    transform: translateY(38px);
    will-change: opacity, transform;
    transition: opacity 1.1s cubic-bezier(0.22, 1, 0.36, 1), 
                transform 1.1s cubic-bezier(0.22, 1, 0.36, 1),
                box-shadow 0.4s ease,
                border-color 0.4s ease;
    transition-delay: calc(var(--item-index, 0) * 0.13s + var(--grid-delay, 0.08s));
}

/* Alternate Left-Right Stagger Items */
.reveal-item.stagger-from-left {
    transform: translateX(-45px);
}
.reveal-item.stagger-from-right {
    transform: translateX(45px);
}

/* Active Revealed State */
.is-revealed,
.reveal-item.is-revealed,
.is-revealed .reveal-item,
.reveal-stagger.is-revealed > * {
    opacity: 1 !important;
    transform: none !important;
}

.fade-scale.is-revealed,
.reveal-scale.is-revealed {
    opacity: 1 !important;
    transform: scale(1) translateY(0) !important;
}

/* 5. HARDWARE ACCELERATED PARALLAX LAYERS */
.ref-home-hero-bg,
.transparency-hero-bg {
    will-change: transform;
    transform-origin: center center;
    transition: transform 0.08s ease-out;
}

.advisory-exp-pattern {
    will-change: transform;
    transition: transform 0.08s ease-out;
}

/* 6. SUBTLE CARD HOVER MICRO-INTERACTIONS */
.milestone-card {
    transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1),
                box-shadow 0.4s cubic-bezier(0.16, 1, 0.3, 1),
                border-color 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.milestone-card:hover {
    transform: translateY(-6px) scale(1.015) !important;
    box-shadow: 0 16px 36px rgba(11, 27, 61, 0.12);
}

.why-dark-col {
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1),
                background-color 0.35s ease;
}

.why-dark-col:hover {
    transform: translateY(-4px) !important;
}

.exp-list-item {
    transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1),
                box-shadow 0.35s ease,
                background-color 0.35s ease;
}

.exp-list-item:hover {
    transform: translateX(6px) !important;
}

/* EMI Animated Value Glow Effect */
.number-pulse {
    animation: textGlowPulse 0.5s ease-out;
}

@keyframes textGlowPulse {
    0% { transform: scale(1.04); color: #FF5B00; }
    100% { transform: scale(1); }
}

/* Accessibility: Reduced Motion */
@media (prefers-reduced-motion: reduce) {
    .reveal-on-scroll,
    .reveal-scale,
    .reveal-slide-left,
    .reveal-slide-right,
    .reveal-item,
    .reveal-stagger > *,
    .split-word,
    .milestone-title-line,
    .why-dark-title-line,
    .transparency-gold-divider,
    .ref-eyebrow-line {
        opacity: 1 !important;
        transform: none !important;
        transition: none !important;
    }
}


/* ==========================================================================
   31. ABOUT US PAGE — EXACT REFERENCE IMAGE DESIGN (LOGO COLORS OVERRIDE)
   ========================================================================== */

.about-ref-page {
    background-color: #FFFFFF;
}

.text-gold-brand {
    color: #FF5B00;
}

.text-gold-light {
    color: #FF7A29;
}

.bg-gold-light {
    background-color: #FF7A29 !important;
}

/* Eyebrow Label with Green/Gold Line */
.ref-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.65rem;
    font-family: 'Outfit', sans-serif;
    font-size: 0.76rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    color: #FF5B00;
    text-transform: uppercase;
    margin-bottom: 0.85rem;
}

.ref-eyebrow-line {
    width: 28px;
    height: 2px;
    background-color: #FF5B00;
    display: inline-block;
    border-radius: 2px;
}

/* --- SECTION 1: HERO BANNER --- */
.ref-hero-section {
    position: relative;
    background: #050E21;
    color: #FFFFFF;
    padding: 3.5rem 0 0 0;
    overflow: hidden;
}

.ref-hero-bg {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    width: 60%;
    background-size: cover;
    background-position: center right;
    opacity: 0.65;
    pointer-events: none;
}

.ref-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, #050E21 0%, #050E21 40%, rgba(5, 14, 33, 0.75) 70%, rgba(5, 14, 33, 0.4) 100%);
    pointer-events: none;
}

.ref-hero-main {
    max-width: 620px;
    padding-bottom: 2.5rem;
}

.ref-hero-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(2.4rem, 4.2vw, 3.5rem);
    font-weight: 800;
    line-height: 1.15;
    color: #FFFFFF;
    margin-bottom: 1rem;
    letter-spacing: -0.01em;
}

.ref-hero-sub {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 1rem;
    line-height: 1.65;
    color: #CBD5E1;
    max-width: 560px;
}

/* Hero Bottom 4-Column Translucent Feature Strip */
.ref-hero-feature-bar {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.25rem;
    background: rgba(11, 27, 61, 0.85);
    border-top: 1px solid rgba(255, 91, 0, 0.25);
    backdrop-filter: blur(16px);
    padding: 1.5rem 2rem;
    margin-top: 1rem;
    border-radius: 18px 18px 0 0;
}

.ref-feature-item {
    display: flex;
    align-items: flex-start;
    gap: 0.85rem;
}

.ref-feature-icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: rgba(255, 91, 0, 0.15);
    border: 1px solid rgba(255, 91, 0, 0.4);
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.1rem;
    flex-shrink: 0;
}

.ref-feature-text h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.92rem;
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 0.15rem;
}

.ref-feature-text p {
    font-size: 0.76rem;
    color: #CBD5E1;
    line-height: 1.35;
    margin: 0;
}


/* --- SECTION 2: OUR STORY (3-COLUMN LAYOUT) --- */
.ref-story-section {
    padding: 1.75rem 0;
}

.ref-story-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr 0.9fr;
    gap: 1.75rem;
    align-items: center;
}

.ref-section-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.6rem, 2.8vw, 2.2rem);
    font-weight: 800;
    color: #050E21;
    line-height: 1.2;
    margin-bottom: 0.85rem;
}

.ref-story-p {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.88rem;
    line-height: 1.6;
    color: #475569;
    margin-bottom: 0.75rem;
}

.ref-image-wrapper {
    position: relative;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(5, 14, 33, 0.08);
}

.ref-skyline-img {
    width: 100%;
    height: 260px;
    object-fit: cover;
    display: block;
    transition: transform 0.5s ease;
}

.ref-image-wrapper:hover .ref-skyline-img {
    transform: scale(1.03);
}

/* Stepper Card */
.ref-stepper-card {
    background: #FAF8F5;
    border: 1px solid rgba(255, 91, 0, 0.25);
    border-radius: 18px;
    padding: 1.25rem 1.35rem;
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
}

.ref-step-item {
    display: flex;
    align-items: flex-start;
    gap: 0.85rem;
}

.ref-step-node {
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: #FF5B00;
    box-shadow: 0 0 0 3px rgba(255, 91, 0, 0.2);
    flex-shrink: 0;
    margin-top: 0.15rem;
}

.ref-step-line {
    width: 2px;
    height: 20px;
    background: rgba(255, 91, 0, 0.3);
    margin-left: 6px;
}

.ref-step-info h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.88rem;
    font-weight: 800;
    color: #050E21;
    margin-bottom: 0.15rem;
}

.ref-step-info p {
    font-size: 0.76rem;
    color: #64748B;
    line-height: 1.4;
    margin: 0;
}


/* --- SECTION 3: OUR FOUNDER (EXACT CARD MATCH TO REFERENCE) --- */
.ref-founder-section {
    padding: 1.75rem 0;
}

.ref-founder-card {
    position: relative;
    background: #050E21;
    background-image: linear-gradient(135deg, #050E21 0%, #0B1B3D 60%, #071533 100%);
    border-radius: 24px;
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    padding: 1.75rem 2.25rem;
    color: #FFFFFF;
    box-shadow: 0 20px 50px rgba(5, 14, 33, 0.2);
    overflow: hidden;
}

.ref-founder-wave-pattern {
    position: absolute;
    top: 0;
    right: 0;
    bottom: 0;
    width: 45%;
    background-image: radial-gradient(circle at 80% 50%, rgba(255, 91, 0, 0.08) 0%, transparent 70%);
    pointer-events: none;
}

.ref-founder-grid {
    display: grid;
    grid-template-columns: 0.7fr 1.2fr 1.1fr;
    gap: 1.75rem;
    align-items: center;
    position: relative;
    z-index: 2;
}

/* Founder Photo Box */
.ref-founder-photo-frame {
    position: relative;
    border-radius: 16px;
    overflow: hidden;
    background: #0B2447;
    border: 1.5px solid rgba(255, 91, 0, 0.4);
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.3);
}

.ref-founder-img {
    width: 100%;
    height: 260px;
    object-fit: cover;
    object-position: center top;
    display: block;
    filter: grayscale(15%);
    transition: filter 0.3s ease, transform 0.4s ease;
}

.ref-founder-photo-frame:hover .ref-founder-img {
    filter: grayscale(0%);
    transform: scale(1.02);
}

/* Founder Bio */
.ref-founder-name {
    font-family: 'Outfit', sans-serif;
    font-size: 2rem;
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 0.2rem;
}

