Terms & Conditions

Last updated: March 2025

Please read these terms and conditions carefully before using our website or services.

Nature of Services

Ashapura Financial Services is a loan facilitation and advisory service. We are not a bank, NBFC, or direct lender. We assist customers in applying for loan products offered by RBI-registered banks and Non-Banking Financial Companies (NBFCs). We do not provide loans directly.

Loan approval, interest rates, processing fees, and disbursal timelines are solely determined by the respective lending institution based on their individual credit assessment policies. Ashapura Financial Services makes no guarantee of loan approval, specific interest rates, or loan amounts.

Conditions of Use

By using this website, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to leave the website accordingly. Ashapura Financial Services only grants use and access of this website, its products, and its services to those who have accepted its terms.

Loan Application & Consent

By submitting a loan application through our platform, you consent to:

Fees & Charges

Ashapura Financial Services does not charge customers any fees for loan facilitation, lead generation, or loan approval decisions. All fees associated with the loan — including processing fees, prepayment charges, and late payment penalties — are determined solely by the respective lender and will be disclosed in the lender's official loan offer letter.

Privacy Policy

Before you continue using our website, we advise you to read our privacy policy regarding our user data collection. It will help you better understand our practices.

Intellectual Property

You agree that all materials, products, and services provided on this website are the property of Ashapura Financial Services, its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute Ashapura Financial Services's intellectual property in any way.

Limitation on Liability

Ashapura Financial Services is not liable for any loan approval or rejection decisions made by lenders, or for any damages that may occur to you as a result of your misuse of our website or reliance on information provided herein. Loan decisions are entirely at the discretion of the lending institution.

Governing Law

This Agreement is governed in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of courts in Bengaluru, Karnataka.

Changes to This Agreement

We reserve the right to edit, modify, and change this Agreement at any time. Continued use of our website following any changes constitutes your acceptance of the revised terms.

Contact Us

For any questions regarding these Terms & Conditions, contact us at Ashapurafinance26@gmail.com or call 084310 02626.

133 Manjunath Building 3rd Cross, 2nd Main, Krishna Reddy Layout, Ph 2, near Shreyash Bakery, Konappana Agrahara, Electronic City, Bengaluru, Karnataka 560100.