.ref-founder-role {
    font-family: 'Outfit', sans-serif;
    font-size: 0.88rem;
    font-weight: 700;
    color: #FF5B00;
    display: block;
    margin-bottom: 1.25rem;
}

.ref-founder-bio-p {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.9rem;
    line-height: 1.65;
    color: #CBD5E1;
    margin-bottom: 1rem;
}

/* Founder Quote Right Column */
.ref-founder-quote-col {
    padding-left: 2rem;
    border-left: 1px solid rgba(255, 255, 255, 0.12);
}

.ref-quote-symbol {
    font-size: 2.2rem;
    color: #FF5B00;
    margin-bottom: 0.75rem;
}

.ref-quote-text {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 1rem;
    line-height: 1.65;
    color: #F1F5F9;
    font-weight: 500;
    margin-bottom: 1.75rem;
}

.ref-signature-box {
    display: flex;
    flex-direction: column;
}

.ref-cursive-sign {
    font-family: 'Dancing Script', cursive;
    font-size: 1.8rem;
    font-weight: 700;
    color: #FF5B00;
    line-height: 1.1;
}

.ref-sign-title {
    font-size: 0.75rem;
    color: #94A3B8;
}


/* --- SECTION 4: WHAT WE BELIEVE IN (3 COLUMNS) --- */
.ref-centered-heading {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.85rem;
    margin-bottom: 1.5rem;
}

.heading-dash {
    width: 32px;
    height: 2px;
    background-color: #FF5B00;
    border-radius: 2px;
}

.heading-text {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    color: #FF5B00;
    text-transform: uppercase;
}

.ref-values-grid {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
}

.ref-value-card {
    flex: 1;
    text-align: center;
    padding: 1rem;
}

.ref-value-icon {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: #FAF8F5;
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin: 0 auto 1.25rem auto;
    transition: all 0.3s ease;
}

.ref-value-card:hover .ref-value-icon {
    background: #050E21;
    color: #FF5B00;
    transform: scale(1.08);
}

.ref-value-card h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.25rem;
    font-weight: 800;
    color: #050E21;
    margin-bottom: 0.5rem;
}

.ref-value-card p {
    font-size: 0.88rem;
    color: #64748B;
    line-height: 1.6;
    max-width: 280px;
    margin: 0 auto;
}

.ref-value-divider {
    width: 1px;
    height: 80px;
    background-color: #E2E8F0;
}

.ref-values-section {
    padding: 2.25rem 0 1.5rem 0;
}

.ref-values-section .ref-centered-heading {
    margin-bottom: 1rem;
}

/* --- SECTION 5: HOW WE HELP YOU (5-STEP FLOW) --- */
.ref-process-section {
    padding: 2.25rem 0 1.5rem 0;
}

.ref-process-section .ref-centered-heading {
    margin-bottom: 0.85rem;
}

.ref-process-flow-wrapper {
    position: relative;
    margin-top: 1rem;
}

.ref-flow-line {
    position: absolute;
    top: 32px;
    left: 10%;
    right: 10%;
    height: 2px;
    background: repeating-linear-gradient(90deg, #FF5B00, #FF5B00 8px, transparent 8px, transparent 16px);
    z-index: 1;
}

.ref-process-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 1.25rem;
    position: relative;
    z-index: 2;
}

.ref-process-step {
    text-align: center;
    padding: 0 0.5rem;
}

.ref-process-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: #050E21;
    border: 2px solid #FF5B00;
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    margin: 0 auto 1.25rem auto;
    box-shadow: 0 8px 20px rgba(5, 14, 33, 0.15);
    transition: transform 0.3s ease;
}

.ref-process-step:hover .ref-process-icon {
    transform: translateY(-4px) scale(1.05);
}

.ref-process-step h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 0.92rem;
    font-weight: 800;
    color: #050E21;
    margin-bottom: 0.35rem;
    line-height: 1.3;
}

.ref-process-step p {
    font-size: 0.78rem;
    color: #64748B;
    line-height: 1.45;
}


/* --- SECTION 6: OUR TRUSTED PARTNERS (LOGOS MARQUEE SCROLL) --- */
.ref-partners-section {
    padding: 1.5rem 0 1rem 0;
}

.ref-partners-section .ref-centered-heading {
    margin-bottom: 0.75rem;
}

.ref-marquee-wrapper {
    overflow: hidden;
    position: relative;
    width: 100%;
    padding: 0.5rem 0;
    mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
    -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 8%, #000 92%, transparent 100%);
}

.ref-marquee-track {
    display: flex;
    align-items: center;
    gap: 1.25rem;
    width: max-content;
    animation: logoMarqueeScroll 24s linear infinite;
}

.ref-marquee-wrapper:hover .ref-marquee-track {
    animation-play-state: paused;
}

@keyframes logoMarqueeScroll {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

.ref-bank-pill {
    background: #FFFFFF;
    border: 1px solid #E2E8F0;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
    border-radius: 12px;
    padding: 0.65rem 1.25rem;
    font-family: 'Outfit', sans-serif;
    font-size: 0.9rem;
    font-weight: 800;
    color: #050E21;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    white-space: nowrap;
    flex-shrink: 0;
}

.sbi-blue { color: #00A1E4; font-weight: 900; }
.hdfc-red { color: #ED1C24; font-weight: 900; }
.icici-orange { color: #F37021; font-weight: 900; font-style: italic; }
.kotak-red { color: #E31837; font-weight: 900; }
.axis-burgundy { color: #97144D; font-weight: 900; }
.idfc-red { color: #9E1B32; font-weight: 900; }
.tata-blue { color: #005696; font-weight: 900; }
.bajaj-blue { color: #003B73; font-weight: 900; }

.ref-partners-subtext {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.88rem;
    color: #64748B;
    font-weight: 600;
}


/* --- SECTION: CAREERS (COMPACT LUXURY BOX) --- */
.about-careers-section {
    padding: 2.5rem 0 1.25rem 0;
    position: relative;
}

.careers-compact-card {
    background: #FFFFFF;
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    border-radius: 20px;
    padding: 1.75rem 2rem;
    box-shadow: 0 10px 30px rgba(5, 14, 33, 0.05);
}

.careers-compact-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1.5rem;
    margin-bottom: 1.35rem;
    padding-bottom: 1rem;
    border-bottom: 1px solid rgba(11, 27, 61, 0.08);
}

.careers-header-left {
    max-width: 680px;
}

.careers-mini-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    background: rgba(255, 91, 0, 0.12);
    border: 1px solid rgba(255, 91, 0, 0.3);
    border-radius: var(--radius-pill);
    padding: 0.25rem 0.75rem;
    font-size: 0.72rem;
    font-weight: 800;
    color: #050E21;
    margin-bottom: 0.4rem;
    letter-spacing: 0.04em;
}

.careers-compact-title {
    font-family: 'Outfit', sans-serif;
    font-size: clamp(1.25rem, 2.4vw, 1.5rem);
    font-weight: 800;
    color: #050E21;
    line-height: 1.2;
    margin-bottom: 0.25rem;
}

.careers-compact-desc {
    font-size: 0.85rem;
    color: #475569;
    line-height: 1.5;
    margin: 0;
}

/* 3 Compact Role Cards Grid */
.careers-compact-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-bottom: 1.15rem;
}

.compact-role-card {
    background: #FBF9F4;
    border: 1px solid rgba(255, 91, 0, 0.25);
    border-radius: 14px;
    padding: 1.25rem 1.15rem;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: var(--transition-smooth);
}

.compact-role-card:hover {
    background: #FFFFFF;
    border-color: #FF5B00;
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(11, 27, 61, 0.08);
}

.role-header-compact {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: 0.6rem;
}

.compact-role-badge {
    background: rgba(255, 91, 0, 0.15);
    color: #050E21;
    font-size: 0.7rem;
    font-weight: 700;
    padding: 0.2rem 0.55rem;
    border-radius: var(--radius-pill);
    white-space: nowrap;
}

.compact-role-loc {
    font-size: 0.72rem;
    color: #64748B;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    white-space: nowrap;
}

.compact-role-card h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 800;
    color: #050E21;
    margin-bottom: 0.35rem;
    line-height: 1.25;
}

.compact-role-card p {
    font-size: 0.78rem;
    color: #475569;
    line-height: 1.45;
    margin-bottom: 0.85rem;
    flex-grow: 1;
}

.compact-role-action {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 0.5rem;
    padding-top: 0.65rem;
    border-top: 1px dashed rgba(11, 27, 61, 0.12);
}

.compact-pay-tag {
    font-size: 0.72rem;
    font-weight: 700;
    color: #FF5B00;
}

.compact-apply-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    background: #050E21;
    color: #FFFFFF;
    font-size: 0.76rem;
    font-weight: 700;
    padding: 0.4rem 0.95rem;
    border-radius: var(--radius-pill);
    text-decoration: none;
    transition: var(--transition-fast);
    white-space: nowrap;
    cursor: pointer;
}

.compact-apply-btn:hover,
.compact-apply-btn:active {
    background: #25D366;
    color: #FFFFFF;
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(37, 211, 102, 0.35);
}

/* Compact Footer Strip */
.careers-compact-footer {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 0.75rem;
    padding-top: 0.85rem;
    border-top: 1px solid rgba(11, 27, 61, 0.08);
}

.c-foot-item {
    font-size: 0.78rem;
    color: #475569;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
}

.c-foot-item a {
    color: #050E21;
    font-weight: 700;
}

/* ==========================================================================
   CAREERS SECTION — TABLET & MOBILE RESPONSIVE DESIGN
   ========================================================================== */

/* Medium / Tablet View (≤ 991px) */
@media (max-width: 991px) {
    .careers-compact-card {
        padding: 1.5rem 1.35rem;
        border-radius: 18px;
    }

    .careers-compact-header {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.85rem;
    }

    .careers-compact-grid {
        grid-template-columns: 1fr;
        gap: 0.85rem;
    }

    .compact-role-card {
        padding: 1.15rem 1rem;
    }

    .careers-compact-footer {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.45rem;
    }
}

/* Small / Mobile View (≤ 640px) */
@media (max-width: 640px) {
    .about-careers-section {
        padding: 1.75rem 0 1rem 0;
    }

    .careers-compact-card {
        padding: 1.25rem 1rem;
        border-radius: 16px;
    }

    .careers-compact-title {
        font-size: 1.22rem;
    }

    .careers-compact-desc {
        font-size: 0.8rem;
    }

    .compact-role-card h4 {
        font-size: 0.98rem;
    }

    .compact-role-card p {
        font-size: 0.76rem;
    }

    .compact-role-action {
        flex-direction: row;
        justify-content: space-between;
    }

    .compact-pay-tag {
        font-size: 0.7rem;
    }

    .compact-apply-btn {
        padding: 0.35rem 0.8rem;
        font-size: 0.74rem;
    }

    .c-foot-item {
        font-size: 0.74rem;
    }
}

/* --- SECTION 7: SMALL COMPACT CTA BANNER --- */
.ref-cta-section {
    padding-top: 1.25rem;
}

.ref-cta-card {
    background: #050E21;
    background-image: linear-gradient(135deg, #050E21 0%, #0B1B3D 100%);
    border-radius: 20px;
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    padding: 1.35rem 2.25rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    color: #FFFFFF;
    box-shadow: 0 14px 40px rgba(5, 14, 33, 0.16);
}

.ref-cta-card-sm {
    padding: 1.15rem 2rem;
    border-radius: 18px;
}

.ref-cta-left {
    display: flex;
    align-items: center;
    gap: 1.15rem;
}

.ref-cta-icon-box {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: rgba(255, 91, 0, 0.15);
    border: 1.5px solid #FF5B00;
    color: #FF5B00;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.15rem;
    flex-shrink: 0;
}

.ref-cta-title-box h3 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.2rem;
    font-weight: 800;
    color: #FFFFFF;
    margin-bottom: 0.15rem;
}

.ref-cta-title-box p {
    font-size: 0.84rem;
    color: #CBD5E1;
    margin: 0;
}

.btn-sm-cta {
    padding: 0.55rem 1.25rem !important;
    font-size: 0.82rem !important;
}


/* ============================
   ABOUT PAGE — Tablet Responsive (≤ 1080px)
   ============================ */
@media (max-width: 1080px) {
    /* Hero Section */
    .ref-hero-section {
        padding: 2.5rem 0 0 0;
    }

    .ref-hero-bg {
        width: 50%;
        opacity: 0.45;
    }

    .ref-hero-title {
        font-size: 2rem;
    }

    .ref-hero-sub {
        font-size: 0.88rem;
    }

    .ref-hero-main {
        padding-bottom: 1.75rem;
    }

    .ref-hero-feature-bar {
        grid-template-columns: repeat(2, 1fr);
        padding: 1.15rem 1.25rem;
        gap: 1rem;
        border-radius: 14px 14px 0 0;
    }

    .ref-feature-icon {
        width: 36px;
        height: 36px;
        font-size: 0.95rem;
    }

    .ref-feature-text h4 {
        font-size: 0.85rem;
    }

    .ref-feature-text p {
        font-size: 0.7rem;
    }

    /* Story Section */
    .ref-story-section {
        padding: 1.25rem 0;
    }

    .ref-story-grid {
        grid-template-columns: 1fr;
        gap: 1.75rem;
    }

    .ref-section-title {
        font-size: 1.65rem;
    }

    .ref-story-p {
        font-size: 0.82rem;
    }

    .ref-skyline-img {
        height: 280px;
    }

    .ref-stepper-card {
        padding: 1.25rem;
    }

    .ref-step-info h4 {
        font-size: 0.92rem;
    }

    .ref-step-info p {
        font-size: 0.78rem;
    }

    /* Founder Section */
    .ref-founder-section {
        padding: 1.25rem 0;
    }

    .ref-founder-card {
        padding: 1.75rem;
    }

    .ref-founder-grid {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .ref-founder-img {
        height: 300px;
    }

    .ref-founder-name {
        font-size: 1.55rem;
    }

    .ref-founder-role {
        font-size: 0.82rem;
    }

    .ref-founder-bio-p {
        font-size: 0.82rem;
    }

    .ref-founder-quote-col {
        padding-left: 0;
        border-left: none;
        padding-top: 1.25rem;
        border-top: 1px solid rgba(255, 255, 255, 0.12);
    }

    .ref-quote-text {
        font-size: 1.05rem;
    }

    .ref-cursive-sign {
        font-size: 1.45rem;
    }

    /* Values Section */
    .ref-values-section {
        padding: 1.25rem 0;
    }

    .ref-values-grid {
        flex-direction: column;
        gap: 1.25rem;
    }

    .ref-value-divider {
        width: 80px;
        height: 1px;
    }

    .ref-value-card h3 {
        font-size: 1.05rem;
    }

    .ref-value-card p {
        font-size: 0.82rem;
    }

    /* Process Section */
    .ref-process-section {
        padding: 1.25rem 0;
    }

    .ref-process-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 1.5rem;
    }

    .ref-flow-line {
        display: none;
    }

    .ref-process-icon {
        width: 46px;
        height: 46px;
        font-size: 1.05rem;
    }

    .ref-process-step h4 {
        font-size: 0.88rem;
    }

    .ref-process-step p {
        font-size: 0.75rem;
    }

    /* Partners Section */
    .ref-partners-section {
        padding: 1.25rem 0;
    }

    .ref-bank-pill {
        font-size: 0.78rem;
        padding: 0.4rem 0.85rem;
    }

    /* CTA Section */
    .ref-cta-card {
        flex-direction: column;
        text-align: center;
        padding: 1.5rem 1.25rem;
        border-radius: 16px;
    }

    .ref-cta-left {
        flex-direction: column;
        text-align: center;
    }

    .ref-cta-icon-box {
        width: 44px;
        height: 44px;
    }

    .ref-cta-title-box h3 {
        font-size: 1.15rem;
    }

    .ref-cta-title-box p {
        font-size: 0.8rem;
    }

    /* Centered Headings */
    .ref-centered-heading {
        margin-bottom: 1.25rem;
    }

    .heading-text {
        font-size: 0.82rem;
    }
}

/* ============================
   ABOUT PAGE — Mobile Responsive (≤ 768px)
   ============================ */
@media (max-width: 768px) {
    /* Hero Section */
    .ref-hero-section {
        padding: 1.75rem 0 0 0;
    }

    .ref-hero-bg {
        width: 100%;
        opacity: 0.25;
    }

    .ref-hero-overlay {
        background: linear-gradient(180deg, #050E21 0%, rgba(5, 14, 33, 0.85) 50%, rgba(5, 14, 33, 0.7) 100%);
    }

    .ref-hero-title {
        font-size: 1.65rem;
        line-height: 1.2;
    }

    .ref-hero-sub {
        font-size: 0.82rem;
        line-height: 1.5;
    }

    .ref-hero-main {
        padding-bottom: 1.25rem;
    }

    .ref-hero-feature-bar {
        grid-template-columns: 1fr 1fr;
        padding: 1rem;
        gap: 0.85rem;
        border-radius: 12px 12px 0 0;
    }

    .ref-feature-item {
        gap: 0.55rem;
    }

    .ref-feature-icon {
        width: 32px;
        height: 32px;
        font-size: 0.85rem;
    }

    .ref-feature-text h4 {
        font-size: 0.78rem;
    }

    .ref-feature-text p {
        font-size: 0.65rem;
    }

    /* Eyebrow */
    .ref-eyebrow span {
        font-size: 0.72rem;
    }

    /* Story Section */
    .ref-story-section {
        padding: 1rem 0;
    }

    .ref-section-title {
        font-size: 1.35rem;
    }

    .ref-story-p {
        font-size: 0.78rem;
        line-height: 1.5;
    }

    .ref-skyline-img {
        height: 220px;
        border-radius: 14px;
    }

    .ref-stepper-card {
        padding: 1rem;
        border-radius: 14px;
    }

    .ref-step-node {
        width: 10px;
        height: 10px;
    }

    .ref-step-info h4 {
        font-size: 0.85rem;
    }

    .ref-step-info p {
        font-size: 0.72rem;
    }

    .ref-step-line {
        height: 24px;
    }

    /* Founder Section */
    .ref-founder-section {
        padding: 1rem 0;
    }

    .ref-founder-card {
        padding: 1.25rem 1rem;
        border-radius: 16px;
    }

    .ref-founder-img {
        height: 260px;
        border-radius: 14px;
    }

    .ref-founder-name {
        font-size: 1.35rem;
    }

    .ref-founder-role {
        font-size: 0.75rem;
    }

    .ref-founder-bio-p {
        font-size: 0.78rem;
        line-height: 1.5;
    }

    .ref-quote-symbol {
        font-size: 1.35rem;
    }

    .ref-quote-text {
        font-size: 0.92rem;
        line-height: 1.55;
    }

    .ref-cursive-sign {
        font-size: 1.25rem;
    }

    .ref-sign-title {
        font-size: 0.72rem;
    }

    /* Values Section */
    .ref-values-section {
        padding: 1rem 0;
    }

    .ref-value-icon {
        width: 44px;
        height: 44px;
        font-size: 1.05rem;
    }

    .ref-value-card h3 {
        font-size: 0.95rem;
    }

    .ref-value-card p {
        font-size: 0.78rem;
    }

    /* Process Section */
    .ref-process-section {
        padding: 1rem 0;
    }

    .ref-process-grid {
        grid-template-columns: 1fr 1fr;
        gap: 1rem;
    }

    .ref-process-icon {
        width: 40px;
        height: 40px;
        font-size: 0.95rem;
    }

    .ref-process-step h4 {
        font-size: 0.8rem;
    }

    .ref-process-step p {
        font-size: 0.7rem;
    }

    /* Partners Section */
    .ref-partners-section {
        padding: 1rem 0;
    }

    .ref-bank-pill {
        font-size: 0.72rem;
        padding: 0.35rem 0.7rem;
    }

    .ref-partners-subtext {
        font-size: 0.78rem;
    }

    /* CTA */
    .ref-cta-card {
        padding: 1.25rem 1rem;
        border-radius: 14px;
        gap: 1rem;
    }

    .ref-cta-icon-box {
        width: 38px;
        height: 38px;
        font-size: 1rem;
    }

    .ref-cta-title-box h3 {
        font-size: 1rem;
    }

    .ref-cta-title-box p {
        font-size: 0.75rem;
    }

    .btn-sm-cta {
        font-size: 0.82rem;
        padding: 0.6rem 1.25rem;
    }

    /* Centered Headings */
    .heading-text {
        font-size: 0.75rem;
    }

    .heading-dash {
        width: 28px;
    }
}

/* ============================
   ABOUT PAGE — Small Mobile (≤ 480px)
   ============================ */
@media (max-width: 480px) {
    .ref-hero-section {
        padding: 1.25rem 0 0 0;
    }

    .ref-hero-title {
        font-size: 1.4rem;
    }

    .ref-hero-sub {
        font-size: 0.75rem;
    }

    .ref-hero-feature-bar {
        grid-template-columns: 1fr;
        padding: 0.85rem;
        gap: 0.65rem;
    }

    .ref-feature-icon {
        width: 28px;
        height: 28px;
        font-size: 0.78rem;
    }

    .ref-feature-text h4 {
        font-size: 0.75rem;
    }

    .ref-feature-text p {
        font-size: 0.62rem;
    }

    .ref-section-title {
        font-size: 1.2rem;
    }

    .ref-skyline-img {
        height: 180px;
    }

    .ref-founder-card {
        padding: 1rem 0.85rem;
    }

    .ref-founder-img {
        height: 220px;
    }

    .ref-founder-name {
        font-size: 1.2rem;
    }

    .ref-founder-bio-p {
        font-size: 0.72rem;
    }

    .ref-quote-text {
        font-size: 0.85rem;
    }

    .ref-process-grid {
        grid-template-columns: 1fr;
        gap: 0.85rem;
    }

    .ref-process-icon {
        width: 36px;
        height: 36px;
        font-size: 0.88rem;
    }

    .ref-process-step h4 {
        font-size: 0.75rem;
    }

    .ref-cta-card {
        padding: 1rem 0.85rem;
    }

    .ref-cta-title-box h3 {
        font-size: 0.92rem;
    }

    .btn-sm-cta {
        font-size: 0.78rem;
        padding: 0.55rem 1rem;
        width: 100%;
    }
}


/* ==========================================================================
   EXECUTIVE 3-COLUMN GOOGLE REVIEWS TESTIMONIAL GRID REDESIGN
   ========================================================================== */

.testi-section-header {
    margin-bottom: 1.5rem;
}

.testi-header-top-row {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.85rem;
    flex-wrap: wrap;
    margin-bottom: 0.85rem;
}

.testi-google-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.65rem;
    background: #FAF8F5;
    border: 1px solid rgba(255, 91, 0, 0.35);
    border-radius: 50px;
    padding: 0.35rem 1rem;
    box-shadow: 0 4px 14px rgba(255, 91, 0, 0.08);
}

.btn-write-review {
    display: inline-flex;
    align-items: center;
    gap: 0.45rem;
    background: #050E21;
    color: #FFFFFF;
    border: 1px solid #FF5B00;
    border-radius: 50px;
    padding: 0.38rem 1.15rem;
    font-family: 'Outfit', sans-serif;
    font-size: 0.8rem;
    font-weight: 700;
    text-decoration: none;
    transition: all 0.25s cubic-bezier(0.22, 1, 0.36, 1);
    box-shadow: 0 4px 14px rgba(5, 14, 33, 0.12);
}

.btn-write-review i.fa-pen-to-square {
    color: #FF5B00;
    font-size: 0.82rem;
}

.btn-write-review:hover {
    background: #FF5B00;
    color: #050E21;
    border-color: #FF5B00;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(255, 91, 0, 0.35);
}

.btn-write-review:hover i.fa-pen-to-square {
    color: #050E21;
}

.google-g-icon {
    font-size: 1rem;
    color: #4285F4;
}

.testi-stars-row {
    display: flex;
    align-items: center;
    gap: 0.2rem;
    font-size: 0.8rem;
}

.testi-rating-score {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 800;
    color: #050E21;
}

.testi-dot-sep {
    color: #CBD5E1;
    font-size: 0.75rem;
}

.testi-count-tag {
    font-size: 0.72rem;
    font-weight: 700;
    color: #475569;
}

/* Card Styles inside Marquee — Compact & Sleek */
.testi-luxury-card {
    background: #FFFFFF;
    border-radius: 14px;
    border: 1px solid rgba(255, 91, 0, 0.3);
    padding: 0.9rem 1.05rem 0.8rem 1.05rem;
    box-shadow: 0 4px 18px rgba(5, 14, 33, 0.05);
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: all 0.25s ease;
    position: relative;
}

.testi-luxury-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 28px rgba(5, 14, 33, 0.1);
    border-color: #FF5B00;
}

.testi-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 0.45rem;
    gap: 0.4rem;
}

.testi-stars {
    color: #FF5B00;
    font-size: 0.72rem;
    display: flex;
    gap: 0.12rem;
}

.testi-amount-pill {
    background: #FAF8F5;
    border: 1px solid rgba(255, 91, 0, 0.35);
    color: #050E21;
    font-family: 'Outfit', sans-serif;
    font-size: 0.68rem;
    font-weight: 800;
    padding: 0.15rem 0.55rem;
    border-radius: 50px;
    display: inline-flex;
    align-items: center;
    gap: 0.25rem;
}

.testi-quote-box {
    position: relative;
    margin-bottom: 0.5rem;
    flex-grow: 1;
}

.quote-icon-gold {
    font-size: 0.85rem;
    color: rgba(255, 91, 0, 0.45);
    margin-bottom: 0.15rem;
    display: block;
}

.testi-quote-text {
    font-family: 'Plus Jakarta Sans', sans-serif;
    font-size: 0.78rem;
    line-height: 1.42;
    color: #334155;
    font-style: italic;
}

.testi-author-row {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    padding-top: 0.5rem;
    border-top: 1px solid #F1F5F9;
}

.testi-avatar {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: linear-gradient(135deg, #050E21 0%, #0B1B3D 100%);
    border: 1.2px solid #FF5B00;
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.testi-author-meta {
    display: flex;
    flex-direction: column;
}

.testi-author-meta strong {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 800;
    color: #050E21;
    line-height: 1.15;
}

.testi-author-meta span {
    font-size: 0.65rem;
    color: #64748B;
    display: flex;
    align-items: center;
    gap: 0.25rem;
    margin-top: 0.1rem;
}

/* Infinite Horizontal Marquee Container for Testimonials — Compact */
.testi-marquee-container {
    position: relative;
    width: 100%;
    overflow: hidden;
    padding: 0.35rem 0;
}

.testi-marquee-mask-left,
.testi-marquee-mask-right {
    display: none;
}

.testi-marquee-track {
    display: flex;
    gap: 1rem;
    width: max-content;
    animation: testiMarqueeScroll 38s linear infinite;
}

.testi-marquee-track:hover {
    animation-play-state: paused;
}

/* Row 2 Reverse Track: Left to Right */
.testi-marquee-track.track-reverse {
    animation: testiMarqueeScrollReverse 38s linear infinite;
}

.testi-marquee-track.track-reverse:hover {
    animation-play-state: paused;
}

.testi-marquee-track .testi-luxury-card {
    width: 290px;
    flex-shrink: 0;
    margin-bottom: 0;
}

@keyframes testiMarqueeScroll {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

@keyframes testiMarqueeScrollReverse {
    0% {
        transform: translateX(-50%);
    }
    100% {
        transform: translateX(0);
    }
}

/* Testimonials Bottom: Dual Executive Showcase Banners (Reference Design) */
.testi-dual-banner-row {
    display: grid;
    grid-template-columns: 1fr 1.35fr;
    gap: 1.35rem;
    align-items: stretch;
    margin-top: 2rem;
}

/* 1. LEFT CARD: GOOGLE REVIEWS BANNER */
.testi-review-banner-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.15rem;
    background: linear-gradient(135deg, #FFFFFF 0%, #FFFDF8 60%, #FFF9EE 100%);
    border: 1.5px solid #DFC07A;
    border-radius: 20px;
    padding: 1.35rem 1.75rem;
    box-shadow: 0 6px 20px rgba(5, 14, 33, 0.05);
    text-decoration: none;
    position: relative;
    overflow: hidden;
    transition: transform 0.25s ease, border-color 0.25s ease, box-shadow 0.25s ease;
    box-sizing: border-box;
}

.testi-review-banner-card::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 140px;
    height: 100%;
    background: radial-gradient(circle at 100% 50%, rgba(223, 192, 122, 0.14) 0%, transparent 70%);
    pointer-events: none;
}

.testi-review-banner-card:hover {
    transform: translateY(-2px);
    border-color: #C6922C;
    box-shadow: 0 10px 24px rgba(5, 14, 33, 0.08);
}

.review-card-left {
    display: flex;
    align-items: center;
    gap: 1.25rem;
}

.google-logo-orb {
    width: 66px;
    height: 66px;
    min-width: 66px;
    border-radius: 50%;
    background: #FFFFFF;
    border: 1px solid rgba(0, 0, 0, 0.08);
    box-shadow: 0 3px 10px rgba(0, 0, 0, 0.06);
    display: flex;
    align-items: center;
    justify-content: center;
}

.google-svg-logo {
    width: 36px;
    height: 36px;
    display: block;
}

.review-card-info {
    display: flex;
    flex-direction: column;
    gap: 0.18rem;
}

.review-card-stars {
    display: flex;
    align-items: center;
    gap: 0.25rem;
    color: #F59E0B;
    font-size: 1.25rem;
    margin-bottom: 0.15rem;
}

.review-card-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.22rem;
    font-weight: 800;
    color: #071228;
    line-height: 1.25;
    margin: 0;
}

.text-gold-highlight {
    color: #C6922C;
    font-weight: 900;
}

.review-card-subtitle {
    font-size: 0.85rem;
    color: #64748B;
    margin: 0;
    line-height: 1.2;
}

.review-card-btn {
    width: 48px;
    height: 48px;
    min-width: 48px;
    border-radius: 50%;
    background: linear-gradient(135deg, #FF5B00 0%, #FF5B00 100%);
    color: #FFFFFF;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    box-shadow: 0 3px 10px rgba(184, 134, 11, 0.25);
    transition: transform 0.25s ease, background 0.25s ease;
}

.testi-review-banner-card:hover .review-card-btn {
    transform: scale(1.05);
    background: linear-gradient(135deg, #FF7A29 0%, #FF5B00 100%);
}

/* 2. RIGHT CARD: STAY CONNECTED WITH US (SOCIAL MEDIA) */
.testi-social-banner-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    background: #050E21;
    border: 1.5px solid #DFC07A;
    border-radius: 20px;
    padding: 1.35rem 1.85rem;
    box-shadow: 0 8px 24px rgba(5, 14, 33, 0.16);
    position: relative;
    overflow: hidden;
    box-sizing: border-box;
}

.testi-social-banner-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background-image: radial-gradient(rgba(255, 255, 255, 0.06) 1px, transparent 1px);
    background-size: 14px 14px;
    opacity: 0.4;
    pointer-events: none;
}

.social-banner-heading-col {
    display: flex;
    flex-direction: column;
    gap: 0.25rem;
    flex: 0 0 auto;
    position: relative;
    z-index: 2;
}

.social-banner-tag {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 800;
    color: #E5A93C;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.social-banner-title {
    font-family: 'Outfit', sans-serif;
    font-size: 1.55rem;
    font-weight: 800;
    color: #FFFFFF;
    line-height: 1.15;
    margin: 0;
    letter-spacing: -0.01em;
}

.social-banner-divider {
    width: 1.5px;
    height: 64px;
    background: rgba(255, 255, 255, 0.18);
    flex-shrink: 0;
    margin: 0 0.35rem;
    position: relative;
    z-index: 2;
}

.social-banner-channels {
    display: flex;
    align-items: center;
    gap: 1.35rem;
    position: relative;
    z-index: 2;
}

.social-channel-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.4rem;
    text-decoration: none;
    cursor: pointer;
    transition: transform 0.25s ease;
}

.social-round-btn {
    width: 58px;
    height: 58px;
    min-width: 58px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #FFFFFF !important;
    font-size: 1.65rem;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.25);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
    position: relative;
}

.social-channel-item:hover .social-round-btn {
    transform: translateY(-3px);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.35);
}

/* Platform Colors (Clean Solid Gradients) */
.social-round-btn.fb {
    background: linear-gradient(135deg, #1877F2 0%, #0d5dc9 100%);
}

.social-round-btn.ig {
    background: radial-gradient(circle at 30% 107%, #fdf497 0%, #fdf497 5%, #fd5949 45%, #d6249f 60%, #285AEB 90%);
}

.social-round-btn.yt {
    background: linear-gradient(135deg, #FF0000 0%, #c40000 100%);
}

.social-round-btn.wa {
    background: linear-gradient(135deg, #25D366 0%, #128C7E 100%);
}

.social-channel-label {
    font-family: 'Outfit', sans-serif;
    font-size: 0.82rem;
    font-weight: 700;
    color: #FFFFFF;
    line-height: 1;
    transition: color 0.25s ease;
}

.social-channel-item:hover .social-channel-label {
    color: #E5A93C;
}

/* Testimonials Section — Tablet Responsive (≤ 991px) */
@media (max-width: 991px) {
    .testimonials-section {
        padding: 1.5rem 0 !important;
    }

    .testi-section-header {
        margin-bottom: 1.25rem !important;
    }

    .testi-google-badge {
        flex-wrap: wrap;
        gap: 0.45rem;
        padding: 0.55rem 1rem;
        border-radius: 14px;
        justify-content: center;
    }

    .google-g-icon {
        font-size: 1rem;
    }

    .testi-stars-row {
        font-size: 0.78rem;
    }

    .testi-rating-score {
        font-size: 0.82rem;
    }

    .testi-count-tag {
        font-size: 0.72rem;
    }

    .main-section-title {
        font-size: 1.45rem !important;
        line-height: 1.22 !important;
    }

    .section-lead-desc {
        font-size: 0.82rem !important;
        line-height: 1.45 !important;
    }

    .testi-marquee-container {
        padding: 0.25rem 0;
    }

    .testi-marquee-track {
        gap: 0.75rem;
    }

    .testi-marquee-track .testi-luxury-card {
        width: 265px;
    }

    .testi-luxury-card {
        padding: 0.8rem 0.95rem !important;
        border-radius: 12px !important;
    }

    .testi-card-top {
        margin-bottom: 0.75rem;
    }

    .testi-stars {
        font-size: 0.78rem;
    }

    .testi-amount-pill {
        font-size: 0.68rem;
        padding: 0.2rem 0.6rem;
    }

    .quote-icon-gold {
        font-size: 1rem;
        margin-bottom: 0.25rem;
    }

    .testi-quote-text {
        font-size: 0.82rem;
        line-height: 1.48;
    }

    .testi-author-row {
        gap: 0.65rem;
        padding-top: 0.75rem;
    }

    .testi-avatar {
        width: 36px;
        height: 36px;
        font-size: 0.92rem;
    }

    .testi-author-meta strong {
        font-size: 0.82rem;
    }

    .testi-author-meta span {
        font-size: 0.65rem;
    }

    .testi-dual-banner-row {
        grid-template-columns: 1fr;
        gap: 1rem;
        margin-top: 1.25rem;
    }

    .testi-review-banner-card,
    .testi-social-banner-card {
        padding: 1.1rem 1.35rem;
    }

    .social-banner-channels {
        gap: 1.15rem;
    }

    .social-round-btn {
        width: 54px;
        height: 54px;
        min-width: 54px;
        font-size: 1.5rem;
    }
}

/* Testimonials Section — Mobile Responsive (≤ 640px) */
@media (max-width: 640px) {
    .testimonials-section {
        padding: 1.15rem 0 !important;
    }

    .testi-section-header {
        margin-bottom: 0.85rem !important;
    }

    .testi-google-badge {
        flex-direction: column;
        gap: 0.3rem;
        padding: 0.5rem 0.85rem;
        border-radius: 12px;
    }

    .testi-dot-sep {
        display: none;
    }

    .testi-rating-score {
        font-size: 0.78rem;
    }

    .testi-count-tag {
        font-size: 0.68rem;
    }

    .main-section-title {
        font-size: 1.25rem !important;
    }

    .section-lead-desc {
        font-size: 0.75rem !important;
        margin-bottom: 0.5rem !important;
    }

    .testi-marquee-container {
        padding: 0.5rem 0 1rem 0;
    }

    .testi-marquee-track {
        gap: 0.75rem;
        animation-duration: 25s;
    }

    .testi-marquee-track .testi-luxury-card {
        width: 265px;
    }

    .testi-luxury-card {
        padding: 1rem 1rem 0.85rem 1rem !important;
        border-radius: 14px !important;
        border-width: 1px !important;
    }

    .testi-card-top {
        margin-bottom: 0.55rem;
        gap: 0.35rem;
    }

    .testi-stars {
        font-size: 0.72rem;
        gap: 0.1rem;
    }

    .testi-amount-pill {
        font-size: 0.62rem;
        padding: 0.15rem 0.5rem;
    }

    .testi-quote-box {
        margin-bottom: 0.85rem;
    }

    .quote-icon-gold {
        font-size: 0.88rem;
        margin-bottom: 0.2rem;
    }

    .testi-quote-text {
        font-size: 0.75rem;
        line-height: 1.42;
    }

    .testi-author-row {
        gap: 0.55rem;
        padding-top: 0.6rem;
    }

    .testi-avatar {
        width: 30px;
        height: 30px;
        font-size: 0.82rem;
        border-width: 1px;
    }

    .testi-author-meta strong {
        font-size: 0.75rem;
    }

    .testi-author-meta span {
        font-size: 0.6rem;
        gap: 0.2rem;
    }

    .milestone-title-line {
        margin-bottom: 0.35rem !important;
    }

    .testi-dual-banner-row {
        grid-template-columns: 1fr;
        gap: 1rem;
        margin-top: 1.25rem;
    }

    .testi-review-banner-card {
        padding: 1.15rem 1.25rem;
        border-radius: 18px;
        gap: 0.85rem;
    }

    .review-card-left {
        gap: 1rem;
    }

    .google-logo-orb {
        width: 54px;
        height: 54px;
        min-width: 54px;
    }

    .google-svg-logo {
        width: 30px;
        height: 30px;
    }

    .review-card-stars {
        font-size: 1.05rem;
        gap: 0.2rem;
        margin-bottom: 0.1rem;
    }

    .review-card-title {
        font-size: 1.05rem;
        line-height: 1.25;
    }

    .review-card-subtitle {
        font-size: 0.76rem;
    }

    .review-card-btn {
        width: 40px;
        height: 40px;
        min-width: 40px;
        font-size: 0.9rem;
    }

    .testi-social-banner-card {
        flex-direction: column;
        align-items: center;
        text-align: center;
        gap: 1.15rem;
        padding: 1.25rem 1.25rem;
        border-radius: 18px;
    }

    .social-banner-heading-col {
        align-items: center;
        text-align: center;
        width: 100%;
    }

    .social-banner-tag {
        font-size: 0.76rem;
        margin-bottom: 0.15rem;
    }

    .social-banner-title {
        font-size: 1.35rem;
        line-height: 1.2;
    }

    .social-banner-divider {
        display: none;
    }

    .social-banner-channels {
        width: 100%;
        justify-content: space-around;
        gap: 0.5rem;
    }

    .social-round-btn {
        width: 52px;
        height: 52px;
        min-width: 52px;
        font-size: 1.45rem;
    }

    .social-channel-label {
        font-size: 0.75rem;
        margin-top: 0.25rem;
    }
}

/* Extra Small Devices (≤ 420px) */
@media (max-width: 420px) {
    .testi-review-banner-card {
        padding: 1rem 0.95rem;
        border-radius: 16px;
    }

    .review-card-left {
        gap: 0.75rem;
    }

    .google-logo-orb {
        width: 46px;
        height: 46px;
        min-width: 46px;
    }

    .google-svg-logo {
        width: 25px;
        height: 25px;
    }

    .review-card-stars {
        font-size: 0.92rem;
    }

    .review-card-title {
        font-size: 0.95rem;
    }

    .review-card-subtitle {
        font-size: 0.7rem;
    }

    .review-card-btn {
        width: 36px;
        height: 36px;
        min-width: 36px;
        font-size: 0.82rem;
    }

    .testi-social-banner-card {
        padding: 1.15rem 0.95rem;
        border-radius: 16px;
        gap: 1rem;
    }

    .social-banner-title {
        font-size: 1.2rem;
    }

    .social-round-btn {
        width: 46px;
        height: 46px;
        min-width: 46px;
        font-size: 1.25rem;
    }

    .social-channel-label {
        font-size: 0.68rem;
    }
}


/* ==========================================================================
   INSURANCE SECTION — CLEAN REWRITE
   ========================================================================== */

/* 3-column grid: always side-by-side on desktop & tablet */
.insurance-cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.15rem;
    margin-bottom: 1.25rem;
}

/* ── Advisory Banner ─────────────────────────────────────── */
.insurance-advisory-banner {
    background: linear-gradient(135deg, #0B1B3D 0%, #050E21 100%);
    border: 1.5px solid rgba(255, 91, 0, 0.35);
    border-radius: 18px;
    padding: 1.4rem 2rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    box-shadow: 0 12px 32px rgba(11, 27, 61, 0.16);
    position: relative;
    overflow: hidden;
    margin-top: 1rem;
}

.insurance-advisory-banner::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -10%;
    width: 280px;
    height: 280px;
    background: radial-gradient(circle, rgba(255, 91, 0, 0.14) 0%, transparent 70%);
    pointer-events: none;
}

.insurance-adv-content {
    display: flex;
    align-items: center;
    gap: 1.1rem;
    position: relative;
    z-index: 2;
    flex: 1;
    min-width: 0;
}

.insurance-adv-icon-box {
    width: 50px;
    height: 50px;
    min-width: 50px;
    background: linear-gradient(135deg, #FF5B00 0%, #FF7A29 100%);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #050E21;
    font-size: 1.25rem;
    box-shadow: 0 5px 15px rgba(255, 91, 0, 0.3);
    flex-shrink: 0;
}

.insurance-adv-info {
    display: flex;
    flex-direction: column;
    gap: 0.15rem;
    min-width: 0;
}

.insurance-adv-top-tag {
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    font-size: 0.65rem;
    font-weight: 800;
    letter-spacing: 0.7px;
    color: #FF7A29;
    background: rgba(255, 91, 0, 0.14);
    border: 1px solid rgba(255, 91, 0, 0.22);
    padding: 0.18rem 0.55rem;
    border-radius: 50px;
    width: fit-content;
    margin-bottom: 0.2rem;
}

.insurance-adv-info h4 {
    font-family: 'Outfit', sans-serif;
    font-size: 1.05rem;
    font-weight: 700;
    color: #FFFFFF;
    margin: 0;
    line-height: 1.3;
}

.insurance-adv-info p {
    font-size: 0.8rem;
    color: #94A3B8;
    margin: 0;
    line-height: 1.4;
}

.insurance-adv-action {
    position: relative;
    z-index: 2;
    flex-shrink: 0;
}

.btn-insurance-talk {
    display: inline-flex;
    align-items: center;
    gap: 0.55rem;
    background: linear-gradient(135deg, #FF5B00 0%, #E05000 100%);
    color: #FFFFFF;
    font-family: 'Outfit', sans-serif;
    font-size: 0.85rem;
    font-weight: 700;
    padding: 0.75rem 1.4rem;
    border-radius: 50px;
    text-decoration: none;
    box-shadow: 0 5px 18px rgba(255, 91, 0, 0.32);
    transition: all 0.28s ease;
    white-space: nowrap;
}

.btn-insurance-talk:hover {
    background: linear-gradient(135deg, #FF5B00 0%, #FF5B00 100%);
    transform: translateY(-2px);
    box-shadow: 0 9px 24px rgba(255, 91, 0, 0.46);
    color: #FFFFFF;
}

/* ── Tablet (≤ 991px): stays horizontal, just tighter ───── */
@media (max-width: 991px) {
    .insurance-advisory-banner {
        padding: 1.1rem 1.4rem;
        gap: 1rem;
    }

    .insurance-adv-info h4 {
        font-size: 0.95rem;
    }

    .insurance-adv-info p {
        font-size: 0.75rem;
    }

    .btn-insurance-talk {
        padding: 0.65rem 1.1rem;
        font-size: 0.8rem;
    }
}

/* ── Small Mobile (≤ 640px): stack vertically, compact ───── */
@media (max-width: 640px) {
    .insurance-cards-grid {
        grid-template-columns: repeat(3, 1fr);
        gap: 0.5rem;
    }

    /* Shrink insurance cards on small screens */
    .insurance-card .milestone-card-banner {
        height: 80px;
    }

    .insurance-card .milestone-card-body {
        padding: 0.5rem 0.5rem 0.6rem;
    }

    .insurance-card .milestone-card-title {
        font-size: 0.72rem;
        margin-bottom: 0.15rem;
    }

    .insurance-card .milestone-card-desc {
        font-size: 0.62rem;
        line-height: 1.3;
        margin-bottom: 0.3rem;
    }

    .insurance-card .milestone-icon-badge {
        width: 24px;
        height: 24px;
        font-size: 0.65rem;
        bottom: 4px;
        right: 4px;
    }

    .insurance-card .milestone-link-action {
        font-size: 0.64rem;
    }

    /* Advisory banner: stacked, clean, compact */
    .insurance-advisory-banner {
        flex-direction: column;
        align-items: flex-start;
        padding: 1rem 1.1rem;
        gap: 0.85rem;
        border-radius: 14px;
        margin-top: 0.85rem;
    }

    .insurance-adv-content {
        gap: 0.75rem;
    }

    .insurance-adv-icon-box {
        width: 38px;
        height: 38px;
        min-width: 38px;
        font-size: 1rem;
        border-radius: 9px;
    }

    .insurance-adv-top-tag {
        font-size: 0.6rem;
        padding: 0.15rem 0.45rem;
    }

    .insurance-adv-info h4 {
        font-size: 0.88rem;
    }

    .insurance-adv-info p {
        font-size: 0.72rem;
    }

    .insurance-adv-action {
        width: 100%;
    }

    .btn-insurance-talk {
        width: 100%;
        justify-content: center;
    }
}



/* ==========================================================================
   ANIMATED NUMBER COUNTERS DESIGN & TABULAR NUMERALS
   ========================================================================== */
[data-count-target] {
    font-variant-numeric: tabular-nums;
    font-feature-settings: "tnum";
    display: inline-block;
    transition: color 0.3s ease;
}



/* ==========================================================================
   MILESTONE CARDS ENTRANCE ANIMATIONS (LEFT & RIGHT CASCADE)
   ========================================================================== */
.milestone-cards-grid .fade-right {
    opacity: 0;
    transform: translateX(-60px);
    transition: opacity 0.95s cubic-bezier(0.22, 1, 0.36, 1),
                transform 0.95s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: calc(var(--item-index, 0) * 0.11s);
}

.milestone-cards-grid .fade-left {
    opacity: 0;
    transform: translateX(60px);
    transition: opacity 0.95s cubic-bezier(0.22, 1, 0.36, 1),
                transform 0.95s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: calc(var(--item-index, 0) * 0.11s);
}

.milestone-cards-grid .fade-right.is-revealed,
.milestone-cards-grid .fade-left.is-revealed,
.is-revealed .milestone-cards-grid .fade-right,
.is-revealed .milestone-cards-grid .fade-left {
    opacity: 1 !important;
    transform: translate(0, 0) !important;
}

/* ==========================================================================
   INSURANCE CARDS ENTRANCE ANIMATIONS (LEFT & RIGHT CASCADE)
   ========================================================================== */
.insurance-cards-grid .fade-right {
    opacity: 0;
    transform: translateX(-60px);
    transition: opacity 0.95s cubic-bezier(0.22, 1, 0.36, 1),
                transform 0.95s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: calc(var(--item-index, 0) * 0.12s);
}

.insurance-cards-grid .fade-left {
    opacity: 0;
    transform: translateX(60px);
    transition: opacity 0.95s cubic-bezier(0.22, 1, 0.36, 1),
                transform 0.95s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: calc(var(--item-index, 0) * 0.12s);
}

.insurance-cards-grid .fade-up {
    opacity: 0;
    transform: translateY(45px);
    transition: opacity 0.95s cubic-bezier(0.22, 1, 0.36, 1),
                transform 0.95s cubic-bezier(0.22, 1, 0.36, 1);
    transition-delay: calc(var(--item-index, 0) * 0.12s);
}

.insurance-cards-grid .fade-right.is-revealed,
.insurance-cards-grid .fade-left.is-revealed,
.insurance-cards-grid .fade-up.is-revealed,
.is-revealed .insurance-cards-grid .fade-right,
.is-revealed .insurance-cards-grid .fade-left,
.is-revealed .insurance-cards-grid .fade-up {
    opacity: 1 !important;
    transform: translate(0, 0) !important;
}


/* ==========================================================================
   ENHANCED 2-STEP LEAD GENERATION POPUP - RESPONSIVE & GOLD LUXURY THEME
   ========================================================================== */
#leadConsultationModal {
    display: none !important;
    position: fixed !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
    bottom: 0 !important;
    width: 100vw !important;
    height: 100vh !important;
    z-index: 2100 !important;
    box-sizing: border-box !important;
    padding: 1rem !important;
}

#leadConsultationModal.active {
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
}

#leadConsultationModal .lead-modal-card {
    background: #FFFFFF !important;
    border-radius: 20px !important;
    padding: 1.6rem 1.5rem 1.25rem !important;
    max-width: 500px !important;
    width: 100% !important;
    max-height: 90dvh !important;
    overflow-y: auto !important;
    -webkit-overflow-scrolling: touch !important;
    box-shadow: 0 25px 70px rgba(5, 14, 33, 0.4) !important;
    border: 1.5px solid rgba(255, 91, 0, 0.45) !important;
    position: relative !important;
    box-sizing: border-box !important;
    margin: auto !important;
}

#leadConsultationModal .lead-modal-card::-webkit-scrollbar {
    width: 4px;
}
#leadConsultationModal .lead-modal-card::-webkit-scrollbar-thumb {
    background: rgba(255, 91, 0, 0.4);
    border-radius: 4px;
}

#leadConsultationModal .lead-modal-close {
    position: absolute !important;
    top: 14px !important;
    right: 14px !important;
    width: 34px !important;
    height: 34px !important;
    background: #FAF8F5 !important;
    border: 1px solid rgba(255, 91, 0, 0.35) !important;
    border-radius: 50% !important;
    font-size: 1.25rem !important;
    color: #475569 !important;
    cursor: pointer !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    transition: all 0.22s ease !important;
    z-index: 10 !important;
    padding: 0 !important;
    line-height: 1 !important;
}

#leadConsultationModal .lead-modal-close:hover {
    background: #050E21 !important;
    color: #FFFFFF !important;
    border-color: #050E21 !important;
    transform: rotate(90deg) !important;
}

#leadConsultationModal .lead-gold-badge {
    display: inline-flex !important;
    align-items: center !important;
    gap: 0.4rem !important;
    background: rgba(255, 91, 0, 0.12) !important;
    border: 1px solid rgba(255, 91, 0, 0.35) !important;
    color: #050E21 !important;
    padding: 0.22rem 0.75rem !important;
    border-radius: 50px !important;
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.7rem !important;
    font-weight: 800 !important;
    text-transform: uppercase !important;
    letter-spacing: 0.04em !important;
    margin-bottom: 0.45rem !important;
}

#leadConsultationModal .lead-step-header {
    text-align: center !important;
    margin-bottom: 1rem !important;
    padding-right: 1.5rem !important;
    padding-left: 1.5rem !important;
}

#leadConsultationModal .lead-step-title {
    font-family: 'Outfit', sans-serif !important;
    font-size: 1.35rem !important;
    font-weight: 800 !important;
    color: #050E21 !important;
    line-height: 1.22 !important;
    margin: 0 !important;
    letter-spacing: -0.02em !important;
}

#leadConsultationModal .lead-step-subtitle {
    font-size: 0.8rem !important;
    color: #64748B !important;
    margin-top: 0.3rem !important;
    margin-bottom: 0 !important;
    line-height: 1.35 !important;
}

#leadConsultationModal .lead-services-grid {
    display: grid !important;
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 0.55rem !important;
    margin-bottom: 1rem !important;
}

#leadConsultationModal .lead-service-card {
    background: #FFFFFF !important;
    border: 1.5px solid rgba(255, 91, 0, 0.28) !important;
    border-radius: 12px !important;
    padding: 0.65rem 0.35rem !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    justify-content: center !important;
    text-align: center !important;
    cursor: pointer !important;
    transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1) !important;
    box-shadow: 0 2px 8px rgba(5, 14, 33, 0.04) !important;
    min-height: 72px !important;
}

#leadConsultationModal .lead-service-card:hover,
#leadConsultationModal .lead-service-card:active {
    border-color: #FF5B00 !important;
    background: #FAF6ED !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 8px 18px rgba(255, 91, 0, 0.25) !important;
}

#leadConsultationModal .lead-service-icon-box {
    width: 32px !important;
    height: 32px !important;
    border-radius: 8px !important;
    border: 1px solid rgba(255, 91, 0, 0.35) !important;
    background: rgba(255, 91, 0, 0.12) !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 0.95rem !important;
    color: #FF5B00 !important;
    transition: all 0.22s ease !important;
    flex-shrink: 0 !important;
}

#leadConsultationModal .lead-service-card:hover .lead-service-icon-box {
    background: linear-gradient(135deg, #FF7A29 0%, #FF5B00 100%) !important;
    color: #050E21 !important;
    border-color: #FF5B00 !important;
    transform: scale(1.08) !important;
}

#leadConsultationModal .lead-service-name {
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.72rem !important;
    font-weight: 700 !important;
    color: #050E21 !important;
    margin-top: 0.35rem !important;
    line-height: 1.2 !important;
}

#leadConsultationModal .lead-step-form {
    display: flex !important;
    flex-direction: column !important;
    gap: 0.75rem !important;
    margin-bottom: 0.95rem !important;
}

#leadConsultationModal .lead-selected-chip {
    background: #FAF6ED !important;
    border: 1.5px solid #FF5B00 !important;
    border-radius: 12px !important;
    padding: 0.6rem 0.9rem !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    margin-bottom: 0.2rem !important;
}

#leadConsultationModal .chip-left {
    display: flex !important;
    align-items: center !important;
    gap: 0.5rem !important;
    color: #050E21 !important;
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.88rem !important;
    font-weight: 800 !important;
}

#leadConsultationModal .chip-check i {
    font-size: 0.95rem !important;
    color: #FF5B00 !important;
}

#leadConsultationModal .btn-chip-change {
    background: none !important;
    border: none !important;
    color: #FF5B00 !important;
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.8rem !important;
    font-weight: 700 !important;
    text-decoration: underline !important;
    cursor: pointer !important;
    padding: 0 !important;
    transition: color 0.2s ease !important;
}

#leadConsultationModal .btn-chip-change:hover {
    color: #050E21 !important;
}

#leadConsultationModal .lead-input-wrap input {
    width: 100% !important;
    padding: 0.75rem 0.95rem !important;
    background: #FAF8F5 !important;
    border: 1.5px solid rgba(255, 91, 0, 0.3) !important;
    border-radius: 12px !important;
    font-family: 'Plus Jakarta Sans', sans-serif !important;
    font-size: 0.92rem !important;
    color: #050E21 !important;
    transition: all 0.2s ease !important;
    box-sizing: border-box !important;
    height: 48px !important;
}

#leadConsultationModal .lead-input-wrap input:focus {
    border-color: #FF5B00 !important;
    background: #FFFFFF !important;
    outline: none !important;
    box-shadow: 0 0 0 3.5px rgba(255, 91, 0, 0.18) !important;
}

#leadConsultationModal .lead-phone-wrap {
    display: flex !important;
    align-items: center !important;
    background: #FAF8F5 !important;
    border: 1.5px solid rgba(255, 91, 0, 0.3) !important;
    border-radius: 12px !important;
    overflow: hidden !important;
    transition: all 0.2s ease !important;
    height: 48px !important;
    box-sizing: border-box !important;
}

#leadConsultationModal .lead-phone-wrap:focus-within {
    border-color: #FF5B00 !important;
    background: #FFFFFF !important;
    box-shadow: 0 0 0 3.5px rgba(255, 91, 0, 0.18) !important;
}

#leadConsultationModal .lead-country-code {
    padding: 0 0.85rem !important;
    height: 100% !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    border-right: 1.5px solid rgba(255, 91, 0, 0.3) !important;
    background: #F4EEDF !important;
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.88rem !important;
    font-weight: 800 !important;
    color: #050E21 !important;
    flex-shrink: 0 !important;
}

#leadConsultationModal .lead-phone-wrap input {
    border: none !important;
    background: transparent !important;
    padding: 0.75rem 0.9rem !important;
    font-family: 'Plus Jakarta Sans', sans-serif !important;
    font-size: 0.92rem !important;
    color: #050E21 !important;
    width: 100% !important;
    outline: none !important;
    box-sizing: border-box !important;
    height: 100% !important;
}

#leadConsultationModal .btn-lead-whatsapp {
    width: 100% !important;
    background: linear-gradient(135deg, #FF7A29 0%, #FF5B00 50%, #FF5B00 100%) !important;
    color: #050E21 !important;
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.95rem !important;
    font-weight: 800 !important;
    padding: 0.85rem 1.35rem !important;
    border-radius: 12px !important;
    border: none !important;
    cursor: pointer !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 0.65rem !important;
    box-shadow: 0 6px 20px rgba(255, 91, 0, 0.4) !important;
    transition: all 0.25s cubic-bezier(0.16, 1, 0.3, 1) !important;
    margin-top: 0.25rem !important;
    min-height: 48px !important;
}

#leadConsultationModal .btn-lead-whatsapp:hover,
#leadConsultationModal .btn-lead-whatsapp:active {
    background: linear-gradient(135deg, #FF7A29 0%, #FF5B00 50%, #FF5B00 100%) !important;
    transform: translateY(-2px) !important;
    box-shadow: 0 8px 24px rgba(255, 91, 0, 0.55) !important;
}

#leadConsultationModal .btn-lead-whatsapp i:first-child {
    font-size: 1.25rem !important;
    color: #050E21 !important;
}

#leadConsultationModal .btn-lead-whatsapp i:last-child {
    font-size: 0.82rem !important;
    transition: transform 0.2s ease !important;
}

#leadConsultationModal .btn-lead-whatsapp:hover i:last-child {
    transform: translateX(4px) !important;
}

#leadConsultationModal .lead-trust-strip {
    padding-top: 0.75rem !important;
    border-top: 1px solid rgba(255, 91, 0, 0.2) !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 0.45rem !important;
    flex-wrap: wrap !important;
}

#leadConsultationModal .trust-badge-item {
    font-family: 'Outfit', sans-serif !important;
    font-size: 0.68rem !important;
    font-weight: 700 !important;
    color: #64748B !important;
    letter-spacing: 0.02em !important;
    display: inline-flex !important;
    align-items: center !important;
    gap: 0.3rem !important;
}

#leadConsultationModal .text-gold {
    color: #FF5B00 !important;
}

#leadConsultationModal .trust-badge-sep {
    color: rgba(255, 91, 0, 0.45) !important;
    font-size: 0.6rem !important;
}

/* Medium Screens (Tablets: 481px - 768px) */
@media (max-width: 768px) and (min-width: 481px) {
    #leadConsultationModal .lead-modal-card {
        max-width: 460px !important;
        padding: 1.45rem 1.25rem 1.15rem !important;
    }
}

/* Small Screens (Mobiles: ≤ 480px) */
@media (max-width: 480px) {
    #leadConsultationModal {
        padding: 0.45rem !important;
        align-items: center !important;
    }
    #leadConsultationModal .lead-modal-card {
        padding: 1.25rem 0.75rem 0.85rem !important;
        border-radius: 16px !important;
        width: 100% !important;
        max-width: 100% !important;
        max-height: 94dvh !important;
        box-sizing: border-box !important;
    }
    #leadConsultationModal .lead-modal-close {
        top: 8px !important;
        right: 8px !important;
        width: 28px !important;
        height: 28px !important;
        font-size: 1.1rem !important;
    }
    #leadConsultationModal .lead-step-header {
        padding-right: 0.25rem !important;
        padding-left: 0.25rem !important;
        margin-bottom: 0.65rem !important;
    }
    #leadConsultationModal .lead-gold-badge {
        font-size: 0.64rem !important;
        padding: 0.16rem 0.55rem !important;
        margin-bottom: 0.3rem !important;
    }
    #leadConsultationModal .lead-step-title {
        font-size: 1.12rem !important;
        line-height: 1.25 !important;
    }
    #leadConsultationModal .lead-step-subtitle {
        font-size: 0.7rem !important;
        margin-top: 0.2rem !important;
    }
    #leadConsultationModal .lead-services-grid {
        gap: 0.35rem !important;
        margin-bottom: 0.65rem !important;
    }
    #leadConsultationModal .lead-service-card {
        padding: 0.45rem 0.15rem 0.4rem !important;
        min-height: 62px !important;
        border-radius: 10px !important;
        border-width: 1.2px !important;
        box-sizing: border-box !important;
    }
    #leadConsultationModal .lead-service-icon-box {
        width: 26px !important;
        height: 26px !important;
        font-size: 0.8rem !important;
        border-radius: 6px !important;
    }
    #leadConsultationModal .lead-service-name {
        font-size: 0.64rem !important;
        margin-top: 0.22rem !important;
        line-height: 1.15 !important;
        word-break: break-word !important;
    }
    #leadConsultationModal .lead-input-wrap input,
    #leadConsultationModal .lead-phone-wrap input {
        font-size: 16px !important;
        height: 44px !important;
    }
    #leadConsultationModal .lead-phone-wrap {
        height: 44px !important;
    }
    #leadConsultationModal .lead-country-code {
        font-size: 0.82rem !important;
        padding: 0 0.65rem !important;
    }
    #leadConsultationModal .btn-lead-whatsapp {
        min-height: 46px !important;
        font-size: 0.9rem !important;
        padding: 0.75rem 1rem !important;
        border-radius: 10px !important;
    }
    #leadConsultationModal .lead-trust-strip {
        padding-top: 0.55rem !important;
        gap: 0.3rem !important;
    }
    #leadConsultationModal .trust-badge-item {
        font-size: 0.58rem !important;
    }
}